Investment Objective and Approach

The investment objective of the Scheme is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.

The fund primarily invests in:

- Money market instruments

- High-quality debt securities

- Government securities

- Corporate bonds with short-term maturity

Key investment features:

- The Latest NAV as of 31 Jul 2025 is ₹3,424.49

- AUM (Fund size) ₹6,860.68 Crore as of July 2025

- Expense ratio 0.09% for direct plan

- The minimum investment required to start investing in Edelweiss Liquid Fund is ₹100 for the lump sum option and ₹100 for the SIP

Fund Managers

Gautam Kaul, Rahul Dedhia is the Current Fund Manager of Edelweiss Liquid Direct Growth fund.

Rahul Dedhia - Lead Fund Manager

Mr. Dedhia is a B.E. (Electronics) and also holds a PGeMBA - Finance. Prior to joining Edelweiss Mutual Fund, he has worked with PGIM India Mutual Fund as Assistant Fund Manager.

Pranavi Kulkarni - Co-Fund Manager (for certain variants)

Ms. Kulkarni is a BE Computer Science, MBA Finance Prior to joining Edelweiss Mutual Fund, she has worked with CRISIL Ltd. and Yes Bank.

About the Fund House (AMC)

Edelweiss Mutual Fund is a business wing of Edelweiss Asset Management Limited. It is one of the most dynamic fund houses in the country and its parent company is Edelweiss Financial Services Ltd. The asset management company was incorporated on 23 August 2007 and set up on 30 August 2008.

Edelweiss Asset Management Limited is part of the Investment & Advisory line of Business of Edelweiss Group. Edelweiss is one of India's leading financial services conglomerates, offering a robust platform, to a diversified client base across domestic and global geographies.

Edelweiss Financial Services commenced its operations in 1996 and has been a key driver of the Indian financial sector ever since. It got the license to deal in mutual funds in 2008, amongst the global economic slowdown.

Key highlights about Edelweiss AMC:

- Customer centricity is core to Edelweiss. Being present in every financial life stage of a customer, helping them create, grow and protect their wealth, are key lines of business.

- Market leaders in debt passives, with nearly 50% market share

- Their mutual fund product suite encompass the entire risk return spectrum and are designed to offer the best opportunity for investment growth in Indian & global asset classes.

Should I Invest in Edelweiss Liquid Fund?

Edelweiss Liquid Fund can be suitable for investors looking for:

Short-term Investment Goals:

- Emergency fund creation and maintenance

- Parking surplus cash for periods ranging from few days to one year

- Alternative to traditional bank savings accounts with potentially higher returns

Risk Profile Compatibility:

- The Edelweiss Liquid Direct Growth is rated Low to Moderate risk

- Suitable for conservative investors seeking capital preservation with modest returns

- Ideal for those who prioritize liquidity over long-term wealth creation

Key Advantages:

- Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days - minimal exit charges

- High liquidity with quick redemption process

- Professional fund management with experienced team

- Low expense ratio compared to actively managed funds

Performance Indicators:

- Over the past five years, Edelweiss Liquid Fund has delivered an annualised return of 5.47% as of 01-Aug-2025

- Edelweiss Liquid Fund Direct Growth has given a CAGR return of 6.85% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.29%, 7.09% and 5.65% respectively

Not Suitable For:

- Long-term wealth creation goals

- Investors seeking high growth potential

- Those comfortable with higher risk for potentially higher returns

FAQs

What is today's NAV of Edelweiss Liquid Fund?

The Latest NAV as of 31 Jul 2025 is ₹3,424.49 for the direct growth plan. NAV changes daily based on market conditions.

What is the AUM of Edelweiss Liquid Fund?

The fund has an AUM (Fund size) of ₹6,860.68 Crore as of July 2025, making it a substantial liquid fund option.

What is the expense ratio of Edelweiss Liquid Fund?

The expense ratio is 0.09% for the direct plan, which is quite competitive in the liquid fund category.

What are the returns of Edelweiss Liquid Fund since inception?

Edelweiss Liquid Fund Direct Growth has given a CAGR return of 6.85% since inception, launched in 2013.

What is the minimum SIP amount to invest in Edelweiss Liquid Fund?

The minimum investment required is ₹100 for the SIP (Systematic Investment Plan) option and same for lump sum investments.

How do I invest in Edelweiss Liquid Fund?

You can invest through Allvest platform online, directly through Edelweiss Mutual Fund website, or through authorized distributors and banks.

How to start a SIP in Edelweiss Liquid Fund?

Create an account with Allvest, complete KYC requirements, select Edelweiss Liquid Fund, choose SIP option, and set up automatic deductions from your bank account.

How do I automate an SIP in Edelweiss Liquid Fund?

Set up a bank mandate through Allvest platform which will automatically deduct your SIP amount on specified dates and invest in the fund.

How can I withdraw/redeem my investment in Edelweiss Liquid Fund?

You can redeem through Allvest platform online or submit redemption request to the fund house. Note the exit load structure if redeemed within 6 days.