Investment Objective and Approach

The scheme seeks to generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. This is a medium duration debt fund that focuses on investing in bonds and debt securities with a typical maturity profile of 3-4 years.

Medium Duration debt funds invest mainly in bonds maturing in about three to four years. They aim to earn better returns than bank fixed deposits of a similar duration. The fund follows a strategic approach of investing in corporate bonds, government securities, and money market instruments to optimize returns while managing duration risk.

Key investment characteristics:

- Focuses on debt instruments with moderate duration risk

- Aims to provide better returns than traditional fixed deposits

- Maintains balance between yield generation and capital preservation

- Suitable for investors with 2-4 year investment horizon

Fund Managers

The fund is managed by Kinjal Desai, Sushil Budhia. Kinjal Desai is Fund Manager - Overseas Investments at Nippon Life India Asset Management Limited. Kinjal has obtained her Masters in Economics from Warwick University, UK. She has a total experience of over 10 years at Nippon Life India Asset Management Limited, where she started her career as an Associate.

Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund. The fund management team brings extensive experience in fixed income markets and debt portfolio management.

About the Fund House (AMC)

Nippon India Mutual Funds (formerly Reliance Mutual Fund) is one of the leading asset management companies in India. It manages assets across managed accounts, mutual funds, pension funds, alternative investments, and offshore funds. NAM India has an AUM of INR 2.77 trillion, catering to nearly 9 mn investors and has presence across 290 locations in India along with Singapore, Mauritius and Dubai.

Nippon India Mutual Fund's (NIMF) asset manager is Nippon Life India Asset Management Limited (NAM India). NAM India's promoters are Reliance Capital Limited and Nippon Life Insurance Company that hold 75.93% of its total issued and paid-up equity share capital.

Sundeep Sikka is the Executive Director & Chief Executive Officer of Nippon Life India Asset Management Limited. Sundeep joined NAM India in 2003, holding various leadership positions before being elevated in 2009, when he became one of the youngest CEOs of India.

The AMC has established itself as a trusted name in the Indian mutual fund industry with:

- Strong international backing from Nippon Life Insurance Company of Japan

- Comprehensive range of investment products

- Professional fund management expertise

- Wide distribution network across India

Should I Invest in Nippon India Medium Duration Fund?

This fund may be suitable for investors who:

Investment Profile:

- Have moderate risk appetite for debt investments

- Seek better returns than traditional fixed deposits

- Can invest for 2-4 years to match the fund's duration profile

- Want professional management of their debt portfolio

Risk Considerations:

The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital. Medium duration funds are subject to interest rate risk and credit risk based on the underlying bond portfolio.

Investment Options:

The minimum investment required to start investing in Nippon India Medium Duration Fund is ₹5,000 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.

Performance Considerations:

- Over the past five years, Nippon India Medium Duration Fund has delivered an annualised return of 8.62% as of 14-Aug-2025.

- The Nippon India Medium Duration Fund has given 8.72% annualized returns in the past three years and 9.18% in the last 5 years.

Investors should evaluate their risk tolerance, investment horizon, and financial goals before investing. Consider consulting with a financial advisor for personalized investment advice.

FAQs

What is today's NAV of Nippon India Medium Duration Fund?

The NAV keeps changing daily based on market conditions. You can check the latest NAV on Allvest platform or the official fund website.

What is the AUM of Nippon India Medium Duration Fund?

Nippon India Medium Duration Fund Direct Growth has ₹103 Cr worth of assets under management (AUM) as on Jul 2025, while the regular plan has different AUM figures.

What is the expense ratio of Nippon India Medium Duration Fund?

The fund has an expense ratio of 1.03 for the regular plan. The direct plan typically has a lower expense ratio.

What are the returns of Nippon India Medium Duration Fund since inception?

The fund has delivered steady returns since inception with consistent performance in the medium duration debt category. Specific since-inception returns vary by plan type.

What is the minimum SIP amount to invest in Nippon India Medium Duration Fund?

The minimum SIP amount is ₹100, making it accessible for retail investors to start systematic investing.

How do I invest in Nippon India Medium Duration Fund?

You can invest through Allvest platform by completing your KYC, selecting the fund, choosing investment amount and mode (SIP/lump sum), and completing the payment process.

How to start a SIP in Nippon India Medium Duration Fund?

On Allvest platform, select the fund, choose "Start SIP" option, set your monthly amount (minimum ₹100), select frequency, and set up auto-debit mandate.

How do I automate an SIP in Nippon India Medium Duration Fund?

You can automate SIP through Allvest by setting up bank mandate or UPI auto-pay, which will automatically deduct the SIP amount on your chosen dates.

How can I withdraw/redeem my investment in Nippon India Medium Duration Fund?

You can redeem units through Allvest platform by selecting the fund, choosing redeem option, entering units/amount to withdraw. 1.00% exit load applies if redeemed within 12 months from the date of allotment of units. Nil if redeemed after 12 months.