Investment Objective and Approach

Liquid mutual funds are debt funds that invest in short term debt & money market securities with maturities up to 91 days. The Quantum Liquid Fund is designed to provide high liquidity and preserve capital while generating reasonable returns from money market instruments. This fund aims to offer an alternative to traditional savings accounts and fixed deposits with better return potential while maintaining minimal risk.

The investment approach focuses on investing in high-quality short-term instruments including treasury bills, commercial papers, certificates of deposit, and short-term government securities. This strategy ensures that investors have quick access to their funds while earning competitive returns from debt securities.

Fund Managers

Mayur Chauhan is the Current Fund Manager of Quantum Liquid Fund Direct Growth fund. Additionally, Mr Pathak is the Fund Manager – Fixed Income at Quantum Mutual Fund AMC and He manages schemes such as Quantum Dynamic Bond Fund, Quantum Liquid Fund etc.

Pankaj Pathak (Co-Fund Manager):

- Mr. Pankaj Pathak serves as a Fund Manager of Fixed Income at Quantum Asset Management Company Private Ltd. since 2017. He joined the company as a Senior Manager of Fixed Income back in 2013.

- Mr. Pathak manages an AuM of Rs. 343 Crore invested in 7 schemes like Quantum Dynamic Bond Fund, Quantum Liquid Fund, etc.

- Mr. Pathak holds a B.Sc degree from the University of Lucknow and a PGDBF degree from the National Institute of Bank Management (NIBM). He is also a Chartered Financial Analyst (CFA).

- Prior banking experience at Bank of Maharashtra as Interest Rate Trader and Senior Manager of Foreign Exchange

About the Fund House (AMC)

Quantum Asset Management Company Pvt Ltd. is the asset manager of Quantum Mutual Fund. The company is incorporated as a trust under the Indian Trusts Act, 1882. The mutual fund is registered with SEBI under the registration code MF/051/05/02.

As of 31 March 2024, Quantum currently offers 10 schemes and has an asset under management (AuM) of Rs. 2254.97 crores. Quantum Mutual Fund is India's first direct investor Mutual Fund. It follows the "investor first" approach. They offer transparency in managing the investments of their investors.

Key Features:

- Quantum Mutual Fund is a wholly-owned subsidiary of Quantum Advisors Private Ltd. The company is a portfolio manager registered with SEBI with the registration code INP000000187.

- Grounded in principles of value investing, the AMC prioritizes on long-term wealth creation while minimizing risks.

- We provide a concise range of 13 carefully curated investment products tailored to suit diverse investor needs.

Fund Performance & Key Statistics

Latest Financial Data:

- The fund currently has an Asset Under Management(AUM) of ₹2,834 Cr and the Latest NAV as of 06 Jul 2025 is ₹35.28.

- The expense ratio of Quantum Liquid Fund Plan is 0.15 as of 19th June 2025.

- The Quantum Liquid Fund was launched on Apr 03 2006. The fund has delivered a CAGR of 6.76 since inception.

- Over the past five years, Quantum Liquid Fund - Direct Plan has delivered an annualised return of 5.35% as of 06-Jul-2025.

Investment Parameters:

- The minimum investment required to start investing in Quantum Liquid Fund - Direct Plan is ₹5,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.

- Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

- Returns are taxed as per your Income Tax slab.

Should I Invest in Quantum Liquid Fund?

Suitable For:

- Investors seeking high liquidity with minimal risk

- Those looking for better returns than traditional savings accounts

- Individuals needing a parking space for surplus funds

- Conservative investors who want to preserve capital

- Emergency fund allocation seekers

Consider This Fund If:

- You need quick access to funds without compromising on returns

- You want exposure to high-quality short-term debt instruments

- You prefer professional management of your liquid assets

- You're looking for tax-efficient alternatives to bank deposits

Risk Factors:

- The Quantum Liquid Fund Direct Growth is rated Low risk.

- Credit risk from underlying securities

- Interest rate risk affecting NAV

- Liquidity risk during market stress

The fund's low expense ratio, experienced fund management team, and consistent performance track record make it a viable option for conservative investors seeking liquidity and capital preservation.

FAQs

What is today's NAV of Quantum Liquid Fund?

The latest declared NAV of Quantum Liquid Fund - Direct Plan, is ₹35.2758 as of 06-Jul-2025. NAV is updated daily and reflects the current market value of the fund's holdings.

What is the AUM of Quantum Liquid Fund?

The fund currently has an Asset Under Management(AUM) of ₹2,834 Cr as of July 2025, indicating strong investor confidence in the fund's management.

What is the expense ratio of Quantum Liquid Fund?

The expense ratio of Quantum Liquid Fund Plan is 0.15 as of 19th June 2025. This is considered competitive for liquid funds in the market.

What are the returns of Quantum Liquid Fund since inception?

The fund has delivered a CAGR of 6.76 since inception. The fund was launched on April 3, 2006, providing consistent returns over its long operational history.

What is the minimum SIP amount to invest in Quantum Liquid Fund?

The minimum investment required to start investing in Quantum Liquid Fund - Direct Plan is ₹5,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.

How do I invest in Quantum Liquid Fund?

You can invest through Allvest platform by completing your KYC, selecting the fund, choosing investment amount, and setting up payment instructions. Both lump sum and SIP options are available.

How to start a SIP in Quantum Liquid Fund?

Log into your Allvest account, navigate to Quantum Liquid Fund, select SIP option, choose amount (minimum ₹500), select frequency, and authorize the mandate for automatic debits.

How do I automate an SIP in Quantum Liquid Fund?

Set up an auto-debit mandate through Allvest platform by providing bank details and NACH authorization. This ensures seamless monthly investments without manual intervention.

How can I withdraw/redeem my investment in Quantum Liquid Fund?

Submit redemption request through Allvest platform or AMC website. Funds are typically credited within 1-2 business days. Partial and full redemption options are available.