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DSP Ultra Short Fund - NAV, Returns, Performance & Investment Guide 2025
Complete guide to DSP Ultra Short Fund - Current NAV, AUM, expense ratio, returns performance, fund managers, investment objective. Start investing with detailed analysis and FAQs.
DSP Ultra Short Fund's primary investment objective is to seek to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities. There is no assurance that the investment objective of the Scheme will be realized.
The fund follows a strategic investment approach:
- Invests in money market & debt securities with portfolio duration of 3-6 months
- Invests mostly in high quality A1+ and AAA rated debt securities
- It invests mostly in high-quality A1+ and AAA-rated debt securities, such as government bonds, treasury bills, and commercial papers
- The Scheme will invest in Debt and Money Market instruments such that the Macaulay duration of the portfolio is between 3 months - 6 months
The fund is designed to provide a conservative investment option for investors looking to park surplus money or emergency funds for a short period. Use it to park surplus money or money earmarked for emergencies for a short period of time (3 to 6 months). Can be an alternative to traditional savings bank accounts.
Key Financial Metrics (as of 2025):
- AUM: ₹4,010.78 Cr
- Expense Ratio: 1.02% for regular plan
- Minimum SIP amount: ₹100
- Annualised return over 5 years: 5.26% as of 29-Jul-2025
- CAGR since inception: 7.16%
The fund is managed by a team of experienced professionals:
Karan Mundhra:
Karan has a total work experience of over 9 years. He joined DSP Mutual Funds in April 2012 as part of Fund Administration team. In 2016, he joined the Fixed Income Investment team. He is a Chartered Accountant (ICAI India) and also holds a Bachelor of Commerce Degree.
Shalini Vasanta:
Shalini has a total work experience of Over 11 years. She is part of the fixed income team at DSP Asset Manager's since 2017. Shalini has also worked with ICRA Ltd. as a Credit Rating Analyst in their Large Corporate Group. She holds a Master of Business Administration (Finance) degree from NMIMS, Mumbai and BA with Hons in Economics & Statistics from St. Xavier's College, Mumbai.
The fund managers bring extensive experience in fixed income investments and credit analysis, ensuring professional management of the portfolio within the defined risk parameters.
DSP Mutual Fund stands as one of India's prominent Asset Management Companies (AMCs). Since its establishment, this fund house has experienced significant growth, evolving into a premier player in the Indian asset management landscape.
Company History:
- The DSP family's involvement in investments dates back to the 1860s when they initiated their journey in the stock-broking business
- Subsequently, they entered investment management through a joint venture with Merrill Lynch, establishing DSP Merrill Lynch Asset Management Company, which was registered with SEBI in January 1997
- Following BlackRock's acquisition of Merrill Lynch's global asset management business, the company underwent a name change to DSP BlackRock Investment Managers Ltd. in 2008
- In 2018, DSP Group acquired BlackRock's 40% stake, leading to the current name, DSP Mutual Fund
DSP Mutual Fund is one of India's leading AMCs. Since its inception, this fund house has grown by leaps and bounds to become one of the premier Asset Management Companies in India.
It offers a vast range of mutual fund schemes across equity, debt, and hybrid categories along with the international fund of funds, exchange-traded funds, and also close-ended funds. The commitment of the fund house is to cater to their clients in every possible way by putting their interests first and to secure their wealth.
As of 31 March 2024, DSP Mutual Fund has 372 schemes and an AuM of 148063.36 Crores.
DSP Ultra Short Fund may be suitable for you if:
- You seek stable returns with lower volatility compared to equity funds
- You have a short-term investment horizon of 3-6 months to 1-2 years
- You are looking for a low-risk investment option with the potential to generate some income. It is also a good option for investors who need to park their money for a short period of time, such as for an emergency fund or a down payment on a house
- You want an alternative to traditional bank savings accounts with potentially higher returns
Key Considerations:
- The category risk of the fund is Moderate Risk
- Ultra-short Duration debt funds predominantly invest in bonds maturing in three to six months. They aim to earn slightly better returns over liquid funds but with a marginally higher degree of volatility. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for the next six months up to 1-1.5 years
- The risk of incurring a loss in these funds over the said timeframe is low but they do not guarantee returns or safety of capital
The fund is ideal for conservative investors who prioritize capital preservation while seeking modest returns above traditional savings instruments.
The latest declared NAV of DSP Ultra Short Fund - Regular Plan, is ₹3,425.0903 as of 29-Jul-2025. The NAV changes daily based on market conditions and underlying asset valuations.
The AUM of DSP Ultra Short Fund is ₹4,010.78 Cr. This indicates strong investor confidence and substantial fund size for efficient management.
The Expense Ratio of DSP Ultra Short Fund is 1.02% for the regular plan. The direct plan typically has a lower expense ratio, making it more cost-effective for investors.
The fund has delivered a CAGR of 7.16 since inception. Over the past five years, DSP Ultra Short Fund - Regular Plan has delivered an annualised return of 5.26% as of 29-Jul-2025.
The minimum SIP amount of DSP Ultra Short Fund is ₹100, making it accessible to investors with modest investment capacity.
You can invest in DSP Ultra Short Fund through Allvest platform by completing your KYC, selecting the fund scheme, choosing investment amount, and setting up payment instructions through online banking or UPI.
To start a SIP through Allvest, log into your account, search for DSP Ultra Short Fund, select SIP option, choose your investment amount (minimum ₹100), set investment date, and complete the mandate setup.
After setting up your SIP through Allvest, you can automate it by enabling auto-debit through bank mandate or standing instructions, ensuring regular investments without manual intervention.
You can redeem your DSP Ultra Short Fund investment through Allvest platform by submitting a redemption request online. The proceeds are typically credited to your registered bank account within 1-3 business days.
Clients/Investors to abstain them from dealing in any schemes of unauthorised collective investments / portfolio management, indicative/ guaranteed/fixed returns / payments etc.
Sr. No
Name of KMP
Designation
Mobile Number
Email ID
2.
Mr. Amit Bansal
Designated Director /
Compliance Officer