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ICICI Prudential Savings Fund - NAV, Investment Objective & Fund Details 2025

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Invest in ICICI Prudential Savings Fund with minimum SIP of ₹100. Check latest NAV, AUM, expense ratio, returns, fund managers, and investment strategy. Low-risk debt mutual fund for conservative investors.

Investment Objective and Approach

ICICI Prudential Savings Fund was launched on January 1, 2013, with the primary objective to provide conservative investors with steady returns through a well-diversified debt portfolio. The fund follows a low-risk investment approach by investing primarily in high-quality debt instruments and money market securities.

The fund's investment strategy focuses on:

- Debt Securities Portfolio: The fund's asset allocation comprises around 0.00% in equities, 72.93% in debts, and 26.81% in cash & cash equivalents as of August 2025

- Quality Focus: Emphasis on investment-grade debt instruments to maintain capital preservation

- Liquidity Management: Maintains sufficient cash and cash equivalents for meeting redemption requirements

- Risk Management: Conservative approach targeting stable returns with minimal volatility

Key Investment Features:

- Minimum SIP investment of ₹100

- Minimum lumpsum investment of ₹100

- Low volatility with standard deviation of 0.39

- Favorable Sortino Ratio of 1.43 indicating good risk-adjusted returns

Fund Managers

The fund is managed by experienced professionals from ICICI Prudential Asset Management Company. While specific fund manager details for the Savings Fund weren't available in recent data, the broader ICICI Prudential team includes seasoned professionals like:

Key Leadership Team:

- S. Naren serves as Chief Investment Officer since 2008, with credentials from IIM Calcutta and IIT Madras

- Mrinal Singh as Deputy Chief Investment Officer for Equity, who joined in 2008 with BE in Mechanical Engineering and post-graduation from SP Jain Institute

The fund management team brings decades of combined experience in debt markets, treasury management, and risk assessment, ensuring professional oversight of the portfolio.

About the Fund House (AMC)

ICICI Prudential Mutual Fund was established in 1993 as a joint venture between ICICI Bank and Prudential Plc of the United Kingdom. Prudential plc is one of the largest companies in the financial services sector in the UK, with ICICI Bank holding a 51% stake and Prudential plc having 49%.

Company Highlights:

- Second-largest mutual fund company in India by Assets Under Management

- Current strength of 3,072 employees across over 350 locations serving 97 lakh investors as of January 31, 2024

- AUM of ₹6.4 lakh crores as of December 2023

- Winner of 'Best Fund House' at Morningstar Awards 2021 and awards at Refinitiv Lipper Fund Award 2020

Services Offered:

- Comprehensive mutual fund schemes across categories

- Portfolio Management Services

- International Advisory Mandates for clients across international markets

Should I Invest in ICICI Prudential Savings Fund?

Suitable For:

- Conservative investors seeking capital preservation with modest growth

- First-time mutual fund investors looking for low-risk exposure

- Investors wanting better returns than traditional savings accounts

- Those seeking liquidity with professional fund management

Key Performance Metrics:

- CAGR of 7.85% since inception

- Generated 8.23% returns over the last 1 year and 8.03% over the last 3 years

- NAV of ₹557.45 with AUM of ₹27,443.29 crores and expense ratio of 0.42% as of August 21, 2025

Financial Snapshot (as of August 21, 2025):

- AUM: ₹27,443.29 crores

- NAV: ₹557.45

- Expense Ratio: 0.42%

- Standard Deviation: 0.39

- Sortino Ratio: 1.43

Consider This Fund If:

You prioritize capital safety over high returns, need regular liquidity, and prefer professional debt portfolio management with reasonable expense ratios.

Exercise Caution If:

You're seeking high growth potential or have a high-risk appetite, as this fund targets conservative returns suitable for risk-averse investors.

FAQs

What is today's NAV of ICICI Prudential Savings Fund?

The current NAV is ₹557.45 as of August 21, 2025. NAV is updated daily based on the fund's underlying asset values.

What is the AUM of ICICI Prudential Savings Fund?

The fund has an AUM of ₹27,443.29 crores as of August 21, 2025, indicating strong investor confidence and fund size.

What is the expense ratio of ICICI Prudential Savings Fund?

The expense ratio is 0.42% as of August 21, 2025, which represents the annual fee charged for fund management.

What are the returns of ICICI Prudential Savings Fund since inception?

The fund has delivered a CAGR of 7.85% since inception in January 2013, demonstrating consistent performance over the long term.

What is the minimum SIP amount to invest in ICICI Prudential Savings Fund?

You can start investing with a minimum SIP of ₹100, making it accessible for small investors to begin their investment journey.

How do I invest in ICICI Prudential Savings Fund?

You can invest through Allvest platform by completing KYC, selecting the fund, choosing investment amount, and completing the payment process online with minimal documentation.

How to start a SIP in ICICI Prudential Savings Fund?

Log into Allvest, search for ICICI Prudential Savings Fund, select SIP option, choose amount and frequency, set up auto-debit, and confirm your investment to start systematic investing.

How do I automate an SIP in ICICI Prudential Savings Fund?

Through Allvest's auto-invest feature, set up automatic monthly investments by providing bank mandate for auto-debit, ensuring consistent contributions without manual intervention.

How can I withdraw/redeem my investment in ICICI Prudential Savings Fund?

Access your Allvest account, select the fund, choose redemption amount (partial or full), submit request, and receive proceeds in your registered bank account within 3-4 working days.