Investment Objective and Approach

The Scheme seeks to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in debt and money market instruments. The scheme seeks to provide optimal return consistent with moderate level of risk and high liquidity. The fund would invest in debt market securities and money market instruments.

Liquid funds invest in bonds having maturity of up to three months. More specifically, this fund invests in debt and money market securities having maturity of upto 91 days only and is suitable for investors with lowest risk profile having investment horizon of few days to few weeks.

The fund's approach focuses on:

- Suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

- This fund has lowest risk compared to any other debt funds. It invests in debt and money market securities having maturity of upto 91 days only and is suitable for investors with lowest risk profile having investment horizon of few days to few weeks.

- The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.

Fund Managers

The fund is currently managed by a team of experienced fund managers:

Vikash Agarwal - This scheme was launched on Invalid date and is currently managed by its fund manager Vikash Agarwal. Mr. Agarwal is a B.Com., CA, CFA ... Prior to joining Nippon AMC, he has worked with HDFC AMC, Larsen & Toubro Ltd.

Anju Chajjer - Anju Chajjer is the Current Fund Manager of Nippon India Liquid Fund Direct Growth fund.

Additional Team Members - Siddharth Deb, Kinjal Desai, Vikash Agarwal are the fund managers of Nippon India Liquid Fund Direct Growth

About the Fund House (AMC)

Nippon India Mutual Fund has a rich history and strong foundation in the Indian asset management industry.

Company Background:

Nippon India Mutual Fund was launched as a joint venture between Japan's Nippon Life Insurance Company and India's Reliance Capital way back in 1996. Nippon purchased the stake of Reliance in October 2019 and the fund house has been renamed as Nippon India Mutual Fund.

Corporate Structure:

It has Nippon Life Insurance Company as the sponsor and Reliance Capital Trustee Co. Ltd. as the trustee. Nippon India Mutual Fund's (NIMF) asset manager is Nippon Life India Asset Management Limited (NAM India). NAM India's promoters are Reliance Capital Limited and Nippon Life Insurance Company that hold 75.93% of its total issued and paid-up equity share capital.

Current Standing:

- AUM ₹561,387.15 Cr. No. of Schemes 324 (as per Angel One data)

- Nippon India Mutual Funds (formerly Reliance Mutual Fund) is one of the leading asset management companies in India. It manages assets across managed accounts, mutual funds, pension funds, alternative investments, and offshore funds.

- The company is led by its CEO Sundeep Sikka.

Global Presence:

Nippon Life Insurance Company (NLI) is Japan's one of the leading private life insurance company that offers a wide range of financial/traditional insurance products. The asset management operations in Asia are carried out by NLI, through its subsidiary Nissay Asset Management Corporation ("Nissay"), which manages assets globally.

Should I Invest in Nippon India Liquid Fund?

Fund Performance & Key Metrics (as of August 2025):

- The AUM (i.e. assets under management) of Nippon India Liquid Fund is ₹34489.73 Cr as of 31st July 2025.

- The expense ratio of Nippon India Liquid Fund Plan is 0.20 as of 31st July 2025.

- Nippon India Liquid Fund Direct Growth has given a CAGR return of 6.92% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.42%, 6.81% and 5.53% respectively.

Investment Suitability:

This fund is ideal for:

- Investors seeking high liquidity with better returns than savings accounts

- Short-term parking of surplus funds (few days to few weeks)

- Emergency fund requirements

- Conservative investors with low risk tolerance

Key Advantages:

- Very low risk profile compared to other debt funds

- High liquidity with minimal exit load

- Professional fund management

- Consistent performance track record

Considerations:

- Remember, these funds are geared to deliver only marginally higher returns than your bank account.

- Suitable only for short-term investment horizons

- Returns may be subject to income tax as per your slab

FAQs

What is today's NAV of Nippon India Liquid Fund?

The current NAV of Nippon India Liquid Fund is ₹6486.35, as of 31st July 2025. NAV changes daily based on market conditions.

What is the AUM of Nippon India Liquid Fund?

The AUM (i.e. assets under management) of Nippon India Liquid Fund is ₹34489.73 Cr as of 31st July 2025.

What is the expense ratio of Nippon India Liquid Fund?

The expense ratio of Nippon India Liquid Fund Plan is 0.20 as of 31st July 2025. This is relatively low compared to industry averages.

What are the returns of Nippon India Liquid Fund since inception?

Nippon India Liquid Fund Direct Growth has given a CAGR return of 6.92% since inception. The fund has maintained consistent performance over the years.

What is the minimum SIP amount to invest in Nippon India Liquid Fund?

The minimum SIP for Nippon India Liquid Fund is ₹100. This makes it accessible for small investors as well.

How do I invest in Nippon India Liquid Fund?

You can invest through Allvest platform by selecting the fund, choosing between SIP or lumpsum investment, entering the amount, and completing the payment process. The investment will be reflected within 4 days.

How to start a SIP in Nippon India Liquid Fund?

Through Allvest, select "Start SIP" option, choose your investment amount (minimum ₹100), select frequency (monthly/quarterly), and set up auto-debit from your bank account.

How do I automate an SIP in Nippon India Liquid Fund?

Enable auto-debit mandate through Allvest platform during SIP setup. This will automatically deduct the SIP amount from your linked bank account on the chosen date each month.

How can I withdraw/redeem my investment in Nippon India Liquid Fund?

Go to the 'Investments' section and click on the mutual fund scheme you want to withdraw. Enter the amount you want to withdraw and tap the 'Withdraw' button. You will receive your funds within three working days of placing the order.