Step Up SIP with Lumpsum & Inflation Calculator – Check Your Growth

Plan a rising SIP that matches your income growth and keeps pace with prices. Enter a base SIP, choose a yearly increase, set tenure and return, and see how each increment builds the final corpus. This step up SIP calculator online turns a simple plan into clear numbers you can act on.

Calculate Your Step Up SIP with Lumpsum

Initial SIP Amount (₹)
Step-up % Per Year
Investment Tenure (Years)
Expected Return %
Lumpsum Contribution
Inflation Adjustment
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How It Works - 3 Simple Steps

Enter buy and sell details
Add ticker or scheme, dates, price, quantity, and fees if you want net figures.
Choose short term or long term capital gains
The tool tags holding periods for equity and equity funds. Override if you are testing.
Get instant tax liability results
See tax per line and a clean summary. Export to PDF or CSV with a few clicks.

Why Use Our Stock Market Tax Calculator?

01
Based on latest Indian tax laws
Covers listed equity, equity funds, intraday, and derivatives.
02
Works for both short term and long term gains
Separate views for STCG and LTCG so impact is clear.
03
Free and easy to use, no signup needed
Open, input, and download. No signup required.

What You Get with Our Calculator

Who Can Use the Stock Market Average Calculator?

First-Time Investors Learning to Average Their Trades

See how a new lot changes cost. Plan the next step with transparent math.

Active Traders Managing Multiple Buy Orders

Combine intraday and swing entries in one view. Confirm if an add improves cost or adds risk.

Long-Term Investors Averaging Down on Stocks

Test staged entries at target levels. Keep each move within budget.

Portfolio Managers Needing Accuracy in Cost Tracking

Clean inputs and reproducible numbers. Bulk paste speeds month-end checks.

Some of the USPs of our Stock Market Average Calculator

Frequently Asked Questions

What is a step up SIP and how does it work?

It’s a SIP that increases automatically by a fixed percent each year, e.g., 10%. Year-1 uses the base SIP, Year-2 adds the step-up, and so on. Every monthly installment compounds to the end of the tenure.

Can I add lumpsum to my step up SIP?

Yes. Add a one-time amount at the start (or at a chosen date). The calculator compounds the lump sum across the full period and then adds the stepped-up SIP cash flows.

How is the step up SIP corpus calculated year-wise?

The tool lists each year’s SIP after applying the step-up, compounds each month at the expected rate, and shows cumulative investment and estimated value for every year.

How does inflation impact step up SIP returns?

Inflation reduces the real value of the final corpus. Turn on the inflation toggle to inflate your goal and to view the corpus in today’s money. Adjust step-up or tenure if the real target isn’t met.

Can I change the step-up rate later?

Yes. Edit the percentage and recalculate. If the future SIP looks steep, use a lower step-up or a longer horizon.

What return should I assume?

Use a range, not a point. Save a conservative case and a base case. Compare both and plan for the lower figure.