Investment Objective and Approach

To provide liquidity with reasonable returns in commensuration with low risk through a portfolio of money market and debt securities with residual maturity of up to 91days. The fund focuses on maintaining high liquidity while generating steady returns for investors looking to park their surplus funds for short-term periods.

The scheme seeks to provide liquidity with reasonable returns in commensuration with low risk through a portfolio of money market and debt securities with residual maturity of up to 91days. This investment approach makes it suitable for emergency funds and temporary parking of surplus money.

Key Investment Features:

- The fund has delivered a CAGR of 6.24 since inception (launched November 1, 2013)

- The expense ratio of 360 One Liquid Fund is 0.2% for direct plan

- The AUM of 360 One Liquid Fund, is ₹882.77 crore (as of July 2025)

- The fund currently has an Asset Under Management(AUM) of ₹12,788 Cr and the Latest NAV as of 13 Jul 2025 is ₹2,027.00

Fund Managers

Ankur Parekh is the Current Fund Manager of 360 ONE Liquid Fund Direct Growth fund. The fund management team brings extensive experience in debt markets and fixed-income securities management.

Milan Mody did his MBA from Mumbai Education Trust - Institute of Management. He worked at Darashaw Securities, BRICS Securities, Sahara India Life Insurance Company, ZyFin Research and ITI Mutual Fund before joining IIFL Asset Management as the Fund Manager - Fixed Income.

About the Fund House (AMC)

360 ONE is the leading financial services provider, offering specialised solutions in the fields of wealth and asset management. 360 ONE Mutual Fund was set up in the year 2011 on 23rd March. It is led by a competent team of fund managers and executives carrying paramount experience in the Mutual fund domain. Formerly, the 360 ONE Mutual Fund was called IIFL Wealth. The asset management company was rebranded in the year 2022.

The new name is said to be a composition of 2 words wherein '360' symbolises a 'Holistic View' and 'ONE' represents a 'Customer Interest First'. Headquartered in Mumbai, the 360 ONE Mutual Fund has been a significant member of the mutual fund segment.

Currently, the asset managed under the AMC stands at ₹9037.40 crore (as of 31-Mar-2024). As one of India's leading asset management firms, we do this by leveraging our deep-domain knowledge, strong understanding of the Indian markets and a highly experienced investment team.

Key AMC Highlights:

- 360 ONE is one of the fastest growing wealth management and asset management organisations in India focused on high-conviction investment ideas

- Our deep insights of the India story enable us to create investment strategies that generate sustainable risk-adjusted returns. At 360 ONE Asset, we focus on high-conviction investment ideas.

- Strong regulatory compliance under SEBI guidelines

- Comprehensive investment approach across multiple asset classes

Should I Invest in 360 ONE Liquid Fund?

360 ONE Liquid Fund is suitable for investors seeking:

Ideal for:

- Emergency fund parking with better returns than savings accounts

- Short-term surplus fund management (few weeks to 1 year)

- They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

- Risk-averse investors preferring stable, low-risk investments

- The 360 ONE Liquid Fund Direct Growth is rated Low to Moderate risk.

Investment Details:

- Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000.

- Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Performance Track Record:

- The 1-year, 3-year and 5-year returns of this fund were 7.19, 5.82 and 4.89 respectively (as of December 2024)

- Over the past five years, 360 ONE Liquid Fund - Regular Plan has delivered an annualised return of 5.34% as of 14-Jul-2025

Risk Considerations:

- The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

- Market risk associated with debt securities

- Interest rate risk in changing economic conditions

FAQs

What is today's NAV of 360 ONE Liquid Fund?

The NAV changes daily based on market conditions. You can check the latest NAV on investment platforms like Allvest or the official 360 ONE website for real-time updates.

What is the AUM of 360 ONE Liquid Fund?

The AUM of 360 One Liquid Fund, is ₹882.77 crore as of July 2025. AUM reflects investor confidence and fund popularity in the market.

What is the expense ratio of 360 ONE Liquid Fund?

The expense ratio of 360 One Liquid Fund is 0.2% for the direct plan, which is competitive for liquid funds and helps maximize investor returns.

What are the returns of 360 ONE Liquid Fund since inception?

The fund has delivered a CAGR of 6.24 since inception (launched November 2013), demonstrating consistent performance over the years.

What is the minimum SIP amount to invest in 360 ONE Liquid Fund?

Minimum SIP Investment is set to ₹1,000. This makes it accessible for retail investors to start systematic investing.

How do I invest in 360 ONE Liquid Fund?

You can invest through Allvest's platform online, directly through 360 ONE's website, or via registered distributors. Complete KYC and choose between lump sum or SIP options.

How to start a SIP in 360 ONE Liquid Fund?

Register with Allvest, complete your KYC, select the fund, choose SIP frequency and amount, and set up auto-debit instructions for seamless monthly investments.

How do I automate an SIP in 360 ONE Liquid Fund?

Set up auto-debit mandate through Allvest's platform, providing bank account details and authorizing automatic monthly deductions for your chosen SIP amount.

How can I withdraw/redeem my investment in 360 ONE Liquid Fund?

Submit redemption request through Allvest or directly with 360 ONE. Funds typically reach your bank account within 2-3 business days after processing.