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Kotak Bond Fund - Medium Term Debt Mutual Fund | NAV, Returns & Performance 2025

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Invest in Kotak Bond Fund (Direct Growth) - a medium-term debt mutual fund with ₹2,094 Cr AUM. Get steady returns from government and corporate bonds with 4-7 years maturity portfolio. Check latest NAV, returns & invest through Allvest.

Investment Objective and Approach

The investment objective of Kotak Bond is to create a portfolio of debt and money market instruments of different maturities so as to spread the risk across a wide maturity horizon and different kinds of issuers in the debt market. The fund is an open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years.

The fund follows a strategic approach by:

- Investment in debt & money market securities with a portfolio Macaulay duration between 4 years & 7 years

- Diversifying across government securities and corporate bonds to optimize risk-return balance

- Maintaining relatively high interest rate risk and moderate credit risk

- Spreading investments across various maturities to reduce concentration risk

Fund Manager

Mr. Abhishek Bisen has been managing the fund since 01/04/2008. His credentials and experience include:

- Educational background is B.A (Management) and MBA (Finance)

- Prior to joining Kotak AMC, Abhishek was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory

- He has been awarded twice as one of the Highly Commended Investors in Indian Rupees Bonds from the Asset magazine Hong Kong

- His key responsibilities include fund management of debt schemes

- Mr. Abhishek Bisen has been associated with the company since October 2006

With over 17 years of experience at Kotak AMC and specialized expertise in fixed income securities, Mr. Bisen brings deep market knowledge and proven track record to fund management.

About the Fund House (AMC)

Kotak Mahindra Asset Management Company (KMAMC) is one of India's leading mutual fund houses with a strong market presence:

Key Facts:

- Kotak Mahindra Mutual Fund is a part of the Kotak Group established in 1985 by Mr. Uday Kotak. Kotak Mahindra Asset Management Company (KMAMC) is the asset manager for Kotak Mahindra Mutual Fund (KMMF). KMAMC started its operations in 1998.

- As of 31st March 2024, the asset under management of Kotak AMC is more than 3.81 lakh crores

- KMAMC has 86 branches spread over 82 cities in India and has 25.9 lakh unique investors

- Boasting a substantial investor base exceeding 8.1 million, the fund house is the 5th largest based on its quarterly AUM as of March 2023

Fund Performance:

- AUM: ₹ 2,094 Cr. As on 31-Jul-2025

- The expense ratio of Kotak Bond Fund is 0.7%

- The fund has delivered a CAGR of 7.94 since inception

- Scheme Inception date is 25/11/1999

Should I Invest in Kotak Bond Fund?

Kotak Bond Fund can be suitable for investors who:

Ideal For:

- Seek steady income from debt investments with moderate risk

- Have investment horizon of 2-3 years or more

- Want exposure to medium-term government and corporate bonds

- Prefer professional management of fixed income securities

- Looking for diversification away from equity investments

Key Considerations:

- The fund carries relatively high interest rate risk and moderate credit risk

- Suitable for investors comfortable with bond market fluctuations

- No exit load charges, providing flexibility for redemptions

- Minimum SIP amount: ₹100

Investment Approach:

The fund is particularly attractive for conservative investors seeking better returns than traditional fixed deposits while maintaining reasonable risk levels. The experienced fund management team and diversified portfolio approach make it a solid choice for debt allocation in your investment portfolio.

FAQs

What is today's NAV of Kotak Bond Fund?

The NAV changes daily based on market conditions. You can check the latest NAV on Allvest's platform or the official Kotak Mutual Fund website for real-time updates.

What is the AUM of Kotak Bond Fund?

The AUM of Kotak Bond Fund is ₹2,094 Cr as on 31-Jul-2025.

What is the expense ratio of Kotak Bond Fund?

The expense ratio of Kotak Bond Fund is 0.7%, which represents the annual management fee charged by the fund house.

What are the returns of Kotak Bond Fund since inception?

The fund has delivered a CAGR of 7.94% since inception (launched on 25/11/1999), demonstrating consistent performance over its operational period.

What is the minimum SIP amount to invest in Kotak Bond Fund?

The minimum SIP amount to invest in this scheme is ₹100, making it accessible for investors with modest monthly investment capacity.

How do I invest in Kotak Bond Fund?

You can invest in Kotak Bond Fund through Allvest's platform by completing your KYC, selecting the fund, and choosing between lump sum or SIP investment options with easy online payment methods.

How to start a SIP in Kotak Bond Fund?

Through Allvest, simply log in to your account, search for Kotak Bond Fund, select 'Start SIP', choose your investment amount and frequency, and set up automatic payments for hassle-free investing.

How do I automate an SIP in Kotak Bond Fund?

Allvest offers auto-investment features where you can set up automatic monthly debits from your bank account to ensure consistent investments in Kotak Bond Fund without manual intervention.

How can I withdraw/redeem my investment in Kotak Bond Fund?

You can redeem your investment through Allvest's platform by logging into your account, selecting the fund from your portfolio, choosing partial or full redemption, and the amount will be credited to your registered bank account within 1-3 working days.