Investment Objective and Approach

The HSBC Medium Duration Fund seeks to generate income by investing primarily in debt and money market securities. This is an open-ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is maintained between 3 years to 4 years. The fund carries a relatively high interest rate risk and moderate credit risk.

The investment approach focuses on:

- Active Duration Management: Actively managed within the specified macaulay duration range to generate returns to match the investment objective and to maintain adequate liquidity to accommodate funds movement

- Research-Driven Strategy: Active view of the interest rate movement supported by quantitative research, to include various parameters of the Indian economy, as well as developments in global markets

- Balanced Risk Approach: We deploy a balanced approach to credit and risk management

The fund aims to create a corpus through generating inflation-adjusted returns while maintaining a true to label fund approach - staying true to its objective in keeping with the mandate reposed by the investor.

Fund Managers

The fund is currently managed by its fund managers Shriram Ramanathan and Kapil Punjabi. However, based on the latest information from Groww, Jalpan Shah is the Current Fund Manager of HSBC Medium Duration Fund Direct Growth fund.

The fund management team brings extensive experience in fixed income markets and employs systematic research methodologies to navigate interest rate cycles and credit environments effectively.

About the Fund House (AMC)

HSBC Asset Management (India) Private Limited is among the leading asset management companies in India. The AMC is a subsidiary of HSBC Global Asset Management, one of the world's largest asset managers. The full form of HSBC is Hong Kong and Shanghai Banking Corporation.

Key Facts about HSBC AMC:

- Incorporation: HSBC AMC was incorporated in December 2001

- Global Presence: As of end of December 2024, we managed USD 731 billion globally for a range of clients

- Investment Platform: Our investment platform includes more than 660 professionals across 20 countries and territories

- AUM in India: As of March 2024, the AUM of HSBC Mutual Fund stands at Rs. 1,08,785.1 crore

- Scheme Portfolio: As of April 2023, HSBC Mutual Fund has 41 schemes, of which 14 are equity schemes, 15 are debt schemes, 5 are hybrid schemes, and 7 are others

Registration Details:

- Its registration number for the Securities and Exchange Board of India (Mutual Funds) under SEBI's guidelines is MF/046/02/5 (dated May 27, 2002)

- Customer Base: HSBC Mutual Fund serves more than 1 million customers through its 1000 plus offices spread all over India

The AMC follows a structured and disciplined investment approach, leveraging its global research capabilities and local market expertise to deliver investment solutions.

Should I Invest in HSBC Medium Duration Fund?

The HSBC Medium Duration Fund is suitable for investors seeking:

Ideal For:

- Investors with a 3-4 year investment horizon

- Those looking for regular income generation from debt instruments

- Investors comfortable with moderate interest rate risk

- Portfolio diversification beyond equity investments

Key Considerations:

Performance Metrics:

- It has an AUM of ₹841.36 Crores and the latest NAV decalared is ₹21.231 as on 07 Jan 2025

- HSBC Medium Duration Fund Direct-Growth scheme return performance in last 1 year is 9.04%, in last 3 years is 21.51% and 112.31% since scheme launch

- 5 rated by Value Research

Risk Profile:

The fund carries moderate risk as it invests in medium-duration debt instruments. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.

Investment Minimum:

- The min. SIP amount to invest in this scheme is ₹1000

Who Should Avoid:

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor's portfolio. We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns.

FAQs

What is today's NAV of HSBC Medium Duration Fund?

The latest NAV decalared is ₹21.231 as on 07 Jan 2025. NAV changes daily based on market conditions, so check the latest updates on fund platforms.

What is the AUM of HSBC Medium Duration Fund?

The fund has an AUM of ₹841.36 Crores as of January 2025. AUM indicates the total assets managed by the fund and reflects investor confidence.

What is the expense ratio of HSBC Medium Duration Fund?

The expense ratio varies between regular and direct plans. Direct plans typically have lower expense ratios, making them more cost-effective for long-term investors.

What are the returns of HSBC Medium Duration Fund since inception?

The fund has delivered 112.31% returns since scheme launch. Past performance doesn't guarantee future returns and is subject to market conditions.

What is the minimum SIP amount to invest in HSBC Medium Duration Fund?

The minimum SIP amount to invest in this scheme is ₹1000. This makes it accessible for regular investors to start systematic investing.

How do I invest in HSBC Medium Duration Fund?

You can invest through Allvest platform by completing your KYC, selecting the fund, choosing between lump sum or SIP, and processing your investment online with seamless documentation.

How to start a SIP in HSBC Medium Duration Fund?

Log into your Allvest account, select HSBC Medium Duration Fund, choose SIP option, set your monthly amount (minimum ₹1000), select frequency and start date to begin systematic investing.

How do I automate an SIP in HSBC Medium Duration Fund?

Through Allvest, set up auto-debit from your bank account by providing bank details and completing mandate registration. Your SIP will automatically process on chosen dates without manual intervention.

How can I withdraw/redeem my investment in HSBC Medium Duration Fund?

You can redeem your investment through Allvest platform by placing a redemption request. Funds are typically credited to your registered bank account within 1-3 business days of processing.