Investment Objective and Approach

HSBC Low Duration Fund aims to provide liquidity and reasonable returns by investing primarily in a mix of short term debt and money market instruments such that the Macaulay duration of the portfolio is between 6 months to 12 months. This is an open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months to 12 months.

Investment Strategy:

- Allocates assets between various money market and fixed income securities, maintaining a Macaulay duration of 6-12 months

- Maintains liquidity through a combination of cash, reverse repo, daily put/call MIBOR papers and liquid CPs/CDs of strong credits

- True to label fund – stays committed to its objective while investing according to the mandate

- Deploys a balanced approach to credit and risk management

The fund focuses on providing optimal returns with surplus funds while maintaining high liquidity for investors who need quick access to their investments.

Fund Managers

Jalpan Shah is the current Fund Manager of HSBC Low Duration Fund Direct Growth fund. The fund management team brings extensive experience in debt and money market instruments management.

Fund Manager Experience:

- Prior to joining HSBC Mutual Fund, the fund management team has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.

The fund manager's diverse background across multiple asset management companies provides valuable expertise in managing low duration debt portfolios and navigating various market cycles.

About the Fund House (AMC)

HSBC Asset Management (India) Private Limited is a well-established player in the Indian mutual fund industry. HSBC Mutual Fund serves more than 1 million customers through its 1000 plus offices spread all over India. It operates with a total corpus of Rs. 109,825.42 Crore as of 2024, and offers more than 103 different types of schemes under three categories: equity, debt, and product add-on funds.

Key Facts about HSBC AMC:

- HSBC empire is over 100 years old and was established by Sir Thomas Sutherland in 1886. It is the world's 7th largest bank in terms of total assets and revenues.

- It operates under HSBC Asset Management, a global asset manager overseeing $641 billion in assets across 23 countries as of March 2023.

- Its registration number for SEBI (Mutual Funds) guidelines is MF/046/02/5 (dated May 27, 2002).

- As of December 2023, the AMC manages assets worth Rs.102,162 crores in India.

The fund house leverages its global expertise and local market knowledge to deliver consistent investment solutions to Indian investors.

Should I Invest in HSBC Low Duration Fund?

HSBC Low Duration Fund can be suitable for investors seeking:

Who Should Consider:

- Investors looking for short-term investment horizons (6-12 months)

- Those seeking better returns than savings accounts while maintaining liquidity

- Conservative investors who want lower interest rate risk compared to longer duration funds

- Investors looking to park surplus funds temporarily

Key Investment Metrics (as of recent data):

- AUM: ₹538.16 Cr as of 11th April 2025

- Expense Ratio: 0.38% as of 11th April 2025

- Latest NAV: ₹30.31 as of 27 Jun 2025, rated Low to Moderate risk

Considerations:

- Suitable for investors with 6-12 month investment horizon

- Lower volatility compared to equity funds but returns may vary with interest rate movements

- Ideal for emergency funds or short-term financial goals

- Better suited for conservative investors seeking steady returns

The fund's low duration strategy helps reduce interest rate sensitivity, making it relatively stable during volatile market conditions.

FAQs

What is today's NAV of HSBC Low Duration Fund?

The current NAV varies between different plans. Latest NAV for HSBC Low Duration Fund(A-IDCW) is at ₹10.42. For the latest NAV, check the AMC website or Allvest platform.

What is the AUM of HSBC Low Duration Fund?

The AUM of HSBC Low Duration Fund(A-IDCW) is ₹538.16 Cr as of 11th April 2025. AUM may vary across different plan options.

What is the expense ratio of HSBC Low Duration Fund?

The expense ratio of HSBC Low Duration Fund(A-IDCW) Plan is 0.38% as of 11th April 2025. This is quite competitive compared to other debt funds.

What are the returns of HSBC Low Duration Fund since inception?

Returns vary based on market conditions and interest rate cycles. Historical performance can be checked on the fund factsheets. Past performance doesn't guarantee future returns.

What is the minimum SIP amount to invest in HSBC Low Duration Fund?

Minimum SIP Investment is set to ₹1,000. However, this may vary across different distributors and plan options.

How do I invest in HSBC Low Duration Fund?

You can invest through Allvest platform online by completing your KYC, selecting the fund, choosing investment amount, and completing the payment process digitally.

How to start a SIP in HSBC Low Duration Fund?

Log into Allvest, search for HSBC Low Duration Fund, select 'Start SIP', choose frequency and amount, set up auto-debit instructions, and confirm your SIP.

How do I automate an SIP in HSBC Low Duration Fund?

Set up auto-debit facility through Allvest by providing bank account details and authorizing automatic monthly/quarterly deductions for your SIP investments.

How can I withdraw/redeem my investment in HSBC Low Duration Fund?

You can redeem through Allvest platform by selecting partial or full redemption. The amount typically gets credited to your registered bank account within 1-3 business days.