Free Online Home Loan Eligibility Calculator – Calculate Instantly

Know how much you can borrow before you shortlist a home. Enter your monthly income, tenure, rate, and any existing EMIs to see the eligible loan amount, approximate EMI, and loan-to-income ratio in seconds.

Calculate Your Home Loan Eligibility

Monthly Income (₹)
Loan Tenure (Years)
Interest Rate %
Co-applicant Income (₹)
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How It Works - 3 Simple Steps

Enter buy and sell details
Add ticker or scheme, dates, price, quantity, and fees if you want net figures.
Choose short term or long term capital gains
The tool tags holding periods for equity and equity funds. Override if you are testing.
Get instant tax liability results
See tax per line and a clean summary. Export to PDF or CSV with a few clicks.

Why Use Our Stock Market Tax Calculator?

01
Based on latest Indian tax laws
Covers listed equity, equity funds, intraday, and derivatives.
02
Works for both short term and long term gains
Separate views for STCG and LTCG so impact is clear.
03
Free and easy to use, no signup needed
Open, input, and download. No signup required.

What You Get with Our Calculator

Who Can Use the Stock Market Average Calculator?

First-Time Investors Learning to Average Their Trades

See how a new lot changes cost. Plan the next step with transparent math.

Active Traders Managing Multiple Buy Orders

Combine intraday and swing entries in one view. Confirm if an add improves cost or adds risk.

Long-Term Investors Averaging Down on Stocks

Test staged entries at target levels. Keep each move within budget.

Portfolio Managers Needing Accuracy in Cost Tracking

Clean inputs and reproducible numbers. Bulk paste speeds month-end checks.

Some of the USPs of our Stock Market Average Calculator

Frequently Asked Questions

How is my home loan eligibility calculated?

By applying a FOIR percentage to your net income after existing EMIs, then converting the eligible EMI to a loan amount using your rate and tenure.

Does adding a co-applicant increase my home loan eligibility?

Yes. Clubbed income raises the eligible EMI and therefore the loan amount, subject to credit and title rules.

What is the minimum salary required for a home loan?

There is no single number. Banks look at income stability, obligations, credit score, LTV, and property profile. Use the calculator to get a salary-based range.

How do banks verify my eligibility?

They review payslips, bank statements, tax proofs, bureau reports, and property documents, then apply internal FOIR and LTV policies.

Can NRIs use the home loan eligibility calculator?

Yes, as a starting point. Actual eligibility depends on NRI-specific documentation, permitted incomes, and lender policy in India.

Is there a difference between eligibility and sanction amount?

Eligibility is a pre-sanction estimate. Final sanction also depends on credit appraisal, valuation, and legal checks.

Can I check eligibility for a top-up?

Yes, as a starting point. Actual eligibility depends on NRI-specific documentation, permitted incomes, and lender policy in India.