Step Up SIP Calculator – Calculate SIP Growth Year-Wise

A Step Up SIP Calculator helps you plan SIPs that grow every year instead of staying flat. You set a base SIP, choose an annual increase, and see how this rising contribution pattern can reach long-term goals faster and handle inflation without guesswork.

Calculate Your Step Up SIP

Base Monthly SIP (₹)
Annual Step-Up Rate (%)
Investment Tenure (Years)
Expected Annual Return (%)
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How It Works - 3 Simple Steps

Enter buy and sell details
Add ticker or scheme, dates, price, quantity, and fees if you want net figures.
Choose short term or long term capital gains
The tool tags holding periods for equity and equity funds. Override if you are testing.
Get instant tax liability results
See tax per line and a clean summary. Export to PDF or CSV with a few clicks.

Why Use Our Stock Market Tax Calculator?

01
Based on latest Indian tax laws
Covers listed equity, equity funds, intraday, and derivatives.
02
Works for both short term and long term gains
Separate views for STCG and LTCG so impact is clear.
03
Free and easy to use, no signup needed
Open, input, and download. No signup required.

What You Get with Our Calculator

Who Can Use the Stock Market Average Calculator?

First-Time Investors Learning to Average Their Trades

See how a new lot changes cost. Plan the next step with transparent math.

Active Traders Managing Multiple Buy Orders

Combine intraday and swing entries in one view. Confirm if an add improves cost or adds risk.

Long-Term Investors Averaging Down on Stocks

Test staged entries at target levels. Keep each move within budget.

Portfolio Managers Needing Accuracy in Cost Tracking

Clean inputs and reproducible numbers. Bulk paste speeds month-end checks.

Some of the USPs of our Stock Market Average Calculator

Frequently Asked Questions

What is a Step-Up SIP Calculator?

It is a tool that shows how your SIP grows when you increase the contribution at a fixed rate every year, and what maturity value that pattern can reach.

How does a Step-Up SIP differ from a normal SIP?

In a normal SIP the amount stays constant. In a Step-Up SIP, your SIP rises periodically, so total investment and potential corpus increase over time.

Can I add a lumpsum amount to my Step-Up SIP?

Yes. You can invest a lump sum at the start and run a Step-Up SIP alongside. The calculator can model both together.

How can I calculate SIP growth year-wise?

Use the year-wise mode in the Step Up SIP Calculator. It lists annual SIP amounts, total invested and estimated portfolio value for each year.

How does inflation impact Step-Up SIP returns?

Inflation reduces the real value of your future corpus. A Step-Up SIP with inflation adjustment raises contributions systematically so your target amount is closer to what you actually need in future prices.