Meta Title

HDFC Ultra Short Term Fund - Latest NAV, Performance & Investment Guide 2025

Meta Description

Invest in HDFC Ultra Short Term Fund for short-term income and capital appreciation. Get latest NAV, AUM of ₹17,328 Cr, expense ratio 0.37%, and returns since inception. Start SIP with just ₹100.

Investment Objective and Approach

The scheme seeks to generate income/capital appreciation through investment in debt securities and money market instruments. The fund invests in debt and money market instruments such that the Macaulay duration of the portfolio is between 3 months - 6 months.

This fund offers a high degree of liquidity and lower interest rate risk to investors having an investment horizon of 2-6 months. It helps investors to park short term surpluses or to use it as a channel to transfer funds systematically to other schemes.

The fund follows a conservative investment approach focusing on:

- Short-term debt securities and money market instruments

- Maintaining portfolio duration between 3-6 months to minimize interest rate risk

- Providing better liquidity compared to traditional fixed deposits

- Suitable for parking surplus funds for short periods

Fund Managers

Anil Bamboli and Praveen Jain manage the HDFC Ultra Short Term Fund. Anil Bamboli serves as Senior Fund Manager – Fixed Income since 25 September 2018.

Anil Bamboli brings extensive experience in fixed income management:

- CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI

- Completed MMS, Finance from Chetana's R K Institute of Management and Research. Started his career as Asst. Vice President at SBI Funds Management and then moved to HDFC Asset Management as a Senior Fund Manager

- Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years

About the Fund House (AMC)

HDFC Asset Management Company, investment manager to HDFC Mutual Fund, is one of the leading AMCs in the country. The company operates as a joint venture between Housing Development Finance Corporation (HDFC) and Standard Life Investments (SLI).

Key details about HDFC Mutual Fund:

- The scheme was made available to investors on 10 Dec 1999

- Since its launch in 1999, it has emerged as one of the market leaders in the Mutual Fund business with the largest share in equity-oriented fund schemes

- Positioned as one of the largest mutual fund houses in India, it currently manages assets worth Rs. 5.56 lakh crore as of December 2023

- The fund house transitioned to a publicly listed entity in August 2018

Key Financial Metrics (as of August 2025):

- AUM: ₹17,328.44 Cr as of 22nd August 2025

- Expense ratio: 0.37% as of 22nd August 2025

- Five-year annualised return: 5.75% as of 05-Aug-2025

- CAGR since inception: 6.66%

- Minimum SIP amount: ₹100

- Exit load: Nil

Should I Invest in HDFC Ultra Short Term Fund?

HDFC Ultra Short Term Fund is suitable for investors seeking:

Ideal for:

- Short-term parking of surplus funds (2-6 months horizon)

- Better returns than savings account with high liquidity

- Regular source of income through investments

- Emergency fund allocation with slightly higher returns than liquid funds

- Parking surplus money that you don't need for the next six months up to 1-1.5 years

Risk Profile:

- The fund is rated Low to Moderate risk

- A Scheme with Moderate Interest Rate Risk and Moderate Credit Risk

- They aim to earn slightly better returns over liquid funds but with a marginally higher degree of volatility

Investment Considerations:

- The risk of incurring a loss in these funds over the said timeframe is low but they do not guarantee returns or safety of capital

- Suitable for conservative investors seeking stable returns

- Better alternative to traditional fixed deposits for short-term needs

FAQs

What is today's NAV of HDFC Ultra Short Term Fund?

The latest NAV for HDFC Ultra Short Term Fund is ₹15.64 (as of latest available data). NAV changes daily based on market conditions.

What is the AUM of HDFC Ultra Short Term Fund?

The AUM of HDFC Ultra Short Term Fund is ₹17,328.44 Cr as of 22nd August 2025.

What is the expense ratio of HDFC Ultra Short Term Fund?

The expense ratio of HDFC Ultra Short Term Fund is 0.37% as of 22nd August 2025 for the direct plan.

What are the returns of HDFC Ultra Short Term Fund since inception?

The fund has delivered a CAGR of 6.66% since inception, demonstrating consistent performance over the long term.

What is the minimum SIP amount to invest in HDFC Ultra Short Term Fund?

Minimum SIP Investment is set to ₹100, making it accessible for small investors to start their investment journey.

How do I invest in HDFC Ultra Short Term Fund?

You can invest through Allvest platform by completing your KYC, selecting the fund, choosing investment amount, and making payment. Allvest offers a seamless investment experience.

How to start a SIP in HDFC Ultra Short Term Fund?

Through Allvest, select SIP option, choose monthly investment amount (minimum ₹100), set SIP date, and authorize auto-debit from your bank account.

How do I automate an SIP in HDFC Ultra Short Term Fund?

On Allvest platform, enable auto-SIP feature during setup. This will automatically invest your chosen amount at regular intervals without manual intervention.

How can I withdraw/redeem my investment in HDFC Ultra Short Term Fund?

Give a request for redemption of the number of units or the amount you want. The request will be acknowledged. You will get information about the redemption and the NAV at which redeemed. The amount will be deposited in the designated bank account.