Investment Objective and Approach

The scheme seeks to provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments. Ultra-short Duration debt funds predominantly invest in bonds maturing in three to six months. They aim to earn slightly better returns over liquid funds but with a marginally higher degree of volatility.

The fund follows a conservative investment approach focused on capital preservation while generating steady income. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for the next six months up to 1-1.5 years.

Key Investment Details (as of August 2025):

- Fund Launch Date: August 19, 2024

- Asset Under Management: ₹1,20,278 Cr (as of July 28, 2025)

- Latest NAV (Direct Plan): ₹10.7585 (as of August 9, 2025)

- Latest NAV (Regular Plan): ₹10.7117 (as of August 9, 2025)

- Expense Ratio: 0.71% (Growth option)

- Expense Ratio (Direct IDCW): 0.26%

- Risk Level: Low to Moderate

Fund Managers

The fund is managed by a team of experienced professionals:

Santosh Kamath Goswami: B.Sc (Mathematics) and MBA (Finance). Prior to joining Franklin Templeton Mutual Fund, he has worked with ICICI Prudential AMC, UTI Bank Ltd. and Franklin Templeton Asset Management Pvt. Ltd.

Paritosh Roy: M.Com and MBA (Finance). He has been associated with Franklin Templeton Investments since 2001. He has over 19 years of experience in the financial services industry.

Kunal Maru: M.Com and MBA in Finance. Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential Mutual Fund, Kotak Mahindra AMC as Fixed Income Dealer and Integreon Managed Solutions as a Research Associate.

About the Fund House (AMC)

Franklin Resources, Inc. is an American multinational investment management holding company that, together with its subsidiaries, is referred to as Franklin Templeton; it is a global investment firm founded in New York City in 1947 as Franklin Distributors, Inc. The company was founded in 1947 in New York by Rupert H. (Harris) Johnson Sr. (1900–1989), who ran a successful retail brokerage firm from an office on Wall Street. He named the company for American polymath Benjamin Franklin because Franklin espoused frugality and prudence when it came to saving and investing.

Franklin Templeton India Operations:

- Franklin Templeton's India office was set up in 1996 as Templeton Asset Management India Pvt. Limited. It flagged off the mutual fund business with the launch of Templeton India Growth Fund in September 1996.

- Franklin Templeton Asset Management Private Limited: India's Asset Management Company (AMC) has been a prominent player in the country's financial landscape for 27 years, with a primary focus on delivering investment needs to clients.

- We are one of the largest foreign fund houses in the country and manage mutual funds that cater to diverse investor requirements and offer a wide range of investment styles to choose from. Headquartered in Mumbai, our presence includes offices in over 34 cities and Collection Centers in over 100 locations across the country.

- FTAM has assets under management (AUM) as of March 2023 of Rs. 623.78 Billion (~ $ 7.61 billion @82 INR per USD).

The firm has specialized expertise across a full range of asset classes. It offers products under the Franklin, Templeton, Mutual Series and Fiduciary brand names, among others. Like other large investment companies, the firm offers a wide variety of funds but is traditionally best known for bond funds under the Franklin brand, international funds under the Templeton brand, and value funds under the Mutual Series brand.

Should I Invest in Franklin India Ultra Short Duration Fund?

This fund may be suitable for investors who:

Ideal For:

- Seek short-term parking of surplus funds (6 months to 1.5 years)

- Want better returns than liquid funds with slightly higher risk tolerance

- Need high liquidity with regular income generation

- Are conservative investors looking for capital preservation

- Want to diversify their debt portfolio with quality short-term instruments

Key Considerations:

- The fund has delivered a CAGR of 6.38% since inception (August 19, 2024)

- Minimum SIP Investment: ₹500

- Minimum Lumpsum Investment: ₹5,000

- Being a relatively new fund (launched in August 2024), historical performance data is limited

- Suitable for emergency fund parking and short-term financial goals

The fund's conservative approach and experienced management team make it appropriate for risk-averse investors seeking predictable returns from high-quality debt instruments.

FAQs

What is today's NAV of Franklin India Ultra Short Duration Fund?

The latest NAV for Direct Plan is ₹10.7585 and Regular Plan is ₹10.7117 as of August 9, 2025. NAV changes daily based on market conditions.

What is the AUM of Franklin India Ultra Short Duration Fund?

The fund has an Asset Under Management of ₹1,20,278 Cr as of July 28, 2025. This reflects the total value of assets managed by the fund.

What is the expense ratio of Franklin India Ultra Short Duration Fund?

The expense ratio is 0.71% for the Growth option and 0.26% for the Direct IDCW Reinvestment plan. Direct plans have lower expense ratios than regular plans.

What are the returns of Franklin India Ultra Short Duration Fund since inception?

The fund has delivered a CAGR of 6.38% since inception on August 19, 2024. Being a new fund, long-term performance data is limited.

What is the minimum SIP amount to invest in Franklin India Ultra Short Duration Fund?

The minimum SIP amount is ₹500 and minimum lumpsum investment is ₹5,000. This makes it accessible for small investors.

How do I invest in Franklin India Ultra Short Duration Fund?

You can invest through Allvest's platform by selecting the fund, choosing SIP or lumpsum, completing KYC requirements, and making the payment. Digital investment process makes it convenient and paperless.

How to start a SIP in Franklin India Ultra Short Duration Fund?

Login to your Allvest account, search for the fund, select SIP option, choose amount and frequency, set up auto-debit mandate, and confirm your investment. The frequency can be monthly, quarterly, half-yearly or annually.

How do I automate an SIP in Franklin India Ultra Short Duration Fund?

Set up an auto-debit mandate during SIP registration on Allvest platform. This ensures automatic monthly deductions from your bank account, making investment systematic and hassle-free.

How can I withdraw/redeem my investment in Franklin India Ultra Short Duration Fund?

Access your Allvest account, go to your holdings, select the fund, choose partial or full redemption, specify amount/units, and submit the request. Proceeds are typically credited within 1-3 business days for debt funds.