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Bandhan Bond Fund Income Plan - NAV, Returns, Investment & Performance 2025

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Invest in Bandhan Bond Fund Income Plan. Check latest NAV ₹62.57, AUM ₹490 Cr, expense ratio 1.32%, returns & fund performance. Start SIP from ₹100.

Investment Objective and Approach

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over long term such that the Macaulay duration of the portfolio is greater than 7 years. The Bandhan Bond Fund Income Plan is a medium to long-term mutual fund that invests in government, municipal, corporate, and convertible bonds, with a Macaulay duration of 4 to 7 years. It prioritizes generating potential income, with lower credit risk but higher sensitivity to interest rate fluctuations.

The fund follows a systematic approach by:

- Diversifying across various debt instruments including government securities, corporate bonds, and money market instruments

- Maintaining portfolio duration aligned with long-term objectives

- Focusing on income generation rather than capital appreciation

- Scheme is suitable as 'Satellite' debt allocation and is recommended for a minimum investment horizon of more than 3 years

Key Investment Features:

- Minimum SIP Amount: ₹100

- Minimum Investment: ₹1000

- Fund Category: Long Duration

- Risk Level: Moderate

- Benchmark: NIFTY Medium to Long Duration Debt Index A- III (w.e.f. 1st April 2022)

Fund Managers

This fund is managed by Mr. Suyash Choudhary (w.e.f 15/10/2010). Mr. Suyash Choudhary has an overall experience of over 11 years. He was previously designated as Head of Fund Management, Fixed Income at HSBC Asset Management (India) Pvt Ltd wherein he was responsible forinvestments of all fixed income funds. In his previous assignment at Standard Chartered Asset Management Co. Pvt. Ltd. he was designated as fund manager before which he started his career at Deutsche Bank in Mumbai.

His extensive experience in fixed income investments and fund management makes him well-positioned to navigate the complexities of debt markets and interest rate cycles. The fund manager's long tenure with the scheme since 2010 demonstrates continuity and deep understanding of the fund's investment philosophy.

About the Fund House (AMC)

Bandhan Asset Management Company Limited oversees the operations of Bandhan Mutual Fund. In April 2022, a consortium, comprised of Bandhan Financial Holding (60%), ChrysCapital (20%), and Singapore's Sovereign Fund GIC (20%), successfully acquired IDFC Asset Management Company. Following this acquisition, IDFC Mutual Fund underwent rebranding and emerged as Bandhan Mutual Fund in March 2023.

Company Heritage & Scale:

- Bandhan Mutual Fund was set up on March 13, 2000

- It is one of the largest Mutual Fund houses in India's domestic market. In terms of Assets under Management (AUM), it is one of the largest players in the sector.

- As of March 2024, the fund house manages ​​assets worth Rs. 137193.31 crores.

- It currently offers 76 mutual fund schemes to its investors. These are diversified across debt, equity, hybrid, and other schemes.

The fund house has established itself as a significant player in the Indian mutual fund industry, backed by strong institutional investors and experienced management team. Despite being a relative newcomer, Bandhan Mutual Fund has managed to shake up the domestic financial system.

Should I Invest in Bandhan Bond Fund - Income Plan?

This fund may be suitable for investors who:

Ideal Investor Profile:

- Bandhan Bond Fund Income Plan is ideal for investors with a medium to long-term horizon, given its investment in bonds with maturities of 4 to 7 years. The longer duration may help investors achieve their long-term financial goals.

- This fund is suited for investors with moderate risk tolerance. It is not ideal for those seeking either very low-risk or high-risk, high-return investments. It offers the potential for steady returns over the long term.

- Seek steady income generation from debt investments

- Want exposure to diversified bond portfolio

Consider Carefully If:

- However, it may not be ideal for investors seeking diversification across multiple asset classes.

- This fund is not suited for tax-saving purposes, as it is subject to STCG tax as per the investor's tax slab and LTCG tax at 20% (with indexation) for holdings over three years.

- You have very low risk appetite or need guaranteed returns

Risk Considerations:

- It prioritizes generating potential income, with lower credit risk but higher sensitivity to interest rate fluctuations.

- The Bandhan Bond Fund Income Plan is debt-focused, lacking diversification across asset classes, which elevates risk. It is highly sensitive to interest rate changes and exposed to reinvestment, spread, default, and liquidity risks. Global factors and government policies may also influence its performance.

FAQs

What is today's NAV of Bandhan Bond Fund - Income Plan?

The current NAV is ₹62.57 as of 20-12-2024. NAV changes daily based on market movements.

What is the AUM of Bandhan Bond Fund - Income Plan?

The AUM (i.e. assets under management) of Bandhan Bond Fund - Income Plan(Q-IDCW) is ₹490.54 Cr as of 30th April 2025. The fund size indicates investor interest and liquidity.

What is the expense ratio of Bandhan Bond Fund - Income Plan?

The expense ratio of Bandhan Bond Fund - Income Plan(Q-IDCW) Plan is 1.32 as of 30th April 2025. This represents the annual fund management charges.

What are the returns of Bandhan Bond Fund - Income Plan since inception?

Bandhan Bond Fund Income Plan Direct-Growth scheme return performance in last 1 year is 7.35%, in last 3 years is 22.99% and 156.48% since scheme launch. Past performance doesn't guarantee future returns.

What is the minimum SIP amount to invest in Bandhan Bond Fund - Income Plan?

The minimum SIP amount is ₹100. You can start systematic investment with small monthly amounts.

How do I invest in Bandhan Bond Fund - Income Plan?

You can invest through Allvest platform by completing KYC, selecting the fund, choosing SIP or lump sum, and setting up payment mandate. Allvest offers a seamless investment experience.

How to start a SIP in Bandhan Bond Fund - Income Plan?

Log into your Allvest account, search for the fund, select SIP option, choose investment amount and frequency, set up auto-debit, and confirm your investment.

How do I automate an SIP in Bandhan Bond Fund - Income Plan?

Set up auto-debit mandate through Allvest platform to ensure automatic monthly investments. This eliminates manual intervention and ensures disciplined investing.

How can I withdraw/redeem my investment in Bandhan Bond Fund - Income Plan?

Access your portfolio on Allvest, select the fund, choose redemption amount or units, and submit request. Redemption proceeds are credited to your registered bank account.