Investment Objective and Approach

The primary objective of the Baroda BNP Paribas Liquid Fund is to generate income with high liquidity by investing in a portfolio of money market and debt instruments. The fund specifically invests in debt and money market securities with maturity of up to 91 days only.

Liquid funds invest in bonds having maturity of up to three months and are suitable for parking amounts set aside for emergency needs or surplus money that you don't need for a few weeks up to a year, offering better returns than bank accounts. While the risk of incurring losses in these funds is negligible, they don't guarantee returns or capital safety and are designed to deliver marginally higher returns than bank accounts.

The fund maintains relatively low interest rate risk and moderate credit risk according to the fund's risk profile.

Fund Managers

The Baroda BNP Paribas Liquid Fund is managed by experienced fund managers:

Prashant Pimple - Chief Investment Officer - Fixed Income

Prashant Pimple is a seasoned asset management professional with rich experience of over 25 years in Fixed Income segment and currently serves as the Chief Investment Officer – Fixed Income at Baroda BNP Paribas Asset Management India Pvt Ltd. Prior to this, he worked with Nippon India Mutual Fund for over 16 years as Senior Fund Manager Fixed Income and has also worked with organizations like Fidelity Fund Management, ICICI Bank, Bank of Bahrain and Kuwait, Saraswat Co-op bank and Small Industrial Development Bank of India. He is a Commerce Graduate from Sydenham College and has an MBA from Jamnalal Bajaj Institute of Management Studies (JBIMS), with additional certification as Chartered Treasury Manager from The Institute of Chartered Financial Analyst of India.

Vikram Pamnani

The fund is also co-managed by Vikram Pamnani alongside Prashant Pimple.

About the Fund House (AMC)

Partnership Background

Baroda BNP Paribas Mutual Fund is formed through a partnership between Bank of Baroda, one of India's leading public sector banks, and BNP Paribas Asset Management, the asset management arm of BNP Paribas, a leading financial services group in Europe with global reach. The partnership operates as a collaborative effort with Bank of Baroda holding 50.1% and BNP Paribas Asset Management Asia Ltd holding 49.9%, with the merger becoming effective on March 14, 2022.

Company Strength & Reach

- Backed by institutions with more than 100 years of expertise

- Representatives in 121+ Indian cities to service investors and distributors

- Serving over a million investor folios and 25,400+ distributors

- A stellar team of investment experts with 300+ years of cumulative asset management experience

- 42 schemes across a wide variety of categories for varied financial needs

Assets Under Management

As of March 31, 2024, the company's AUM stood at Rs 35,646.45 crores. As of December 2023, the company's AUM was Rs 33,176 crores.

Should I Invest in Baroda BNP Paribas Liquid Fund?

The Baroda BNP Paribas Liquid Fund is suitable for investors who:

Ideal Investment Profile:

- Seek high liquidity with better returns than traditional savings accounts

- Want to park emergency funds or surplus cash for short-term needs

- Looking to invest for 1-4 years

- Prefer low-risk debt instruments with stable returns

Key Investment Metrics (as of latest available data):

- AUM: ₹13,075 Cr (as of March 18, 2025)

- Five-year annualized returns: 5.54% (as of July 22, 2025)

- Minimum investment: ₹5,000 for lump sum and ₹500 for SIP

- Risk Level: Low to Moderate

Investment Considerations:

The fund is managed by experienced professionals with strong institutional backing. However, investors should note that while the risk of losses is negligible, these funds don't guarantee returns and there have been rare instances when liquid funds have incurred losses. These funds deliver steady but low returns and are not suitable for long-term wealth building.

FAQs

What is today's NAV of Baroda BNP Paribas Liquid Fund?

The NAV changes daily based on market conditions. You can check the latest NAV on financial websites or the official Baroda BNP Paribas Mutual Fund website.

What is the AUM of Baroda BNP Paribas Liquid Fund?

The fund currently has an AUM of ₹13,075 Cr as of March 18, 2025.

What is the expense ratio of Baroda BNP Paribas Liquid Fund?

The expense ratio is a percentage of the scheme's NAV charged for managing the fund. Please refer to the latest scheme documents for current expense ratio details.

What are the returns of Baroda BNP Paribas Liquid Fund since inception?

The fund has delivered an annualized return of 6.9% over a period of 15 years. Over the past five years, it has delivered 5.54% annualized returns as of July 22, 2025.

What is the minimum SIP amount to invest in Baroda BNP Paribas Liquid Fund?

The minimum SIP amount is ₹500.

How do I invest in Baroda BNP Paribas Liquid Fund?

You can invest through Allvest platform, directly through the fund house website, or through registered distributors and banks. Complete your KYC requirements and choose between lump sum or SIP investment options.

How to start a SIP in Baroda BNP Paribas Liquid Fund?

Register with Allvest or any authorized platform, complete your KYC, select the fund, choose SIP option, set the amount and frequency, and set up auto-debit instructions from your bank account.

How do I automate an SIP in Baroda BNP Paribas Liquid Fund?

Use auto-invest features available on platforms like investment apps to set up automatic investments at regular intervals, ensuring consistent contributions without manual intervention.

How can I withdraw/redeem my investment in Baroda BNP Paribas Liquid Fund?

Log into your investment platform, navigate to your portfolio, select the fund, choose redemption option, specify the amount or units to redeem, and submit the request. The proceeds will be credited to your registered bank account within the stipulated time frame.