Investment Objective and Approach

The HDFC Long Duration Debt Fund seeks to generate income and capital appreciation through investments in debt and money market instruments. The fund follows a long duration investment strategy, primarily investing in government securities and corporate bonds with extended maturity periods.

The fund's approach focuses on:

- Investing in high-quality government securities and corporate debt instruments

- Maintaining a portfolio with longer duration to capture interest rate movements

- Active duration management to optimize returns while managing interest rate risks

- The fund is classified as "A-III - A Scheme with Relatively High Interest Rate Risk and Relatively Low Credit Risks"

Key fund characteristics as of May 2025:

- AUM (Assets Under Management): ₹5,732.28 crores as of May 30, 2025

- Expense Ratio: 0.30% (Direct Plan) as of May 2025

- Minimum SIP Investment: ₹100

- Minimum Lumpsum Investment: ₹100

- Returns since inception: 10.3% per annum as of May 30, 2025

- Risk Level: Moderately High on the risk-o-meter

Fund Managers

Dhruv Muchhal is the current Fund Manager of HDFC Long Duration Debt Fund, working alongside Shobhit Mehrotra as co-fund manager as of April 2025.

Dhruv Muchhal

He holds an MBA from Clemson University, USA. Prior to joining HDFC AMC, he has worked with Franklin Templeton AMC and ICRA. His qualifications include CFA (CFA Institute), Chartered Accountant, and B.Com.

Shobhit Mehrotra

Mr. Shobhit Mehrotra has collective experience of over 20 years in Fixed Income markets, Fixed Income dealing and credit rating. He holds B.Text., M.S. MBA from Clemson University, SC, USA. He is with HDFC AMC since February 2004. Prior to this, he has worked with Templeton Asset Management (India) Pvt Ltd. and ICRA Ltd.

Combined AUM managed by the fund managers: ₹44,074.82 crores across various funds.

About the Fund House (AMC)

HDFC Asset Management Company, investment manager to HDFC Mutual Fund, is one of the leading AMCs in the country. The company operates as a joint venture between Housing Development Finance Corporation (HDFC) and Standard Life Investments (SLI).

HDFC Mutual Fund started as a joint venture between Housing Development Finance Corporation Limited and Standard Life Investments Limited on December 10, 1999. It has Housing Development Finance Corporation Limited and Standard Life Investments Limited as the sponsors, with HDFC Trustee Company Limited as the trustee.

Key AMC highlights:

- Positioned as one of the largest mutual fund houses in India, currently managing assets worth Rs. 5.56 lakh crore as of December 2023

- The fund house transitioned to a publicly listed entity in August 2018

- Over 130 schemes under management

- Headquarters located at "HUL House", 2nd Floor, Mumbai, Maharashtra, 400 020

Should I Invest in HDFC Long Duration Debt Fund?

HDFC Long Duration Debt Fund is suitable for investors who:

Investment Suitability:

- Seek regular income through debt investments

- Have a moderate to high-risk tolerance for interest rate fluctuations

- Want to benefit from potential capital appreciation during falling interest rate cycles

- Looking for professional management of long-duration debt securities

- Have an investment horizon of 3+ years to optimize tax benefits

Risk Considerations:

- The fund carries relatively high interest rate risk due to its long duration strategy

- Classified as "Moderately High" risk on the risk-o-meter

- Suitable for investors who understand duration risk and interest rate sensitivity

- Not recommended for investors seeking guaranteed returns or very conservative investment options

Performance Highlights:

- The fund delivered absolute returns of 13.42% in the past 1 year

- 1-year returns of 2.58% as per recent data

- Inception returns of 10.3% per annum since launch in January 2023

This fund is ideal for investors seeking exposure to long-duration debt instruments with professional fund management and the flexibility of low minimum investments.

FAQs

What is today's NAV of HDFC Long Duration Debt Fund?

The latest NAV is ₹12.57 as of May 30, 2025. NAV changes daily based on market movements and can be checked on financial platforms or the fund house website.

What is the AUM of HDFC Long Duration Debt Fund?

The fund currently manages assets worth ₹5,732.28 crores as of May 16, 2025. This represents the total market value of all securities held by the fund.

What is the expense ratio of HDFC Long Duration Debt Fund?

The expense ratio is 0.30% for the Direct Plan as of May 16, 2025. This is the annual fee charged for fund management and administrative expenses.

What are the returns of HDFC Long Duration Debt Fund since inception?

The fund has delivered returns of 10.3% per annum since inception in January 2023. Past performance does not guarantee future returns.

What is the minimum SIP amount to invest in HDFC Long Duration Debt Fund?

The minimum SIP amount is ₹100, making it accessible for small investors to start their investment journey.

How do I invest in HDFC Long Duration Debt Fund?

You can invest through Allvest's platform by selecting the fund, choosing between SIP or lumpsum investment, completing KYC requirements, and making the payment through various modes.

How to start a SIP in HDFC Long Duration Debt Fund?

On Allvest, select the fund, choose "SIP Investment," enter your monthly amount (minimum ₹100), select investment date, complete documentation, and authorize the auto-debit mandate.

How do I automate an SIP in HDFC Long Duration Debt Fund?

Set up auto-debit through Allvest by providing bank details and authorizing automatic monthly deductions. This ensures consistent investments without manual intervention each month.

How can I withdraw/redeem my investment in HDFC Long Duration Debt Fund?

You can redeem units through Allvest's platform by selecting the fund, choosing partial or full redemption, and submitting the request. The fund has no exit load, so redemptions can be made anytime without penalty.