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The investment objective of the Scheme is to generate income by investing in a portfolio of quality short-term debt securities. The fund invests in debt and money market instruments with a Macaulay duration of the portfolio between 6 months to 12 months.
Low Duration Funds maintain a portfolio of high-rated debt and money market instruments. Since the portfolio has a Macaulay duration of around 6 to12 months, these funds try to achieve a balance of safety, liquidity and yield.
This fund is designed for investors who:
- Are looking for regular income
- Have a moderate risk appetite
- Have an investment horizon of at least 6 months
- Find these funds suitable to earn regular income on short term surplus money
The fund follows a conservative investment strategy focusing on high-quality debt instruments to ensure stability while providing reasonable returns for short-term investment horizons.
Rahul Singh is the Current Fund Manager of LIC MF Low Duration Fund Direct Growth fund. Mr. Rahul Singh is an alumnus of IIM Lucknow, with 23 years of experience behind him. Mr. Singh is a B.Sc Economic Hons.and holds a PGDM from IIM-A.
Rahul Singh did his MBA from Indian Institute of Management, Ahmedabad. Before joining LIC Asset Managers, he worked at Ashika Capital Ltd and AXA Investment Managers. Currently, he is the VP and Senior Fund Manager - Fixed Income at LIC Asset Managers.
His extensive experience in debt market management and proven track record across multiple asset management companies makes him well-suited to manage this low duration fund strategy.
LIC Mutual Fund is an associate company of Life Insurance Corporation of India. The AMC was established on April 1989 and had maintained an above average CRISIL rating and high investor affiliation for the past 30 years.
Key highlights of LIC Mutual Fund:
- LIC Mutual Funds currently operate with funds worth Rs. 30170.82 Crores as of latest available data
- Currently, LIC Mutual Fund provides investors with about 26 different schemes catering to investors of varied risk appetites
- LIC Mutual Fund was established on 20th April 1989 by LIC of India
The fund house has a strong legacy backed by LIC of India, one of the most trusted financial institutions in the country, providing credibility and stability to investors.
This fund may be suitable if you are:
Ideal for:
- Conservative investors seeking regular income from debt investments
- Those with surplus funds for 6-12 months investment horizon
- Investors looking for an alternative to fixed deposits with potentially better returns
- Risk-averse investors comfortable with low to moderate risk levels
Key Financial Metrics (as of latest available data):
- AUM of ₹37,480 Cr as of 16 Jun 2025 (Note: Different sources show varying AUM figures, suggesting multiple plans within the fund)
- Expense ratio of 0.96 as of 30th April 2025
- Minimum investment required is ₹5,000 for the lump sum option and ₹200 for the SIP option
- Over the past five years, the fund has delivered an annualised return of 5.78% as of 17-Jun-2025
Risk Considerations:
- The fund is rated Low to Moderate risk
- Interest rate risk due to debt market exposure
- Credit risk from underlying securities
- There is no assurance that the investment objective of the Schemes will be realized
The fund's conservative approach makes it suitable for investors seeking stability over high returns, with professional management and the backing of a reputed fund house.
What is today's NAV of LIC MF Low Duration Fund?
The NAV varies by plan and changes daily. You can check the current NAV on Allvest or the official LIC MF website for real-time updates.
What is the AUM of LIC MF Low Duration Fund?
The AUM of LIC MF Low Duration Fund is 1879.33 crore as per recent data, though this varies across different plans of the fund.
What is the expense ratio of LIC MF Low Duration Fund?
The expense ratio is 0.96 as of 30th April 2025, which is competitive for debt funds in this category.
What are the returns of LIC MF Low Duration Fund since inception?
The scheme return performance since scheme launch is 130.36%, though returns vary by plan and investment date.
What is the minimum SIP amount to invest in LIC MF Low Duration Fund?
Minimum SIP Investment is set to ₹200, making it accessible for small investors to start systematic investing.
How do I invest in LIC MF Low Duration Fund?
You can invest through Allvest's platform or directly through LIC MF website. Complete your KYC, choose your plan (Direct/Regular), and start investing via SIP or lump sum.
How to start a SIP in LIC MF Low Duration Fund?
Register on Allvest, complete KYC verification, select LIC MF Low Duration Fund, choose SIP option, set amount (minimum ₹200) and frequency, then authorize auto-debit.
How do I automate an SIP in LIC MF Low Duration Fund?
Set up auto-debit mandate through Allvest platform by linking your bank account, selecting monthly/quarterly frequency, and authorizing automatic deductions for seamless investing.
How can I withdraw/redeem my investment in LIC MF Low Duration Fund?
Log into Allvest, go to your portfolio, select the fund, choose full/partial redemption, specify amount/units, and submit. Funds typically credit within 1-3 business days.
Clients/Investors to abstain them from dealing in any schemes of unauthorised collective investments / portfolio management, indicative/ guaranteed/fixed returns / payments etc.
Sr. No
Name of KMP
Designation
Mobile Number
Email ID
2.
Mr. Amit Bansal
Designated Director /
Compliance Officer