The investment objective of the Aditya Birla Sun Life Medium Term Plan is to generate regular income and capital appreciation by predominantly investing in a portfolio of debt securities with medium term maturity. Medium Duration debt funds invest mainly in bonds maturing in about three to four years and aim to earn better returns than bank fixed deposits of a similar duration.
The fund follows a strategic approach to debt investment by focusing on:
- Portfolio composition: The fund has allocated its funds majorly in Corporate, Real Estate, Government, Industrial, Financial Services, Utilities, Cash Equivalent.
- Duration management: Modified Duration is 3.63 as on April 2025.
- Yield optimization: Yield to Maturity is 7.89 as on April 2025.
The fund maintains a balanced approach between government securities and corporate bonds, with Corporate bonds comprising 61.36% and Government securities at 32.07% as on April 2025.
The Aditya Birla Sun Life Medium Term Plan is managed by a team of experienced professionals:
Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta). Total Schemes managed by Mr. Mohit Sharma is 23. Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). He has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Ms. Sunaina de Cunha has been one of the most consistent employees of Aditya Birla Sun Life Mutual Funds since 2004. Ms. Cunha started her career at Aditya Birla Group after obtaining her CFA Charter Holder from CFA Institute in Virginia.
The fund has three managers: Sunaina da Cunha, who has managed the fund since April 2017; Mohit Sharma, since August 2020; and Dhaval Joshi, since November 2022.
Aditya Birla Sun Life Mutual Fund was established as a joint venture between Aditya Birla Group of India and Sun Life Financial Inc of Canada in 1994. It is one of the largest fund houses in India. It commenced operations after registering with SEBI or the Securities and Exchange Board of India in 1994.
Aditya Birla Sun Life Mutual Funds (ABSLMF) is a joint-venture company co-sponsored by the Indian company, Aditya Birla Capital Limited and Canada-based financial service company, Sun Life AMC Investments, Inc. It was established in 1994 and has successfully completed 25 years in the Indian financial landscape.
- The Aditya Birla Group is the 3rd largest business conglomerate in India, with gross revenue in excess of $41 billion.
- Sun Life, on the other hand, is one of the largest life insurance providers in the world, with investment management as their other area of expertise. It ranks 236th on the Fortune 500 list.
- BSLAMC is one of the leading asset managers in India, servicing around 7.9 million investor folios with a pan India presence across 280 plus locations.
- No. of schemes 175
The Aditya Birla Sun Life Medium Term Plan could be suitable for investors looking for:
- The fund has generated a return of 14.78% in 1 year, 15.70% in 3 years, 13.07% in 5 years as of June 2025
- The fund has given a CAGR return of 9.82% since inception
- In the last 3 years, this fund has outperformed all funds in its category. In the last 1 year, this fund has outperformed all funds in its category. In the last 5 years, this fund has outperformed all funds in its category.
- Its expense ratio is 0.86% which is lower than the category average expense ratio of 1.04%
- This fund has one of the lowest expense ratio in the category (medium duration)
- The fund currently has an Asset Under Management(AUM) of ₹4,11,970 Cr as of 22 Aug 2025
- Over the last 6 months, this fund has experienced a 12.8% growth in AUM
- Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹1,000
- The exit load is 2% if redeemed in 0-1 Years, 1% if redeemed in 1-2 Years
This fund is suitable for conservative investors with a 3-4 year investment horizon who seek regular income with moderate capital appreciation potential. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.
The Latest NAV as of 22 Aug 2025 is ₹43.82 for the Direct Growth plan. The NAV changes daily based on market movements.
The fund currently has an Asset Under Management(AUM) of ₹4,11,970 Cr as of 22 Aug 2025. This indicates strong investor confidence and fund stability.
The fund has an expense ratio of 0.86% which is lower than the category average expense ratio of 1.04%. Direct plans have lower expense ratios compared to regular plans.
The fund has given a CAGR return of 9.82% since inception. The fund was launched in March 2009 for the regular plan.
Minimum SIP Investment is set to ₹1,000. This makes it accessible for retail investors to start their investment journey.
You can invest through Allvest platform by completing your KYC, selecting the fund, choosing SIP or lump sum option, and making payment through net banking, UPI, or debit card.
Register with Allvest, complete KYC verification, select the fund, choose SIP frequency (monthly/quarterly), set the amount (minimum ₹1,000), and set up auto-debit mandate for seamless investments.
After starting SIP through Allvest, set up an auto-debit mandate with your bank. This ensures automatic monthly deductions without manual intervention for hassle-free investing.
Redeeming your investments is super easy. If you have invested this fund via a platform, just log into the app, go to the investment section, and place your redemption request. Note the applicable exit loads before redeeming.
Clients/Investors to abstain them from dealing in any schemes of unauthorised collective investments / portfolio management, indicative/ guaranteed/fixed returns / payments etc.
Sr. No
Name of KMP
Designation
Mobile Number
Email ID
2.
Mr. Amit Bansal
Designated Director /
Compliance Officer