Investment Objective and Approach

The HSBC Medium to Long Duration Fund aims to provide reasonable income through a diversified portfolio of fixed income securities such that the Macaulay duration of the portfolio is between 4 years to 7 years. However, there can be no guarantee that the investment objective of the scheme would be achieved.

The fund follows a comprehensive investment strategy that focuses on:

- Investing in a mix of debt and money market instruments over varying maturities to provide investors with income and appropriate liquidity

- The AMC's view of interest rate trends will be reflected in the type and maturity dates of instruments in which funds are invested

- Deploying a balanced approach to credit and risk management

- Staying true to its objective in keeping with the mandate reposed by the investor whilst investing in the fund

- Creating a corpus through generating inflation-adjusted returns

The fund maintains an exposure of 96.99% in Debt and 2.74% in Cash & Money Market Securities as of 30-Nov-2024, ensuring adherence to its debt-focused investment mandate.

Fund Managers

The fund is managed by a team of experienced professionals:

Shriram Ramanathan - He holds a B.E. (Electrical), PGDBM from XLRI Jamshedpur and is a CFA. Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.

Kapil Punjabi - He is an MMS from Mumbai University. Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.

Mr. Shriram Ramanathan has 14 years of experience. His previous assignments include ING Investment Management Asia Pacific -Hong Kong, ING Investment Management (India) Private Limited, Zurich (India) Asset Management Company.

About the Fund House (AMC)

HSBC Asset Management (India) Private Limited stands as one of India's prominent asset management companies. HSBC Mutual Fund serves more than 1 million customers through its 1000 plus offices spread all over India. It operates with a total corpus of Rs. 109825.42 Crore as of 2024, and offers more than 103 different types of schemes under three types of options, equity, debt, and product add-on funds.

HSBC Asset Management (India) Private Ltd manages assets worth ₹ 1,24,993.35 crores. Its current offering of mutual fund schemes includes 21 equity, 13 debt and 8 hybrid schemes.

The HSBC legacy is impressive - An abbreviation of the Hong Kong and Shanghai Banking Corporation, the HSBC empire is over 100 years old and was established by Sir Thomas Sutherland in 1886. It is the world's 7th largest bank in terms of total assets and revenues. Although it is owned by the British, it has an unbeatable track record in wealth and asset management in South Asia too, besides retail and corporate banking.

Should I Invest in HSBC Medium to Long Duration Fund?

This fund may be suitable for investors who:

Investment Suitability:

- Seek steady income generation through debt instruments

- Have an investment horizon of 4-7 years

- Are comfortable with moderate risk exposure

- Want professional management of their fixed income portfolio

Key Financial Metrics (as of recent data):

- Returns since inception: 6.98% (Direct Plan) and 6.55% (Regular Plan)

- Expense ratio: 0.67% (Direct Plan) and 1.90% (Regular Plan)

- AUM: ₹50 Cr as of 30-Nov-2024

- Risk level: Moderate

Investment Requirements:

- Minimum Lumpsum investment: ₹5,000

- Minimum SIP investment: ₹1,000

The fund is ideal for conservative investors looking for better returns than traditional fixed deposits while maintaining relatively lower risk compared to equity investments.

FAQs

What is today's NAV of HSBC Medium to Long Duration Fund?

The NAV varies daily based on market conditions. You can check the current NAV on Allvest's platform or the fund's official website for real-time updates.

What is the AUM of HSBC Medium to Long Duration Fund?

The AUM of HSBC Medium to Long Duration Fund is ₹50 Cr as of 30-Nov-2024.

What is the expense ratio of HSBC Medium to Long Duration Fund?

The expense ratio is 0.67% for the Direct Plan and 1.90% for the Regular Plan.

What are the returns of HSBC Medium to Long Duration Fund since inception?

The Direct Plan has delivered 6.98% returns since inception while the Regular Plan has delivered 6.55% returns since inception.

What is the minimum SIP amount to invest in HSBC Medium to Long Duration Fund?

The minimum SIP amount is ₹1,000 with flexibility to increase in multiples.

How do I invest in HSBC Medium to Long Duration Fund?

You can invest through Allvest's platform online, which offers a seamless investment process with proper KYC documentation and easy fund selection.

How to start a SIP in HSBC Medium to Long Duration Fund?

Visit Allvest's platform, complete your KYC, select the fund, choose SIP option, set your monthly investment amount (minimum ₹1,000), and set up auto-debit instructions.

How do I automate an SIP in HSBC Medium to Long Duration Fund?

Through Allvest, set up auto-debit instructions with your bank account during SIP registration. This ensures automatic monthly investments without manual intervention.

How can I withdraw/redeem my investment in HSBC Medium to Long Duration Fund?

There is no lock-in period, so you can redeem anytime through Allvest's platform. Simply log in, select redemption option, choose partial or full redemption, and funds will be credited to your registered bank account.