Plan a rising SIP that matches your income growth and keeps pace with prices. Enter a base SIP, choose a yearly increase, set tenure and return, and see how each increment builds the final corpus. This step up SIP calculator online turns a simple plan into clear numbers you can act on.
First-Time Investors Learning to Average Their Trades
See how a new lot changes cost. Plan the next step with transparent math.
Active Traders Managing Multiple Buy Orders
Combine intraday and swing entries in one view. Confirm if an add improves cost or adds risk.
Long-Term Investors Averaging Down on Stocks
Test staged entries at target levels. Keep each move within budget.
Portfolio Managers Needing Accuracy in Cost Tracking
Clean inputs and reproducible numbers. Bulk paste speeds month-end checks.
It’s a SIP that increases automatically by a fixed percent each year, e.g., 10%. Year-1 uses the base SIP, Year-2 adds the step-up, and so on. Every monthly installment compounds to the end of the tenure.
Yes. Add a one-time amount at the start (or at a chosen date). The calculator compounds the lump sum across the full period and then adds the stepped-up SIP cash flows.
The tool lists each year’s SIP after applying the step-up, compounds each month at the expected rate, and shows cumulative investment and estimated value for every year.
Inflation reduces the real value of the final corpus. Turn on the inflation toggle to inflate your goal and to view the corpus in today’s money. Adjust step-up or tenure if the real target isn’t met.
Yes. Edit the percentage and recalculate. If the future SIP looks steep, use a lower step-up or a longer horizon.
Use a range, not a point. Save a conservative case and a base case. Compare both and plan for the lower figure.