Investment Objective and Approach

The objective of the scheme is to provide income which is consistent with a portfolio through investments in a basket of debt and money market instruments of short maturities with a view to provide reasonable returns. The Aditya Birla Sun Life Low Duration Fund Growth Direct Plan is an open-ended debt mutual fund scheme that invests in a diversified portfolio of short-term debt securities. The fund aims to generate regular income for its investors by investing in short-term debt securities with low credit risk.

The fund follows a conservative investment approach by focusing on:

- Investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 6 months - 12 months.

- The fund may invest in government bonds, corporate bonds, and money market instruments.

- Low Duration Funds maintain a portfolio of high-rated debt and money market instruments. Since the portfolio has a Macaulay duration of around 6 to12 months, these funds try to achieve a balance of safety, liquidity and yield.

Key Portfolio Characteristics:

- Yield to Maturity is 7.48 as on March 2025.

- Modified Duration is 0.94 as on March 2025.

- Corporate(64.3%), Government(23.43%), Cash Equivalent(12.26%) as on March 2025

Fund Managers

The fund is managed by experienced professionals with strong backgrounds in fixed income investments:

Mohit Sharma - Mohit Sharma did his PGDCM from Indian Institute of Management, Calcutta. He worked at Irevna (A Division of CRISIL Limited), ICICI Bank, Standard Chartered Bank and HealthKonnect India before joining Aditya Birla Sun Life Mutual Fund as a Senior Fund Manager. Total Schemes managed by Mr. Mohit Sharma is 23.

Kaustubh Gupta - Total Schemes managed by Mr. Kaustubh Gupta is 11. Total Schemes Co-Managed by Fund Managers is 2.

About the Fund House (AMC)

Aditya Birla Sun Life Mutual Funds (ABSLMF) is a joint-venture company co-sponsored by the Indian company, Aditya Birla Capital Limited and Canada-based financial service company, Sun Life AMC Investments, Inc. Headquartered in Mumbai, it was previously named Birla Sun Life Asset Management Company Limited. It was established in 1994 and has successfully completed 25 years in the Indian financial landscape.

Company Strengths:

- The Aditya Birla Group is the 3rd largest business conglomerate in India, with gross revenue in excess of $41 billion.

- Aditya Birla Sun Life Mutual Fund Asset management company · AUM ₹405,266.76 Cr.

- No. of Schemes 244

- BSLAMC is one of the leading asset managers in India, servicing around 7.9 million investor folios with a pan India presence across 280 plus locations which include metropolises and small times alike.

Investment Philosophy:

ABSLMF takes an active approach to make the entire mutual fund management process straightforward and transparent to ease it for both investors and channel partners. Their portfolio of financial products and services includes sector-specific equity options, treasury and debt products, fund of fund schemes and hybrid income funds, to name a few.

Should I Invest in Aditya Birla Sun Life Low Duration Fund?

This fund may be suitable for you if:

Investment Horizon: Aditya Birla Sun Life Low Duration (G) is suited for investors looking to invest for 1-4 years. The fund is suitable for investors who have a time horizon of at least 3 years and who are comfortable with the risk of investing in debt securities.

Risk Profile: The category risk of the fund is Moderate Risk. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth.

Fund Performance Highlights:

- The fund has delivered a CAGR of 8.01 since inception.

- Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.41%, 7.40% and 6.90% respectively.

- This fund has one of the lowest expense ratio in the category (low duration). Its expense ratio is 0.42% which is lower than the category average expense ratio of 0.66%.

Key Financial Metrics (as of latest available data):

- The NAV of Aditya Birla Sun Life Low Duration Fund on Aug 20 2025, is ₹735.2715

- The AUM of Aditya Birla Sun Life Low Duration Fund, is ₹14426.16 crore.

- The expense ratio of Aditya Birla Sun Life Low Duration Fund is 0.43%

Investment Suitability:

The Aditya Birla Sun Life Low Duration Fund Growth Direct Plan is a good option for investors who are looking for a regular income from their investment. Investors may find these funds suitable to earn regular income on short term surplus money.

FAQs

What is today's NAV of Aditya Birla Sun Life Low Duration Fund?

The NAV of Aditya Birla Sun Life Low Duration Fund on Aug 20 2025, is ₹735.2715. NAV is updated daily and reflects the per-unit price of the fund.

What is the AUM of Aditya Birla Sun Life Low Duration Fund?

The AUM of Aditya Birla Sun Life Low Duration Fund, is ₹14426.16 crore. This represents the total assets managed by the fund as of the latest reporting period.

What is the expense ratio of Aditya Birla Sun Life Low Duration Fund?

The expense ratio of Aditya Birla Sun Life Low Duration Fund is 0.43%, which is competitive compared to the category average.

What are the returns of Aditya Birla Sun Life Low Duration Fund since inception?

The fund has delivered a CAGR of 8.01 since inception. The Aditya Birla Sun Life Low Duration Fund was launched on Jan 01 2013.

What is the minimum SIP amount to invest in Aditya Birla Sun Life Low Duration Fund?

The minimum SIP for Aditya Birla Sun Life Low Duration Fund is ₹100. This makes it accessible for small investors to start their investment journey.

How do I invest in Aditya Birla Sun Life Low Duration Fund?

You can invest through Allvest platform by completing your KYC, selecting the fund, choosing SIP or lump sum option, and making payment through various modes including net banking and UPI.

How to start a SIP in Aditya Birla Sun Life Low Duration Fund?

On Allvest platform, select the fund, choose 'Start SIP', enter your preferred amount (minimum ₹100), select frequency (monthly/quarterly), and set up auto-debit for seamless investments.

How do I automate an SIP in Aditya Birla Sun Life Low Duration Fund?

Set up auto-debit mandate through Allvest platform by providing bank details and e-NACH authorization. This ensures automatic monthly/quarterly investments without manual intervention.

How can I withdraw/redeem my investment in Aditya Birla Sun Life Low Duration Fund?

Log into Allvest platform, go to your portfolio, select the fund, choose redemption amount or units, and submit the request. Funds will be credited to your registered bank account within 1-3 business days.