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Bandhan Bond Fund - Short Term: Investment Guide, Performance & Returns

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Explore Bandhan Bond Fund - Short Term plan with NAV, AUM, performance data & investment insights. Learn about this debt mutual fund's investment approach & returns.

Investment Objective and Approach

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over short term such that the Macaulay duration of the portfolio is between 1 year and 3 years. The Bandhan Bond Fund - Short Term Plan is a debt scheme that focuses on high-quality debt and money market instruments with a Macaulay duration of 1 to 3 years, offering moderate interest rate risk and relatively low credit risk.

The fund primarily invests in:

- Government-issued securities including coupon-bearing bonds and zero-coupon bonds

- Treasury bills and cash management bills

- Corporate bonds from high-quality issuers

- Money market instruments

The Bandhan Bond Fund - Short Term Plan may be suited for investors with a short-to-medium-term investment horizon, focusing on securities with a Macaulay duration of 1-3 years. It is ideal for those seeking moderate risk and relatively steady returns over a one to three-year period. The fund follows a core debt allocation strategy and is recommended for a minimum investment horizon of 2 years.

Fund Managers

This fund is managed by Mr. Suyash Choudhary (w.e.f 11/03/2011) who serves as the Head of Fixed Income at Bandhan Mutual Fund. Mr. Suyash Choudhary has over two decades of experience in Fixed Income. He has a strong track-record covering fixed-income research and fund management.

His educational qualifications include:

- Bachelor's Degree in Arts (Honours) in Economics from Delhi University

- Post Graduate Diploma in Management from Indian Institute of Management, Calcutta

Professional Experience:

- Prior to joining IDFC AMC he was associated with HSBC Asset Management (India) Pvt. Ltd as Head - Fund Management(Fixed Income) where he was responsible for investments of all fixed income funds.

- Previous roles at Standard Chartered Asset Management and Deutsche Bank AG

About the Fund House (AMC)

In April 2022, a consortium, comprised of Bandhan Financial Holding (60%), ChrysCapital (20%), and Singapore's Sovereign Fund GIC (20%), successfully acquired IDFC Asset Management Company. Following this acquisition, IDFC Mutual Fund underwent rebranding and emerged as Bandhan Mutual Fund in March 2023.

Originally established in 2000, IDFC Asset Management Company had achieved a notable milestone by 2020, securing a position among India's top 10 asset managers by Assets Under Management (AUM). As of December 2023, the company's AUM stands at Rs. 1.2 lakh crores.

We are happy to serve over a million folios representing retail, high net worth as well as sophisticated institutional investors - including some of India's most respectable corporations - who choose to invest their money with us. We are fiercely proud of our strong reputation, making us one of India's premier fund houses.

Should I Invest in Bandhan Bond Fund - Short Term?

This fund may be suitable for investors who:

Ideal Investor Profile:

- Have a short to medium-term investment horizon (1-3 years)

- Seek moderate risk with relatively stable returns

- Want exposure to high-quality debt instruments

- Are looking for better returns than traditional bank fixed deposits

- Prefer professional management of their debt investments

Performance Highlights:

- Bandhan Bond Fund Short Term Plan Direct-Growth scheme return performance in last 1 year is 9.79%, in last 3 years is 26.41% and 161.19% since scheme launch.

- Bandhan Bond Fund - Short Term Plan Direct Growth has given a CAGR return of 7.98% since inception.

Key Investment Details (as of July 2025):

- Latest NAV: ₹61.62 (as of July 11, 2025)

- AUM: ₹10,771.24 Crores (as of July 12, 2025)

- Expense Ratio: 0.33%

- Minimum SIP Amount: ₹100

- Minimum Lump Sum Investment: ₹1,000

Risk Considerations:

The Bandhan Bond Fund - Short Term Plan primarily invests in one asset class, which may increase its risk exposure due to lack of diversification. The fund's returns may be affected by moderate interest rate risk and other factors such as default risk, spread risk, market risk, reinvestment risk, and liquidity risk.

FAQs

What is today's NAV of Bandhan Bond Fund - Short Term?

The current NAV is ₹61.62 as of July 11, 2025. NAV is updated daily and reflects the fund's per-unit value.

What is the AUM of Bandhan Bond Fund - Short Term?

The Assets Under Management (AUM) stands at ₹10,771.24 crores as of July 12, 2025, indicating the total market value of investments managed by the fund.

What is the expense ratio of Bandhan Bond Fund - Short Term?

The expense ratio is 0.33%, which represents the annual fee charged by the fund for managing your investments.

What are the returns of Bandhan Bond Fund - Short Term since inception?

The fund has delivered a CAGR return of 7.98% since inception, with total returns of 161.19% since launch in January 2013.

What is the minimum SIP amount to invest in Bandhan Bond Fund - Short Term?

You can start a SIP with a minimum amount of ₹100 per month, making it accessible for retail investors.

How do I invest in Bandhan Bond Fund - Short Term?

You can invest through Allvest's platform by completing your KYC, selecting the fund, choosing investment mode (SIP or lump sum), and completing the payment process online.

How to start a SIP in Bandhan Bond Fund - Short Term?

Log into Allvest, search for the fund, select 'Start SIP', choose your monthly amount and date, then set up auto-debit instructions for seamless investing.

How do I automate an SIP in Bandhan Bond Fund - Short Term?

Once you start a SIP through Allvest, set up auto-debit from your bank account to ensure automatic monthly investments without manual intervention.

How can I withdraw/redeem my investment in Bandhan Bond Fund - Short Term?

You can redeem your investment through Allvest's platform by selecting the fund, choosing partial or full redemption, and the proceeds will be credited to your registered bank account within 1-3 business days.