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Bandhan Low Duration Fund - NAV, Performance, Returns & Investment Analysis 2024

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Discover Bandhan Low Duration Fund's latest NAV, returns, performance analysis, investment objective, fund manager details, and expert review for informed investment decisions.

Investment Objective and Approach

The scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy from a portfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 6 months and 12 months.

Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The fund focuses on maintaining a balanced approach towards safety, liquidity, and yield by investing primarily in high-rated debt and money market instruments.

Key investment characteristics:

- Duration Strategy: Maintains Macaulay duration between 6-12 months

- Risk Profile: Low to moderate risk with negligible loss probability

- Target Returns: Seeks returns higher than traditional bank deposits

- Investment Universe: High-rated debt securities and money market instruments

Fund Managers

The Bandhan Low Duration Fund is managed by experienced professionals with extensive expertise in fixed income markets:

Harshal Joshi - Harshal Joshi serves as one of the fund managers. Mr Harshal Joshi has an experience of over 9 years in the Mutual Fund industry. He has worked with IDFC AMC since December 2008 in the Fixed Income Investment segment. He has a Masters's Degree in Commerce and PGDBM (N.L. Dalmia Institute of Management Studies and Research).

Sreejith Balasubramanian - Sreejith Balasubramanian is the co-fund manager. Mr. Sreejith Balasubramanian joined the Fixed Income team of IDFC AMC on November 20, 2017. He is currently acting as a Vice President - Fixed Income with primary responsibility of economic research. He was earlier associated with Cognizant Technology Solutions Ltd. as Research Manager from March 2010 to November 2017 and his primary responsibility was Macroeconomic research.

About the Fund House (AMC)

Established in 2000, Bandhan AMC (Erstwhile IDFC AMC) is focused on helping savers become investors and create wealth. Backed by the legacy, goodwill, and inclusiveness that our shareholders, Bandhan Financial Services Limited, ChrysCapital, and GIC (Singapore) represent, we bring together a strong foundation in serving investors through a slew of well-defined products and a deep commitment to empowering communities.

Corporate History & Transformation:

- Before being named Bandhan Mutual Fund, the AMC was named IDFC Mutual Fund and its parent company was IDFC Ltd. Established in 2000, IDFC Mutual Fund was one of the largest Mutual Fund houses in India.

- April 2022 marked the acquisition of IDFC Asset Management Company by Bandhan along with a consortium.

- Following this acquisition, IDFC Mutual Fund was rebranded as Bandhan Mutual Fund in March 2023.

Leadership & Scale:

- Currently, Mr. Vishal Kapoor is the Managing Director & CEO of Bandhan Mutual Fund. Mr. Manish Gunwani and Mr. Suyash Choudhary, are the CIOs (Chief Investment Officers) of Bandhan Mutual Fund.

- In terms of Assets under Management (AUM), it is one of the largest players in the sector. As of March 2024, the fund house manages ​​assets worth Rs. 137193.31 crores.

- Bandhan AMC has a seasoned investment team, an on-the-ground presence in over 60 cities, and investors in over 790 cities and towns across the country.

Should I Invest in Bandhan Low Duration Fund?

Investment Suitability:

Ideal for:

- Investors seeking short-term investment horizon (6 months to 1 year)

- Those looking for better returns than traditional bank fixed deposits

- Conservative investors preferring low-risk debt exposure

- Portfolio diversification with stable income generation

Key Considerations:

- The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.

- Since the portfolio has a Macaulay duration of around 6 to12 months, these funds try to achieve a balance of safety, liquidity and yield. Investors may find these funds suitable to earn regular income on short term surplus money.

Fund Performance Metrics (as of May 2025):

- The current NAV of Bandhan Low Duration Fund is ₹39.20, as of 14th May 2025.

- The AUM (i.e. assets under management) of Bandhan Low Duration Fund is ₹5530.61 Cr as of 14th May 2025.

- The expense ratio of Bandhan Low Duration Fund Plan is 0.34 as of 14th May 2025.

- Over the past five years, Bandhan Low Duration Fund - Regular Plan has delivered an annualised return of 5.81% as of 15-May-2025.

Investment Parameters:

- The minimum investment required to start investing in Bandhan Low Duration Fund - Regular Plan is ₹100 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.

FAQs

What is today's NAV of Bandhan Low Duration Fund?

The current NAV of Bandhan Low Duration Fund is ₹39.20, as of 14th May 2025. NAV changes daily based on market movements and can be checked on the fund house website or financial platforms.

What is the AUM of Bandhan Low Duration Fund?

The AUM (i.e. assets under management) of Bandhan Low Duration Fund is ₹5530.61 Cr as of 14th May 2025. This indicates strong investor confidence and fund size.

What is the expense ratio of Bandhan Low Duration Fund?

The expense ratio of Bandhan Low Duration Fund Plan is 0.34 as of 14th May 2025. This is relatively low compared to industry standards, making it cost-effective for investors.

What are the returns of Bandhan Low Duration Fund since inception?

Bandhan Low Duration Fund Direct-Growth scheme return performance in last 1 year is 7.71%, in last 3 years is 21.51% and 142.49% since scheme launch. The fund has shown consistent performance over different time periods.

What is the minimum SIP amount to invest in Bandhan Low Duration Fund?

The minimum investment required to start investing in Bandhan Low Duration Fund - Regular Plan is ₹100 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.

How do I invest in Bandhan Low Duration Fund?

You can invest through Allvest platform, the fund house website, or registered mutual fund distributors. Complete your KYC, choose the investment amount, and select your preferred investment mode (lump sum or SIP).

How to start a SIP in Bandhan Low Duration Fund?

Log into your Allvest account, search for Bandhan Low Duration Fund, select SIP option, choose your investment amount and frequency, provide bank mandate details, and confirm your investment.

How do I automate an SIP in Bandhan Low Duration Fund?

Set up an auto-debit mandate through Allvest by providing your bank details and authorizing automatic monthly deductions. This ensures seamless monthly investments without manual intervention.

How can I withdraw/redeem my investment in Bandhan Low Duration Fund?

You can redeem your investment through Allvest platform or the fund house website. Submit a redemption request with the number of units or amount to be redeemed. Proceeds typically credit to your registered bank account within 2-3 working days.