Know how much you can borrow before you shortlist a home. Enter your monthly income, tenure, rate, and any existing EMIs to see the eligible loan amount, approximate EMI, and loan-to-income ratio in seconds.
First-Time Investors Learning to Average Their Trades
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Active Traders Managing Multiple Buy Orders
Combine intraday and swing entries in one view. Confirm if an add improves cost or adds risk.
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Portfolio Managers Needing Accuracy in Cost Tracking
Clean inputs and reproducible numbers. Bulk paste speeds month-end checks.
By applying a FOIR percentage to your net income after existing EMIs, then converting the eligible EMI to a loan amount using your rate and tenure.
Yes. Clubbed income raises the eligible EMI and therefore the loan amount, subject to credit and title rules.
There is no single number. Banks look at income stability, obligations, credit score, LTV, and property profile. Use the calculator to get a salary-based range.
They review payslips, bank statements, tax proofs, bureau reports, and property documents, then apply internal FOIR and LTV policies.
Yes, as a starting point. Actual eligibility depends on NRI-specific documentation, permitted incomes, and lender policy in India.
Eligibility is a pre-sanction estimate. Final sanction also depends on credit appraisal, valuation, and legal checks.
Yes, as a starting point. Actual eligibility depends on NRI-specific documentation, permitted incomes, and lender policy in India.