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Kotak Bond Short Term Plan - Latest NAV, Returns & Investment Details 2025

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Invest in Kotak Bond Short Term Plan direct growth with NAV ₹57.96. Check expense ratio 0.38%, AUM ₹18,174 Cr, returns & fund manager details. Start SIP with ₹100 minimum investment.

Investment Objective and Approach

The investment objective of Kotak Bond Short Term is to provide reasonable returns and high level of liquidity by investing in debt and money market instruments of different maturities so as to spread the risk across different kind of issuers in the debt market. The scheme is an open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years, with a relatively high interest rate risk and moderate credit risk.

The fund follows a strategic approach by:

- Diversifying across debt and money market securities with shorter maturities

- Maintaining portfolio Macaulay duration between 1-3 years

- Focusing on reasonable returns while ensuring adequate liquidity

- Spreading investment risks across different types of debt issuers

The fund's asset allocation comprises around 0.00% in equities, 93.38% in debts, and 6.35% in cash & cash equivalents.

Fund Managers

The fund is jointly managed by two experienced professionals:

Deepak Agrawal - Mr. Deepak Agrawal has been managing the fund since 11/07/2007 and brings extensive expertise in debt fund management. Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA. He has been associated with Kotak AMC since 2002. He started his career with the AMC in September 2000 and moved to Debt Fund Management Team as research analyst in September 2001 and performed the role of dealer from October 2004. Since November 2006, Mr. Agarwal was Fund Manager in the debt fund management division.

Abhishek Bisen - Mr. Abhishek Bisen has been managing the fund since 01/11/2022. Abhishek Bisen holds a BA (Management) and MBA (Finance) degree. Hong Kong-based financial magazine The Asset awarded him the Highly Commended Investors in Indian Rupees Bonds twice. Before joining Kotak, Mr. Bisen worked in the Portfolio Advisory and Sales & Trading of Fixed Income Products of the Securities Trading Corporation of India Ltd. He joined KMAMC in October 2006 and manages debt schemes.

About the Fund House (AMC)

Kotak Mahindra Mutual Fund is managed by Kotak Mahindra Asset Management Company Limited, one of India's leading asset management companies. Kotak Mutual Fund was established in December 1998 and is a wholly-owned subsidiary of Kotak Mahindra Bank. It is one of the top asset management companies in India. Kotak Mutual Fund has Kotak Mahindra Bank Limited as the sponsor and Kotak Mahindra Trustee Company Limited as the trustee. Kotak Mahindra Asset Management Company (KMAMC) is the asset management company for Kotak Mahindra Mutual Fund.

The AMC has built a strong reputation in the Indian mutual fund industry with a comprehensive range of investment solutions across equity, debt, and hybrid categories. With decades of experience in fund management, Kotak AMC has established itself as a trusted name among Indian investors.

Should I Invest in Kotak Bond Short Term Plan?

This fund may be suitable for investors seeking:

Ideal For:

- Conservative investors looking for reasonable returns from debt instruments

- Those seeking better liquidity compared to longer-duration debt funds

- Investors wanting exposure to short-term debt securities with moderate credit risk

- Portfolio diversification through professionally managed debt allocation

Key Considerations:

- As of 30-Jul-25, it has NAV of ₹57.92, AUM of ₹18067.34 Crores & expense ratio of 0.38%.

- Kotak Bond Short Term Fund scheme return performance in last 1 year is 9.36%, in last 3 years is 26.39% and 167.65% since scheme launch.

- The fund carries moderate credit risk and relatively high interest rate risk due to its short-term focus

- You can start investing with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance Track Record:

- Scheme Inception date is 02/05/2002.

- Consistent performance with over two decades of operational history

- Managed by experienced fund managers with proven track records in debt management

FAQs

What is today's NAV of Kotak Bond Short Term Plan?

The current NAV is ₹57.92 as of 30-Jul-25. NAV is updated daily and reflects the fund's per-unit market value.

What is the AUM of Kotak Bond Short Term Plan?

The fund has AUM of ₹18,174 Cr as on 31-Jul-2025. The substantial AUM indicates strong investor confidence and fund stability.

What is the expense ratio of Kotak Bond Short Term Plan?

The expense ratio is 0.38% as of 30-Jul-25. This represents the annual fee charged for fund management services.

What are the returns of Kotak Bond Short Term Plan since inception?

The fund has delivered 167.65% returns since scheme launch and gave a CAGR of 8.14% since inception.

What is the minimum SIP amount to invest in Kotak Bond Short Term Plan?

The minimum SIP amount to invest in this scheme is ₹100. This makes it accessible for small investors to start systematic investing.

How do I invest in Kotak Bond Short Term Plan?

You can invest through Allvest platform by completing KYC, selecting the fund, choosing investment amount and mode (SIP/lumpsum), and making payment through various options.

How to start a SIP in Kotak Bond Short Term Plan?

Register with Allvest, complete your KYC verification, select Kotak Bond Short Term Plan, choose SIP option, set investment amount (minimum ₹100), select frequency, and authorize auto-debit.

How do I automate an SIP in Kotak Bond Short Term Plan?

Set up auto-debit mandate with Allvest by providing bank details and authorizing automatic monthly deductions. The SIP will run automatically on your chosen date each month.

How can I withdraw/redeem my investment in Kotak Bond Short Term Plan?

Log into your Allvest account, go to portfolio section, select the fund, choose redemption amount (partial/full), and submit request. Proceeds are typically credited within 1-3 business days.