Investment Objective and Approach

The scheme seeks to generate superior risk-adjusted returns by investing in Money Market Instruments. The scheme aims to provide liquidity and optimal returns to the investors by investing primarily in a mix of debt and money market instruments.

Money Market debt funds invest in bonds with a maturity of up to one year. Investment in Money Market instruments having maturity upto 1 year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit.

The fund follows a conservative investment strategy, focusing on short-term debt securities and money market instruments. The risk of incurring a loss in these funds over the said timeframe is low but they do not guarantee returns or safety of capital. This makes it suitable for investors looking for parking surplus funds for short durations while earning better returns than traditional savings accounts.

The fund's asset allocation as per latest data shows significant allocation to cash and money market securities, ensuring high liquidity while maintaining capital preservation focus.

Fund Managers

The fund is currently managed by experienced fund managers:

Krishna Cheemalapati - Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad. Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer. Krishna Cheemalapati is a Chartered Financial Analyst (CFA) and did his PGDBA, Finance from IBS Hyderabad. He worked at Darashaw, ICAP India and Reliance General Insurance Company before joining Invesco Asset Management (India) as the Fund Manager.

Vikas Garg - Mr. Garg is CFA MBA Finance, B-Tech and M- Tech. Prior to joining Invesco India Mutual Fund, he has worked with L&T Mutual Fund as Fund Manager, Fidelity International as Credit analyst and Research Associate- Credit, ICRA as Sr Analyst and Indian Oil Corporation Ltd as Project manager.

Both fund managers bring extensive experience in fixed income and credit analysis, making them well-suited to manage this money market fund effectively.

About the Fund House (AMC)

Invesco is a leading independent global investment manager, dedicated to helping investors worldwide achieve their financial objectives. Operating in more than 25 countries, Invesco provides a wide range of investment products, strategies and vehicles to retail, institutional and high net-worth clients around the world.

Invesco, a US-based fund house, entered India back in 2013 in partnership with Religare Securities Ltd. to form Religare Invesco Asset Management Co. Ltd. In 2016, Invesco bought the remaining 51% of shareholding owned by the co-sponsor Religare and renamed it as Invesco Mutual Fund.

Key facts about Invesco Mutual Fund:

- Invesco Mutual Fund AMC was incorporated on 20, May 2005, and has an AUM size of Rs. 1,08,364 Cr as on 31, Dec 2024

- Invesco Mutual Fund has total of 396 schemes

- Invesco has more than 8000 employees worldwide, on the ground in 25 countries such as in Australia, Canada, China, Europe, Hong Kong, India, Japan, Korea, Singapore, Taiwan and the United States etc

- Invesco is a US-based fund house operating in more than 25 countries, managing $1.35 trillion in assets globally (as of January 31, 2021)

The company is a trust set up under the Indian Trusts Act, 1882 and registered with SEBI under the registration code MF/052/06/01 dated 05 May 2006. Invesco Asset Management (India) aims to serve the investment needs of individual investors, corporate and institutions through mutual funds and sub-advised portfolios.

Should I Invest in Invesco India Money Market Fund?

This fund is suitable for conservative investors seeking:

Ideal for:

- Short-term parking of surplus funds (up to 1 year horizon)

- Investors looking for slightly better returns than bank savings accounts

- Those who prioritize capital preservation with modest growth

- Emergency fund allocation where quick liquidity is required

Key Features:

- Risk level is Low to Moderate

- Expense ratio is 0.22 % (Direct Plan)

- Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹1,000

Performance Highlights:

- The return given by Invesco India Money Market Fund Direct Growth in 1 month is 0.55%, 3 months is 1.75%, 6 months is 3.61%, and 1 year is 7.53%

- The return given by Invesco India Money Market Fund Direct Growth in 3 years is 6.59% and 5 years is 5.87%

Consider Before Investing:

- Such funds are usually more suited to institutional investors

- Returns are only marginally higher than bank deposits

- Not suitable for long-term wealth creation goals

- Returns are taxed as per your Income Tax slab

FAQs

What is today's NAV of Invesco India Money Market Fund?

The NAV varies daily. The NAV of Invesco India Money Market Fund - Direct Plan is ₹3,090.5401 as of 31-Mar-2025. For the latest NAV, check the fund house website or financial platforms.

What is the AUM of Invesco India Money Market Fund?

The AUM of Invesco India Money Market Fund - Direct Plan Fund is ₹5,513 Cr as of 28-Feb-2025. The AUM reflects investor confidence and fund popularity.

What is the expense ratio of Invesco India Money Market Fund?

The expense ratio of Invesco India Money Market Fund - Direct Plan is 0.22. Regular plan typically has higher expense ratios due to distribution charges.

What are the returns of Invesco India Money Market Fund since inception?

It has delivered 7.33% returns since inception. Invesco India Money Market Fund - Direct Plan is 12 years 3 months old.

What is the minimum SIP amount to invest in Invesco India Money Market Fund?

Minimum SIP Investment is set to ₹1,000. This makes it accessible for regular investors planning systematic investments.

How do I invest in Invesco India Money Market Fund?

You can invest through Allvest platform by completing your KYC, selecting the fund, choosing between SIP or lump sum, and making the payment. Alternatively, invest directly through the fund house website or other authorized platforms.

How to start a SIP in Invesco India Money Market Fund?

Register with Allvest, complete KYC verification, search for Invesco India Money Market Fund, select SIP option, choose investment amount and frequency, set up auto-debit, and start your systematic investment.

How do I automate an SIP in Invesco India Money Market Fund?

Use Allvest's auto-invest feature to set up automatic monthly investments. Provide bank mandate for auto-debit, select investment date, and the system will automatically invest your chosen amount each month.

How can I withdraw/redeem my investment in Invesco India Money Market Fund?

Login to your Allvest account, navigate to portfolio section, select the fund, choose partial or full redemption, specify units or amount to redeem, and submit the request. Redemption typically processes within 1-3 business days for money market funds.