Use the Mutual Fund Yearly SIP Calculator by entering fund name, yearly SIP amount, start year, horizon, and expected return (adding step-up, lump sum, and benchmark is optional). Get projected value, total invested, gain, and a clean year-by-year table.
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A yearly SIP calculator projects how annual contributions can grow over time. It shows total invested, projected value, gains, and a year wise ledger, so you can track progress, test step ups, and align cash flows with your income cycle.
Enter your yearly amount, investment horizon, and an expected return. The tool computes projected value, total gain, and CAGR, plus a year wise table.
Yes. Choose the fund type and use conservative return ranges that reflect category norms. Debt and liquid funds usually target stability, so shorter horizons and modest rates give a more realistic picture of expected growth and risk.
Each annual installment has its own holding period. Equity units held over 12 months fall under equity LTCG rules, while shorter holds are STCG. Non equity funds follow their current tax framework.
SIP spreads entries over time, reducing timing risk. Lumpsum deploys money at once, making entry price more important. ELSS works like equity SIPs or lumpsums but adds Section 80C tax benefits and a 3 year lock in on each installment.
