Investment Objective and Approach

Ultra Short Duration Funds maintain a portfolio of debt and money market instruments wherein the portfolio has a Macaulay duration of around 3 to 6 months. Among the duration funds, these funds are relatively less affected by the movement of overall interest rates. These funds may be suitable to earn regular income with high liquidity.

The Invesco India Ultra Short Duration Fund seeks to generate regular income and capital appreciation by investing primarily in short-term debt and money market instruments. The fund is benchmarked to NIFTY Ultra Short Duration Debt Index A-I. This investment approach makes it suitable for investors looking for:

- Capital preservation with modest growth potential

- Lower interest rate sensitivity compared to longer duration funds

- High liquidity for short-term investment needs

- Regular income generation through accrual strategies

Invesco India Ultra Short Duration Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth.

Fund Managers

The fund is managed by two experienced professionals:

Vikas Garg - Head of Fixed Income

Mr Garg is the head of Fixed Income at Invesco. He comes with more than 15 years of experience in credit research and portfolio management. He also worked with the L&T mutual fund as a portfolio manager. Prior to that, he worked with FIL Fund Management Pvt Ltd and ICRA Ltd in their credit research team. He holds a B.Tech and also an M.Tech degree in Chemical Engineering from IIT-Delhi. He also has a PDGM from XLRI-Jamshedpur, a CFA charter USA.

Krishna Venkat Cheemalapati - Fund Manager

Mr Cheemalapati joined Invesco MF in 2011. Presently, he is a part of the fixed income investment team as a Fund Manager. He has more than 22 years of experience in the Fixed Income sector. Also, he was previously associated with Reliance General Insurance and ICAP India Pvt Ltd. He holds a BE degree from Andhra University. Moreover, he holds a PGDBA from ICFAI Business School and CFA from ICFAI.

About the Fund House (AMC)

Invesco is an investment management firm based out of the USA. It offers a wide range of investment capabilities across equity, fixed income, money market, and alternative asset classes. It is dedicated to delivering an investment experience that helps people in getting more out of life. They manage their product portfolio by individual focus management teams to create optimum balance and results. Also, their business model is adaptable to the fast-changing market scenarios.

At Invesco Mutual Fund, we seek to serve investment needs of domestic and global investors; individuals, corporate and institutions through mutual funds and sub-advised portfolios. With an average asset base of over INR 74,534.42 crores (for the quarter ending December 2023). Invesco Asset Management (India) aims to serve investment needs of domestic and global investors; individuals, corporate and institutions through mutual funds and sub-advised portfolios.

Key highlights of Invesco Asset Management India:

- AUM ₹116,619.43 Cr. No. of Schemes 138

- Global investment management expertise with local market understanding

- Focus on delivering consistent investment outcomes

- Comprehensive product suite across asset classes

Should I Invest in Invesco India Ultra Short Duration Fund?

This fund may be suitable for you if:

Investment Profile Match:

- You have a short to medium-term investment horizon (1-4 years)

- You prefer lower volatility compared to equity investments

- You seek regular income with capital preservation

- You want exposure to high-quality debt instruments with minimal credit risk

Key Considerations:

Positives:

- The Invesco India Ultra Short Duration Fund Direct Growth is rated Low to Moderate risk.

- Invesco India Ultra Short Duration Fund Growth has given a CAGR return of 7.09% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.48%, 6.90% and 5.38% respectively.

- High liquidity with no lock-in period

- Experienced fund management team with strong fixed income expertise

- Large AUM indicating investor confidence

Risk Factors:

- Interest rate risk, though lower than longer duration funds

- Credit risk from underlying debt instruments

- No guaranteed returns unlike fixed deposits

- Returns may be impacted by changing interest rate environment

The fund is ideal for conservative investors seeking better returns than liquid funds while maintaining relatively low risk and high liquidity.

FAQs

What is today's NAV of Invesco India Ultra Short Duration Fund?

The Latest NAV as of 17 Jan 2025 is ₹2,777.13. NAV is updated daily and reflects the fund's per-unit value.

What is the AUM of Invesco India Ultra Short Duration Fund?

The fund currently has an Asset Under Management(AUM) of ₹87,668 Cr as of January 17, 2025, indicating strong investor confidence.

What is the expense ratio of Invesco India Ultra Short Duration Fund?

The fund has an expense ratio 0.7. This represents the annual fee charged for managing your investment.

What are the returns of Invesco India Ultra Short Duration Fund since inception?

Invesco India Ultra Short Duration Fund Growth has given a CAGR return of 7.09% since inception. The fund was launched on December 30, 2010.

What is the minimum SIP amount to invest in Invesco India Ultra Short Duration Fund?

Minimum SIP Investment is set to ₹1,000. You can start investing with this amount monthly.

How do I invest in Invesco India Ultra Short Duration Fund?

You can invest through Allvest platform by completing KYC, selecting the fund, choosing investment amount and mode (SIP/lump sum), and setting up payment instructions.

How to start a SIP in Invesco India Ultra Short Duration Fund?

Start SIP through Allvest by selecting the fund, choosing SIP option, setting monthly investment amount (minimum ₹1,000), selecting date, and completing payment setup.

How do I automate an SIP in Invesco India Ultra Short Duration Fund?

Set up auto-debit through Allvest platform by providing bank details, completing mandate registration, and the SIP will automatically deduct from your account monthly.

How can I withdraw/redeem my investment in Invesco India Ultra Short Duration Fund?

You can redeem units anytime through Allvest platform with no exit load or lock-in period. Redemption proceeds are typically credited within 1-3 business days.