Investment Objective and Approach

Axis Liquid Fund aims to provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. The fund focuses on maintaining superior liquidity while ensuring capital preservation and generating consistent returns through carefully selected short-term instruments.

The investment strategy involves deploying funds across high-quality money market instruments, certificates of deposits, commercial papers, treasury bills, and other short-duration debt securities. The fund maintains a conservative approach by investing in instruments with minimal credit risk and high liquidity to ensure investors can redeem their investments quickly when needed.

Fund Managers

Devang Shah and Aditya Pagaria are the current fund managers of Axis Liquid Fund. This experienced duo brings significant expertise in fixed income management.

Devang Shah - Deputy Head - Fixed Income at Axis AMC, is a Chartered Accountant from the Institute of Chartered Accountants of India. He worked at various firms like Price Waterhouse Coopers (PWC), Deutsche Asset Management and ICICI Prudential AMC before moving to Axis Mutual Fund as the Senior Fund Manager - Fixed Income. Mr. Shah has over 14 years of experience, five years with Axis AMC.

Aditya Pagaria - holds a PGDM in Finance from ITM Business School, Kharagpur. He has over 11 years of experience. Before joining Axis, he was working with ICICI Prudential AMC.

About the Fund House (AMC)

Axis Mutual Fund, managed by Axis Asset Management Company Ltd., is one of the prominent asset management companies in India. With a wide presence in over 100 cities and managing 60 lakh+ active investor accounts from over 50+ funds, it is one of the fastest-growing AMC in the country.

The AMC follows a well-structured investment philosophy with robust risk management frameworks. Axis MF has a well-defined investment and risk management process in place. With extensive research, portfolio construction, and continuous monitoring, the fund manager aims to maximize returns and minimize risks.

Axis Mutual Fund offers a comprehensive suite of investment solutions across equity, debt, and hybrid categories, catering to diverse investor needs and risk profiles. The fund house is known for its disciplined investment approach and consistent performance across various market cycles.

Should I Invest in Axis Liquid Fund?

Axis Liquid Fund is suitable for investors seeking:

Ideal For:

- Emergency Fund Creation: Perfect for parking emergency funds with easy access and better returns than savings accounts

- Short-term Goals: Suitable for goals within 3-6 months with minimal risk

- Corporate Treasury Management: Ideal for businesses managing excess liquidity

- Conservative Investors: Those prioritizing capital safety over high returns

Key Financial Metrics (as of July 2025):

- AUM: ₹33,529.10 Cr as of 25th July 2025

- Expense Ratio: 0.12% as of 25th July 2025

- NAV: ₹2,944.23 as of 25th July 2025

- Returns Since Inception: CAGR of 6.89% since inception

- Minimum SIP Amount: ₹100

Risk Considerations:

- Low Risk: Rated Low to Moderate risk

- Interest Rate Risk: Minimal impact from interest rate fluctuations

- Credit Risk: Invests only in high-quality instruments

- Liquidity Risk: Extremely low given the nature of underlying investments

Exit Load Structure:

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

This fund is particularly attractive for investors who prioritize capital preservation and liquidity over aggressive returns. It serves as an excellent alternative to traditional savings accounts for surplus funds.

FAQs

What is today's NAV of Axis Liquid Fund?

The current NAV varies daily. You can check the latest NAV on the Allvest platform or the official Axis Mutual Fund website for real-time updates.

What is the AUM of Axis Liquid Fund?

As of July 2025, the AUM stands at ₹33,529.10 crores, reflecting strong investor confidence and substantial fund size.

What is the expense ratio of Axis Liquid Fund?

The expense ratio is 0.12% as of July 2025, which is quite competitive for liquid funds in the market.

What are the returns of Axis Liquid Fund since inception?

The fund has delivered a CAGR of 6.89% since inception, providing consistent returns with minimal risk.

What is the minimum SIP amount to invest in Axis Liquid Fund?

The minimum SIP amount is ₹100, making it accessible for investors with modest investment amounts.

How do I invest in Axis Liquid Fund?

You can invest in Axis Liquid Fund through Allvest's platform online. Simply create an account, complete your KYC, and start investing.

How to start a SIP in Axis Liquid Fund?

Log into your Allvest account, search for Axis Liquid Fund, select the SIP option, choose your amount and frequency, then set up auto-debit instructions.

How do I automate an SIP in Axis Liquid Fund?

Through Allvest, you can set up automatic SIP investments by providing bank mandate for auto-debit. The platform will automatically invest on your chosen dates.

How can I withdraw/redeem my investment in Axis Liquid Fund?

You can redeem your investment through Allvest's online platform or mobile app. Liquid funds typically process redemptions within 1-2 business days.