Use this calculator to see the true annualised return on investments where cash flows happen on different dates. Enter each amount with its date, add the current or redemption value, and get XIRR in seconds. It works for SIPs, lump sums, NPS, ULIPs, LIC, and mixed cash flows. You also see absolute return, total invested, total value, and profit, so reviews are quick and clear.
.svg)
.svg)
First-Time Investors Learning to Average Their Trades
See how a new lot changes cost. Plan the next step with transparent math.
.svg)
Active Traders Managing Multiple Buy Orders
Combine intraday and swing entries in one view. Confirm if an add improves cost or adds risk.
.svg)
Long-Term Investors Averaging Down on Stocks
Test staged entries at target levels. Keep each move within budget.
.svg)
Portfolio Managers Needing Accuracy in Cost Tracking
Clean inputs and reproducible numbers. Bulk paste speeds month-end checks.
It is the annualised return that accounts for the exact dates and amounts of every cash flow, not just the start and end values.
CAGR assumes one investment and one exit. XIRR handles many entries and exits on different dates, then finds a single yearly rate that fits them all.
You need to solve the cash-flow equation for the rate that makes the net present value zero. That usually needs a numerical solver. The calculator does this for you.
Yes. If your current value is below the present value of your contributions, the annualised rate is negative. That is a useful warning signal.
Yes. As long as you enter every cash flow with the correct date and the latest value, XIRR will return an annualised rate for ULIPs or NPS.
It uses exact dates and standard numerical methods. Accuracy depends on you entering the correct amounts and dates, and whether you include all costs.
Clients/Investors to abstain them from dealing in any schemes of unauthorised collective investments / portfolio management, indicative/ guaranteed/fixed returns / payments etc.
Sr. No
Name of KMP
Designation
Mobile Number
Email ID
2.
Mr. Amit Bansal
Designated Director /
Compliance Officer