Investment Objective and Approach

The scheme seeks to provide a level of income consistent with the objectives of preservation of capital, lower risk and high liquidity through investments made primarily in money market and debt securities with maturity of up to 91 days only.

This scheme aims to provide the investors steady income with the preservation of capital, lower risk, and high liquidity. The fund follows a conservative investment approach by investing primarily in high-quality debt and money market instruments to ensure capital preservation while maintaining high liquidity.

The fund invests predominantly in highly rated money market instruments, making it a relatively stable investment option for parking surplus funds. Investing in Bajaj Finserv Liquid Fund can help you obtain relatively better returns as compared to a traditional savings account.

Key features of the investment approach include:

- Focus on preservation of capital

- High liquidity maintenance

- Investment in instruments with maturity up to 91 days

- Lower risk profile suitable for short-term parking of funds

- T+1 settlement timeline for redemptions

Fund Managers

Siddharth Chaudhary - Senior Fund Manager, Fixed Income

Siddharth Chaudhary has 17 years of experience in fixed-income markets, of which 12 years are in the Asset Management Industry and 4 years at the interest rate desk in the bank treasury. Mr. Chaudhary joined Bajaj Finserv in July 2022 as a Senior Fund Manager (Fixed Income).

Professional background:

- Prior to this, he was associated with Sundaram Asset Management Co. Ltd from April 2019 - July 2022 as Head Fixed Income – Institutional Business.

- From April 2017 – March 2019, he served as a Senior Fund Manager – Fixed Income, and from August 2010 – March 2017 as a Fund Manager – Fixed Income with Sundaram Asset Management Co.

- Educational qualifications: B.Com (H) and PGDM (Securities Markets)

Sayan Das Sharma - Associate Fund Manager

Bajaj Finserv Mutual Fund has announced that Mr. Sayan Das Sharma has been appointed as an Associate Fund Manager on the Board of the Trustee Company with effect from May 12, 2025.

About the Fund House (AMC)

Bajaj Finserv Asset Management Limited is a wholly-owned subsidiary of Bajaj Finserv Limited. Backed by one of India's most respected and oldest brands, the AMC brings decades of financial expertise to the mutual fund industry.

Company Overview:

- In March 2023, SEBI granted approval for Bajaj Finserv Asset Management Limited to begin its mutual fund business operations under the name Bajaj Finserv Mutual Fund.

- The AMC offers a plethora of innovative products and investment schemes across fixed income, equity and hybrid categories, offering investors to diversify their portfolio.

- Bajaj Finserv Mutual Fund Asset management company · AUM ₹20,133.26 Cr.

- No. of Schemes 54

Investment Philosophy:

They follow a disciplined approach called InQuBe, which combines informational, quantitative, and behavioural edge. At Bajaj Finserv Asset Management, the focus is on the core strengths of businesses, believing that quality and management are key to creating wealth over time.

The AMC leverages behavioral finance principles: Behavioural managers try to exploit situations where securities are mispriced by the market because of behavioural factors.

Should I Invest in Bajaj Finserv Liquid Fund?

Bajaj Finserv Liquid Fund may be suitable for investors seeking:

Ideal for:

- Short-term fund parking with better returns than savings accounts

- Emergency fund allocation requiring high liquidity

- Investors seeking capital preservation with low risk

- Corporate treasury management

- Interim parking before making long-term investments

Key Investment Considerations:

- This fund has been launched on 29-06-2023, making it relatively new

- The AUM (i.e. assets under management) of Bajaj Finserv Liquid Fund is ₹4615.21 Cr as of 8th June 2025.

- The expense ratio of Bajaj Finserv Liquid Fund Plan is 0.11 as of 8th June 2025.

- The 1-year, 3-year and 5-year returns of this fund were 6.95, 0.00 and 0.00 respectively. (3-year and 5-year returns show 0.00 as the fund is less than 3 years old)

Minimum Investment:

- Lump sum minimum amount for Bajaj Finserv Liquid Fund is ₹100 and for SIP, it is ₹1,000.

Tax Implications:

Capital gains on investments made on or after April 1, 2023, are taxed based on the investor's income tax slab, regardless of how long the investment is held.

FAQs

What is today's NAV of Bajaj Finserv Liquid Fund?

The NAV changes daily based on market conditions. You can check the latest NAV on Allvest platform or the fund house's official website for real-time updates.

What is the AUM of Bajaj Finserv Liquid Fund?

The AUM of Bajaj Finserv Liquid Fund is ₹4615.21 Cr as of 8th June 2025. The AUM reflects the fund's growing popularity among investors.

What is the expense ratio of Bajaj Finserv Liquid Fund?

The expense ratio of Bajaj Finserv Liquid Fund Plan is 0.11 as of 8th June 2025. This is quite competitive compared to other liquid funds in the market.

What are the returns of Bajaj Finserv Liquid Fund since inception?

Bajaj Finserv Liquid Fund Direct-Growth scheme return performance in last 1 year is 7.34%, is 14.13% since scheme launch. Returns may vary for regular plans due to different expense ratios.

What is the minimum SIP amount to invest in Bajaj Finserv Liquid Fund?

The min. SIP amount to invest in this scheme is ₹100. However, for regular SIP investments, for SIP, it is ₹1,000.

How do I invest in Bajaj Finserv Liquid Fund?

You can invest through Allvest platform by completing your KYC, choosing between lump sum or SIP options, and making payment through net banking, UPI, or other available modes.

How to start a SIP in Bajaj Finserv Liquid Fund?

Register on Allvest, complete KYC verification, select Bajaj Finserv Liquid Fund, choose SIP option, set investment amount and frequency, then authorize automatic debits from your bank account.

How do I automate an SIP in Bajaj Finserv Liquid Fund?

After starting your SIP on Allvest, set up automatic bank mandate or UPI autopay to ensure seamless monthly investments without manual intervention.

How can I withdraw/redeem my investment in Bajaj Finserv Liquid Fund?

You can redeem units through Allvest platform by selecting the fund, specifying redemption amount, and submitting the request. You can redeem your units of Bajaj Finserv Liquid Fund at any time with T+1 settlement timeline, meaning funds reach your account within one working day.