PPF Calculator – Calculate Returns, Growth & Maturity

PPF Calculator shows how your Public Provident Fund grows year by year. Enter your deposit plan, tenure, and the current interest rate. You get maturity value, total contributions, and the growth created by compounding. Use it to plan annual deposits and to check if you are on track for long goals.

Calculate Your PPF

Mode
Initial investment (₹)
Monthly Deposit (₹)
Yearly deposits
Tenure in years (≥15)
Deposit timing
Lump-sum deposit timing
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How It Works - 3 Simple Steps

Enter buy and sell details
Add ticker or scheme, dates, price, quantity, and fees if you want net figures.
Choose short term or long term capital gains
The tool tags holding periods for equity and equity funds. Override if you are testing.
Get instant tax liability results
See tax per line and a clean summary. Export to PDF or CSV with a few clicks.

Why Use Our Stock Market Tax Calculator?

01
Based on latest Indian tax laws
Covers listed equity, equity funds, intraday, and derivatives.
02
Works for both short term and long term gains
Separate views for STCG and LTCG so impact is clear.
03
Free and easy to use, no signup needed
Open, input, and download. No signup required.

What You Get with Our Calculator

Who Can Use the Stock Market Average Calculator?

First-Time Investors Learning to Average Their Trades

See how a new lot changes cost. Plan the next step with transparent math.

Active Traders Managing Multiple Buy Orders

Combine intraday and swing entries in one view. Confirm if an add improves cost or adds risk.

Long-Term Investors Averaging Down on Stocks

Test staged entries at target levels. Keep each move within budget.

Portfolio Managers Needing Accuracy in Cost Tracking

Clean inputs and reproducible numbers. Bulk paste speeds month-end checks.

Some of the USPs of our Stock Market Average Calculator

Frequently Asked Questions

What is the maximum PPF investment limit per year?

There is an annual cap per account. Stay within the notified limit each financial year to keep the account compliant.

Can I invest variable amounts in PPF each year?

Yes. You can vary deposits across the year, subject to the cap. Use the variable mode to model different yearly amounts and see maturity.

How is interest compounded in PPF?

Interest is computed monthly on the lowest balance between the 5th and the last day, then credited once a year on 31 March.

How is the PPF maturity value calculated?

The engine tracks monthly balances, applies the notified rate, and credits interest yearly. The final maturity is principal plus all credited interest at the end of the term.

Is there a difference between monthly and lumpsum PPF investment returns?

Yes. A full lump sum at the start of the year earns for more months, which often raises maturity versus the same total paid late in the year. The calculator shows this gap in the chart and table.