Investment Objective and Approach

The primary objective of the Scheme is to generate regular income through investment in a portfolio comprising substantially of money market instruments. Money Market Fund - An open ended debt scheme investing in money market instruments. A relatively low interest rate risk and moderate credit risk.

The fund follows a conservative investment approach focusing on:

- Investing primarily in high-quality short-term money market instruments

- Maintaining relatively low interest rate risk

- Moderate credit risk exposure to balance income generation with capital preservation

- Portfolio construction aimed at providing liquidity and stability

Fund Managers

The fund is managed by Kapil Punjabi, Shriram Ramanathan, Mahesh Chhabria. The fund management team brings extensive experience in debt and money market instruments.

Current Lead Fund Manager: Mahesh A Chhabria is the Current Fund Manager of HSBC Money Market Fund Direct Growth fund.

About the Fund House (AMC)

HSBC Mutual Fund is an asset management company (AMC) that offers various mutual fund schemes to help investors grow their wealth through professionally managed portfolios. HSBC Mutual Fund and the investment schemes it offers are regulated by SEBI (Securities and Exchange Board of India), and therefore structurally robust.

Key highlights about HSBC Asset Management India:

- HSBC Mutual Fund was established in 2001. Since then, it is growing at a faster rate.

- HSBC Mutual Fund serves more than 1 million customers through its 1000 plus offices spread all over India.

- Part of HSBC Securities and Capital Markets (India) Private Limited, HSBC Mutual Funds is one of the leading AMCs in the investment market of the country. Being a part of the 7th largest bank in the world, it offers international quality investment options and services to prospective investors across the nation.

- An abbreviation of the Hong Kong and Shanghai Banking Corporation, the HSBC empire is over 100 years old and was established by Sir Thomas Sutherland in 1886. It is the world's 7th largest bank in terms of total assets and revenues.

Should I Invest in HSBC Money Market Fund?

HSBC Money Market Fund may be suitable for investors seeking:

Pros:

- Low-risk investment option with money market exposure

- Over the past five years, HSBC Money Market Fund has delivered an annualised return of 5.47% as of 20-Jul-2025.

- Professional management by experienced fund managers

- Backed by a globally recognized financial institution

- Suitable for short-term liquidity needs

Investment Considerations:

- There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns.

- Returns may be relatively moderate compared to equity funds

- Interest rate changes can impact fund performance

- Suitable for conservative investors with short to medium-term investment horizon

Ideal for:

- Conservative investors seeking capital preservation

- Those looking for better returns than traditional savings accounts

- Investors needing liquidity with moderate returns

- Portfolio diversification for debt allocation

FAQs

What is today's NAV of HSBC Money Market Fund?

The current NAV of HSBC Money Market Fund is ₹27.57, as of 30th May 2025. NAV is updated daily and changes based on market conditions.

What is the AUM of HSBC Money Market Fund?

The AUM (i.e. assets under management) of HSBC Money Market Fund is ₹2834.01 Cr as of 30th May 2025.

What is the expense ratio of HSBC Money Market Fund?

The expense ratio of HSBC Money Market Fund Plan is 0.14 as of 30th May 2025. This is the annual fee charged for fund management.

What are the returns of HSBC Money Market Fund since inception?

The HSBC Money Market Fund was launched on Jan 01 2013. The fund has delivered a CAGR of 7.5 since inception.

What is the minimum SIP amount to invest in HSBC Money Market Fund?

The minimum investment required to start investing in HSBC Money Market Fund is ₹5,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.

How do I invest in HSBC Money Market Fund?

You can invest through Allvest's platform by completing KYC, selecting the fund, choosing investment amount and mode (SIP/lumpsum), and making payment through various methods.

How to start a SIP in HSBC Money Market Fund?

Log into your Allvest account, select HSBC Money Market Fund, choose SIP option, set amount (minimum ₹1,000), select date and frequency, then complete the investment process.

How do I automate an SIP in HSBC Money Market Fund?

Set up auto-debit mandate through Allvest by providing bank details and authorizing automatic monthly deductions for seamless SIP investments without manual intervention each month.

How can I withdraw/redeem my investment in HSBC Money Market Fund?

Go to the 'Investments' section and click on the mutual fund scheme you want to withdraw. Enter the amount you want to withdraw and tap the 'Withdraw' button. You will receive your funds within three working days of placing the order.