NPS Calculator – Estimate Pension & Maturity Returns

Calculate Your Pension, Returns & Maturity

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How It Works - 3 Simple Steps

Enter buy and sell details

Add ticker or scheme, dates, price, quantity, and fees if you want net figures.

Choose short term or long term capital gains

The tool tags holding periods for equity and equity funds. Override if you are testing.

Get instant tax liability results

See tax per line and a clean summary. Export to PDF or CSV with a few clicks.

What You Get with Our Calculator

Clear Breakdown of Average Price Per Share

See average price, total invested, and total quantity in one panel with one-line explanations.

Simple Interface for Quick Use

Tab between fields or paste from Excel. Check average first, then estimate expected gain.

Support for Bulk or Repeated Trades

Upload or paste many rows. The average calculator in stock market merges duplicates and keeps a clean audit trail.

Mobile Friendly and Secure

Works on small screens. Optional profile enables two factor sign in and secure sessions.

Who Can Use the Stock Market Average Calculator?

First-Time Investors Learning to Average Their Trades

See how a new lot changes cost. Plan the next step with transparent math.

Active Traders Managing Multiple Buy Orders

Combine intraday and swing entries in one view. Confirm if an add improves cost or adds risk.

Long-Term Investors Averaging Down on Stocks

Test staged entries at target levels. Keep each move within budget.

Portfolio Managers Needing Accuracy in Cost Tracking

Clean inputs and reproducible numbers. Bulk paste speeds month-end checks.

Some of the USPs of our Stock Market Average Calculator

Built for Indian Investors and Market Needs

INR default and Indian date formats. Works with common broker notes and CSVs.

Accurate, Transparent, and Reliable Results

Standard formula with visible inputs. Help shows the exact math.

No Sign Up, No Hidden Charges

Open, calculate, and export without an account. Optional profiles store scenarios.

Trusted by Thousands of Traders

Used for planning adds, setting exits, and team communication. The next step stays obvious.

Frequently Asked Questions

What is the NPS and how does it work?

A low-cost pension system where you invest in market-linked funds (E/C/G/A). You build a corpus during working years, then buy an annuity and withdraw the balance as per rules at retirement.

How is inflation accounted for in NPS planning?

The calculator discounts the nominal corpus by your inflation input to show today’s-money value, and inflates future expense goals so targets stay honest.

Can I include lumpsum contributions in NPS?

Yes. Add a one-time amount. The lumpsum NPS calculator view compounds it for the full tenure alongside your periodic contributions.

How is the monthly pension calculated from the NPS corpus?

By applying an annuity rate to the annuity-bound corpus: Monthly pension ≈ Annuity corpus × annuity rate ÷ 12. The tool powers this through the pension calculator in NPS output.

Is there a free calculator available online?

Yes. This is a free NPS calculator. You can run unlimited scenarios and save a base plan and a conservative plan.

Can I track returns by scheme or year?

Yes. Use the scheme tabs like an NPS fund calculator for mix testing, and the performance panel to view IRR/ROI. For year-on-year summaries, export the yearly table similar to an NPS yearly calculator view.

What is the formula behind the projections?

See the NPS calculator formula overview above: standard future-value math for monthly flows, a step-up ladder for increments, and an inflation discount to show real corpus.

Company Details

Broking services are offered by Allvest Securities Private Limited (Allvest). Registered and Corporate Office address is Unit No. 2, Second Floor, B Wing, Art Guild House, Phoenix Market City, Kurla West, Mumbai – 400070. Contact: 022 46656436. CIN: U66120MH2025PTC440678
Allvest is registered as Stock Broker with SEBI having Registration number: INZ000330839 and is registered as Trading Cum Self Clearing Member with National Stock Exchange of India Ltd and NSE Clearing Ltd (Member Code: 90469), as a Trading Member with BSE Ltd (Member Code :6973), as a Trading Member with Multi Commodity Exchange of India Limited (Member Code :57650). Allvest is also registered with SEBI as a Depository Participant having Registration No.: IN-DP-837-2026 and with NSDL having DP ID: IN304949
Name of Compliance Officer/Principal Officer: Mr. Amit Bansal, E-mail: complianceofficer.aspl@allvest.co
For any Client query relating to Stock Broking/DP operations, please call on 7304646395 or write to support@allvest.co.

