Investment Objective and Approach

The primary investment objective of the scheme is to generate optimal returns while maintaining balance of yield, safety and liquidity. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall be made in Debt & Money Market Instruments.

The fund follows a strategic approach focused on long-duration debt instruments:

- An open ended debt scheme investing in instruments with Macaulay duration greater than 7 years.

- A relatively high interest rate risk and relatively low credit risk.

- Gives investors access to a diversified portfolio of sovereign G-secs, SDLs and high-quality AAA rated bonds with long duration.

- The fund will seek to take benefit of the term spreads, managing tactical allocation between G-Sec, SDL and AAA Corporate bonds basis their spreads and actively modulate duration with an aim to seek optimum risk-adjusted returns for investors.

Key investment features include:

- Minimum Lumpsum Investment is ₹100.

- Minimum SIP Investment is set to ₹500.

- Being an open ended fund, there is no lock-in nor any exit load; giving high liquidity to investors.

Fund Managers

The fund is managed by two experienced professionals:

Mr. Bhupesh Bameta - Mr. Bhupesh Bameta is a Fund Manager and Economist with Aditya Birla Sun Life AMC Limited. He brings with him an overall experience of 17 years in the financial services industry, and joined ABSLAMC's Fixed Income Investment team in December 2017. Mr. Bameta has done B.Tech (IIT Kanpur), CFA Charterholder (CFA Institute, USA) and He was the Head of Research in Forex and Rates Desk at Edelweiss Securities Limited, covering global and Indian forex markets and economies. He was also associated with Quant Capital for 6 years as an Economist and was covering Indian and global economy and markets.

Mr. Harshil Suvarnkar - Harshil Suvarnkar is a fund manager with Aditya Birla Sun Life AMC Limited. He has an overall experience of 15 years in the financial services industry. Prior to joining ABSLAMC he was associated with Indiabulls Housing Finance Limited for 10 years as Head - Markets, Treasury heading treasury investments, Asset Liability Management (ALM) and capital market borrowings. He has a Master's degree in Management Studies from Jamnalal Bajaj Institute of Management Studies (JBIMS), University of Mumbai and Post-Graduate Diploma in Securities Law from Government Law College.

About the Fund House (AMC)

Aditya Birla Sun Life Mutual Funds (ABSLMF) is a joint-venture company co-sponsored by the Indian company, Aditya Birla Capital Limited and Canada-based financial service company, Sun Life AMC Investments, Inc. It was established in 1994 and has successfully completed 25 years in the Indian financial landscape.

Key highlights of the AMC:

- The Aditya Birla Group is the 3rd largest business conglomerate in India, with gross revenue in excess of $41 billion.

- Sun Life, on the other hand, is one of the largest life insurance providers in the world, with investment management as their other area of expertise. It ranks 236th on the Fortune 500 list.

- ABSLMF is currently one of the largest asset management companies operating in India. With cumulative average assets under management (AUM) of Rs. 3.31 Lakh Crores as of March 31, 2024.

- Our PAN-India presence across 290+ locations*, serves investors all around the country.

- Our exemplary asset management skills and consistent risk-adjusted performance are backed by 30 years of strong research and expert fund management.

Should I Invest in Aditya Birla Sun Life Long Duration Fund?

This fund is suitable for specific investor profiles:

Ideal for investors who:

- Are looking for a long-term debt investment that has potential for superior yields through an active duration strategy

- Are looking for regular income and who are comfortable with the risk of interest rate volatility.

- Are willing to invest for at least 5 years.

Key considerations:

- Risk Profile: The Aditya Birla Sun Life Long Duration Fund Direct Growth is rated Moderate risk.

- Interest Rate Sensitivity: The risk of incurring a loss in these funds over the said time frame is low, but they can be fairly volatile in response to changes in interest rates.

- Expert Opinion: Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor's portfolio. We also believe that investors with a long investment horizon of seven years or more may consider investing at least some portion of their money in equity funds to earn higher returns.

Tax Efficiency: Tax Efficient returns Investments held for more than 3 years qualify for long term capital gain(LTCG) taxability on redemption. LTCG are taxed at 20% after giving the benefit of indexation. However, note that for any investments after March 31, 2023, and redeemed anytime after April 1, 2025, irrespective of holding period the same will be taxed at slab rate

Performance Metrics (as of available data):

- It has delivered 9.75% returns since inception.

- Aditya Birla Sun Life Long Duration Fund Direct-Growth scheme return performance in last 1 year is 9.06%, is 30.63% since scheme launch.

FAQs

What is today's NAV of Aditya Birla Sun Life Long Duration Fund?

The latest NAV declared is ₹13.092 as on 03 Aug 2025 for the Direct Growth plan. NAV changes daily based on market conditions.

What is the AUM of Aditya Birla Sun Life Long Duration Fund?

The AUM of Aditya Birla Sun Life Long Duration Fund - Regular Plan Fund is ₹150 Cr as of 31-Mar-2025, while the Direct plan has an AUM of ₹166.20 Crores as per latest available data.

What is the expense ratio of Aditya Birla Sun Life Long Duration Fund?

The expense ratio of Aditya Birla Sun Life Long Duration Fund - Regular Plan is 1.09, while the Direct plan has an expense ratio 0.4.

What are the returns of Aditya Birla Sun Life Long Duration Fund since inception?

The fund has delivered 9.75% returns since inception and has given a CAGR return of 9.63% since inception.

What is the minimum SIP amount to invest in Aditya Birla Sun Life Long Duration Fund?

Minimum SIP Investment is set to ₹500 for the Direct plan, though some platforms may allow minimum SIP amount of ₹100.

How do I invest in Aditya Birla Sun Life Long Duration Fund?

You can invest through Allvest by creating an account, completing KYC, and choosing between SIP or lump-sum investment options. There are two ways in which you can invest in this fund - Via Direct Plan or Via Regular Plan through a distributor.

How to start a SIP in Aditya Birla Sun Life Long Duration Fund?

Through Allvest, select the fund, choose SIP option, set your monthly amount (minimum ₹500), select investment date, and set up auto-debit from your bank account.

How do I automate an SIP in Aditya Birla Sun Life Long Duration Fund?

Set up auto-debit mandate through Allvest platform by providing bank details and choosing your preferred investment date. This ensures automatic monthly investments without manual intervention.

How can I withdraw/redeem my investment in Aditya Birla Sun Life Long Duration Fund?

Being an open ended fund, there is no lock-in nor any exit load, allowing you to redeem through Allvest platform anytime. Simply log in, select redeem option, and proceeds will be credited to your registered bank account.