Use the NSC Maturity Value & Interest Accrued Calculator to see how your National Savings Certificate grows day by day, what you have earned so far, and what you will receive at maturity.
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First-Time Investors Learning to Average Their Trades
See how a new lot changes cost. Plan the next step with transparent math.
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Active Traders Managing Multiple Buy Orders
Combine intraday and swing entries in one view. Confirm if an add improves cost or adds risk.
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Long-Term Investors Averaging Down on Stocks
Test staged entries at target levels. Keep each move within budget.
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Portfolio Managers Needing Accuracy in Cost Tracking
Clean inputs and reproducible numbers. Bulk paste speeds month-end checks.
It is used to calculate NSC interest, maturity value, and effective annual return based on your principal, rate, and tenure so you can plan with exact figures.
Interest is compounded annually at the fixed NSC rate. Each year’s interest is added to the principal, and the full amount is paid in one shot at maturity.
Only in specific allowed cases such as death of the holder or certain directed situations. In normal cases, you should expect to hold till the end of the lock-in.
NSC interest is taxable, but interest counted as reinvested in earlier years can be claimed under Section 80C within the limit. The final year interest is fully taxable.
Enter ₹1,00,000, select the correct NSC rate, and tenure of 5 years in the calculator. It will show the precise maturity amount based on the rate applicable to your certificate.
Clients/Investors to abstain them from dealing in any schemes of unauthorised collective investments / portfolio management, indicative/ guaranteed/fixed returns / payments etc.
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Mr. Amit Bansal
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