For any Client Grievance relating to Stock Broking/DP operations, please write to grievance.aspl@allvest.co.
Allvest is a registered as a Distributor with Association of Mutual Funds in India (AMFI) having registration no. ARN346229 (Valid till 24/11/2028) and Association of Portfolio Managers in India (APMI) having registration no. APRN08247 (Valid till 12/01/2027).
Allvest also acts as a Third Party Distributor for various financial products which includes PMS, AIF, Mutual Funds, IPO, NCD, Offer for Sale (OFS) etc. All disputes with respect to the distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism.
Pursuant to SEBI Circular Number SEBI/MRD/SEC/Cir-42/2003 dated November 19, 2003, clients are hereby informed that Allvest may also undertake proprietary trades in the cash and derivatives segment with Exchanges.
Investments in securities market are subject to market risks, read all the investment related documents carefully before investing.
The contents herein shall not be considered as an invitation or persuasion to trade or invest. Allvest and its affiliates accept no liabilities for any loss or damage of any kind arising out of any actions taken in reliance thereon.
Mutual Fund Investments are subject to market risks. Please read all scheme related documents carefully before investing.
The user is required to undergo risk profiling before investing. Guided view is indicative in nature and is based on the information provided by the user voluntarily. Each user of this information should make such investigation as it deems necessary to arrive at an independent evaluation of an investment in the securities of companies referred here (including the merits and risks involved) and should consult his own advisors to
determine the merits and risks of such investment. Past performance is not necessarily a guide to future performance.
Trading Accounts would be opened after all procedure relating to client registration, IPV and client due diligence is completed.
Margin Trading facility is offered by Allvest in terms of the provisions of SEBI Circular CIR/MRD/DP/54/2017 dated June 13, 2017, and the terms and conditions mentioned in rights and obligations statement issued.
Margin Pledge Awareness
- Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 01, 2020.
- Pledge will be created only after successful authentication through the depository’s secure platform through OTP mechanism.
- Pledging of securities is subject to market risks. In the event of a decline in the value of pledged securities or a failure to meet margin calls, the Stock broker reserves the right to liquidate/sell the pledged securities without prior notice to the client
- Stock Broker / Depository Participant are not liable for any delays, technical issues, or losses arising from third-party systems or network failures.
Procedure to file a complaint on SEBI SCORES: Register on SCORES portal. Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID. Benefits: Effective Communication, Speedy redressal of the grievances. You may refer the website https://scores.sebi.gov.in/ for more information. You may also download the SEBI Scores app to log a complaint Android: https://play.google.com store apps sebiscores iOS: https://apps.apple.com app sebiscores.

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Advisory for Investors

It has been observed that certain fraudsters have been sending investors bulk messages on the pretext of providing investment tips and luring the investors to invest in bogus entities by promising huge profits. Investors are advised not to act on the basis of such SMS tips without adequate due diligence. Investors are advised to take an informed investment decision based on authentic sources. Investors are advised to invest after conducting appropriate analysis of respective companies and not to blindly follow rumours, tips etc.
Clients/Investors to abstain them from dealing in any schemes of unauthorised collective investments / portfolio management, indicative/ guaranteed/fixed returns / payments etc.

KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund, etc...), you need not undergo the same process again when you approach another intermediary. Clients are required to ensure the following 6 KYC attributes are updated for their Demat and Trading account: Name, Address, PAN, Valid Mobile Number, Valid E-mail ID, and Income Range at all times
Prevent unauthorized transactions in your account. Update your mobile numbers/email IDs with your stockbrokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day.... Issued in the interest of Investors
ASBA - No need to issue cheques while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investors account.

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List Of KMP

Sr. No

Name of KMP

Designation

Mobile Number

Email ID

Mr. Jay Manoj Desai

Designated Director

022 46656436

ceo.aspl@allvest.co

Mr. Amit Bansal

Designated Director /
Compliance Officer