Mutual Fund SWP Calculator with Inflation Adjustment

Plan steady cash flows without draining your corpus. Enter your investment, set a monthly withdrawal, add return and inflation, and see the real value of income over time. You will get totally withdrawn, end corpus, and a clear year-wise view.

Calculate Your SWP With Inflation Adjustment

Initial Investment
Monthly Withdrawal
Duration
Expected Return %
Expected Inflation %
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How It Works - 3 Simple Steps

Enter buy and sell details
Add ticker or scheme, dates, price, quantity, and fees if you want net figures.
Choose short term or long term capital gains
The tool tags holding periods for equity and equity funds. Override if you are testing.
Get instant tax liability results
See tax per line and a clean summary. Export to PDF or CSV with a few clicks.

Why Use Our Stock Market Tax Calculator?

01
Based on latest Indian tax laws
Covers listed equity, equity funds, intraday, and derivatives.
02
Works for both short term and long term gains
Separate views for STCG and LTCG so impact is clear.
03
Free and easy to use, no signup needed
Open, input, and download. No signup required.

What You Get with Our Calculator

Who Can Use the Stock Market Average Calculator?

First-Time Investors Learning to Average Their Trades

See how a new lot changes cost. Plan the next step with transparent math.

Active Traders Managing Multiple Buy Orders

Combine intraday and swing entries in one view. Confirm if an add improves cost or adds risk.

Long-Term Investors Averaging Down on Stocks

Test staged entries at target levels. Keep each move within budget.

Portfolio Managers Needing Accuracy in Cost Tracking

Clean inputs and reproducible numbers. Bulk paste speeds month-end checks.

Some of the USPs of our Stock Market Average Calculator

Frequently Asked Questions

What is an SWP and how does it work?

You invest a lump sum and withdraw a fixed amount at set intervals. The rest stays invested and can grow, which helps sustain future withdrawals.

How does inflation impact my SWP withdrawals?

Inflation reduces purchasing power. The calculator discounts each cash flow so you see its value in today’s money.

Can I change the withdrawal amount in an SWP?

Yes. Many investors review once a year and step up the SWP if returns permit. Recalculate before changing.

Is SWP a good strategy for retirement?

It can work if the withdrawal rate is modest relative to expected returns. Always test a conservative return case.

How do I calculate returns using an SWP calculator?

Enter corpus, return, tenure, and SWP. The tool simulates monthly growth and withdrawals, then reports total withdrawn, remaining corpus, and real income after inflation.