Investment Objective and Approach

Bandhan Long Duration Fund seeks to invest in a diversified set of debt and money market securities with a Macaulay duration of the portfolio greater than 7 years, aiming to generate optimal returns over the long term. The fund follows a strategic approach to capitalize on interest rate movements and duration risks to deliver consistent returns for long-term investors.

The fund primarily invests in:

- Government securities and bonds

- Corporate debt instruments

- Money market securities

- Other debt instruments with longer duration profiles

This investment strategy makes it suitable for investors seeking exposure to long-duration debt instruments and looking to benefit from interest rate cycles over extended periods.

Fund Managers

Gautam Kaul is the current fund manager of Bandhan Long Duration Fund, bringing 9 years of experience in Fixed Income Markets. Mr. Kaul holds a B.Com (H) and MBA (Finance) and has previously worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC, and Mata Securities (India) Pvt. Ltd.

The fund also benefits from the oversight of other experienced professionals within Bandhan Mutual Fund's fixed income team, ensuring robust investment management and risk control processes.

About the Fund House (AMC)

Bandhan Mutual Fund was established on March 13, 2000, and is one of the largest mutual fund houses in India's domestic market, ranking among the top players in terms of Assets Under Management (AUM). As of March 2024, the fund house manages assets worth Rs. 137,193.31 crores.

In April 2022, a consortium comprising Bandhan Financial Holding (60%), ChrysCapital (20%), and Singapore's Sovereign Fund GIC (20%) successfully acquired IDFC Asset Management Company. Following this acquisition, IDFC Mutual Fund was rebranded as Bandhan Mutual Fund in March 2023.

Key highlights of Bandhan Mutual Fund:

- Currently offers 76 mutual fund schemes to investors

- Diversified portfolio across debt, equity, hybrid, and other schemes

- Led by experienced fund managers including Manish Gunwani, Daylynn Gerard Paul Pinto, Sachin Relekar, Nemish Sheth, Sumit Agrawal, Harshal Joshi, Viraj Kulkarni, Brijesh Shah, Gautam Kaul, and Suyash Choudhary

- Strong heritage from IDFC Asset Management with proven track record in the Indian mutual fund industry

Should I Invest in Bandhan Long Duration Fund?

Bandhan Long Duration Fund may be suitable for investors who:

Consider investing if you:

- Have a long-term investment horizon (3+ years)

- Want exposure to government and high-quality corporate bonds

- Seek to benefit from potential interest rate declines

- Have moderate to high risk tolerance for duration-related volatility

- Are looking for portfolio diversification through debt instruments

Key fund metrics (as of April 25, 2025):

- AUM: ₹184.90 Cr

- Expense Ratio: 0.25%

- Launch Date: March 20, 2024

- Standard Deviation: 3.30

- Sharpe Ratio: 2.81

Investment considerations:

- Duration risk: Long-duration funds are sensitive to interest rate changes

- Credit risk: Minimal as the fund invests primarily in government securities

- Liquidity: Good liquidity for redemptions

- Tax efficiency: Debt fund taxation applicable

Who should avoid:

- Short-term investors (less than 2 years)

- Risk-averse investors uncomfortable with interest rate volatility

- Those seeking equity-like returns

- Investors needing regular income (no dividend option clarity)

FAQs

What is today's NAV of Bandhan Long Duration Fund?

The latest NAV of Bandhan Long Duration Fund is ₹11.26. NAV is updated daily and reflects the fund's per-unit value after market hours.

What is the AUM of Bandhan Long Duration Fund?

The Assets Under Management (AUM) of Bandhan Long Duration Fund is ₹184.90 Cr as of April 25, 2025. AUM indicates the total value of assets managed by the fund.

What is the expense ratio of Bandhan Long Duration Fund?

The expense ratio of Bandhan Long Duration Fund is 0.25% as of April 25, 2025. This is the annual fee charged for fund management and operations.

What are the returns of Bandhan Long Duration Fund since inception?

The scheme has delivered returns of 11.65% since its launch. The fund was launched on March 20, 2024, making it relatively new with limited track record.

What is the minimum SIP amount to invest in Bandhan Long Duration Fund?

The minimum SIP amount to invest in Bandhan Long Duration Fund is ₹100. This makes it accessible for small investors to start systematic investing.

How do I invest in Bandhan Long Duration Fund?

You can invest through Allvest platform by completing KYC, selecting the fund, choosing investment amount and mode (lump sum or SIP). Online investment through registered platforms is the most convenient method.

How to start a SIP in Bandhan Long Duration Fund?

Log into your Allvest account, search for Bandhan Long Duration Fund, select SIP option, choose amount and frequency. Set up auto-debit for seamless monthly investments.

How do I automate an SIP in Bandhan Long Duration Fund?

Enable auto-debit mandate through Allvest platform by providing bank details and setting up NACH/ECS instructions. This ensures automatic monthly deductions without manual intervention.

How can I withdraw/redeem my investment in Bandhan Long Duration Fund?

Submit redemption request through Allvest platform or AMC portal. Funds are typically credited within 1-3 business days. Exit load and tax implications may apply based on holding period.