Investment Objective and Approach

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. The investment objective of Nippon India Nivesh Lakshya Fund is to generate income by investing in a diversified portfolio of fixed-income securities with a Macaulay duration of more than 7 years.

The scheme seeks to generate optimal returns consistent with moderate levels of risk and this income may be complemented by capital appreciation of the portfolio. The fund predominantly invests in debt and money market instruments to achieve its investment goals.

Key features of the investment approach:

- Focuses on a diversified portfolio of fixed-income securities with a Macaulay duration of more than 7 years

- The Average Maturity of Nippon India Nivesh Lakshya Long Duration Fund is 21.92 years and Duration is 10.76299937 years

- Suitable for investors who want to invest for the long term and are looking for a relatively stable income. The fund's investment in long-term debt securities makes it less volatile than equity funds

- Fund allocation is majorly in Government, Cash Equivalent with top holdings including Govt Stock bonds maturing in 2044, 2045, 2046, and 2051

Fund Managers

The fund is managed by experienced professionals with strong backgrounds in fixed income management:

Pranay Sinha

Pranay Sinha is a Debt Fund Manager at Nippon Life India Asset Management Limited. He is an alumnus from IIT Kharagpur & IIM Calcutta. He comes with more than 15 years of experience in Fixed Income Investment Management across marquee organizations including ICICI Prudential AMC, Morgan Stanley Investment Management, BNP Paribas & ABSL MF.

"He comes with considerable experience managing different variety of funds from liquid plus to duration funds including funds which are the largest in size in its peer class and consistently providing upper quartile performance most of the time."

Kinjal Desai

Kinjal Desai is Fund Manager - Overseas Investments at Nippon Life India Asset Management Limited. Kinjal has obtained her Masters in Economics from Warwick University, UK. She has a total experience of over 10 years at Nippon Life India Asset Management Limited, where she started her career as an Associate.

Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1

About the Fund House (AMC)

Nippon India Mutual Fund has established itself as one of India's leading asset management companies. Nippon India Mutual Fund was launched as a joint venture between Japan's Nippon Life Insurance Company and India's Reliance Capital way back in 1996. Nippon purchased the stake of Reliance in October 2019 and the fund house has been renamed as Nippon India Mutual Fund.

Key highlights of the AMC:

- AUM of ₹617,875.25 Cr with 333 schemes

- It has Nippon Life Insurance Company as the sponsor and Reliance Capital Trustee Co. Ltd. as the trustee

- Strong track record in managing various categories of mutual funds including equity, debt, and hybrid schemes

- Focus on delivering consistent performance across different market cycles

Should I Invest in Nippon India Nivesh Lakshya Long Duration Fund?

This fund may be suitable for investors who:

Ideal for Long-term Investors

The suggested investment horizon of investing into Nippon India Nivesh Lakshya Long Duration Fund is >5 years. The fund is suitable for investors who want to invest for the long term and are looking for a relatively stable income.

Risk Profile

The Nippon India Nivesh Lakshya Long Duration Fund is rated Moderate risk and as per SEBI's latest guidelines to calculate risk grades, investment in the fund comes under Moderate risk category.

Performance Metrics

- The fund has given a CAGR return of 8.98% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.26%, 9.55% and 5.75% respectively (as of June 2025)

- The fund was launched on Jun 18 2018 and has delivered a CAGR of 8.83% since inception

Cost Efficiency

The expense ratio of Nippon India Nivesh Lakshya Fund Direct Plan is lower than the category average and the expense ratio is 0.33%

Investment Details

- The minimum SIP for Nippon India Nivesh Lakshya Long Duration Fund is ₹100

- Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00

- The fund has no lock in period

Consider this fund if you seek steady income generation through debt instruments with moderate risk appetite and long-term investment horizon.

FAQs

What is today's NAV of Nippon India Nivesh Lakshya Long Duration Fund?

The NAV changes daily based on market conditions. Check the latest NAV on Allvest platform or the fund house website for current pricing.

What is the AUM of Nippon India Nivesh Lakshya Long Duration Fund?

As of June 2025, the fund has ₹10,091 Cr worth of assets under management (AUM), making it larger than the category average.

What is the expense ratio of Nippon India Nivesh Lakshya Long Duration Fund?

The expense ratio of Nippon India Nivesh Lakshya Long Duration Fund is 0.33%, which is lower than the category average.

What are the returns of Nippon India Nivesh Lakshya Long Duration Fund since inception?

The fund has delivered a CAGR of 8.83% since inception (launched in June 2018). However, past performance doesn't guarantee future returns.

What is the minimum SIP amount to invest in Nippon India Nivesh Lakshya Long Duration Fund?

The minimum SIP for Nippon India Nivesh Lakshya Long Duration Fund is ₹100, making it accessible for small investors.

How do I invest in Nippon India Nivesh Lakshya Long Duration Fund?

You can invest through Allvest platform by completing your KYC, selecting the fund, choosing between SIP or lump sum, and setting up payment instructions.

How to start a SIP in Nippon India Nivesh Lakshya Long Duration Fund?

Log into your Allvest account, search for the fund, select SIP option, choose amount and frequency, then set up auto-debit from your bank account.

How do I automate an SIP in Nippon India Nivesh Lakshya Long Duration Fund?

Set up a bank mandate or UPI auto-pay through Allvest platform to automatically debit SIP amounts on your chosen dates without manual intervention.

How can I withdraw/redeem my investment in Nippon India Nivesh Lakshya Long Duration Fund?

You can redeem units anytime through Allvest platform. Note that exit load may apply for redemptions within certain time periods as per fund terms.