Investment Objective and Approach

The scheme aims to provide income from short-term investments, consistent with preservation of capital and liquidity by investing in a portfolio of money market and in investment grade debt instruments. Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year.

The fund follows a conservative investment strategy by investing primarily in high-quality short-term debt instruments and money market securities. Sundaram Liquid Fund is a liquid scheme that comes with an instant redemption facility! Park your surplus money in this fund and earn potentially higher than savings returns. The investment approach focuses on maintaining high liquidity while preserving capital and generating steady income for investors.

Key features of the investment approach include:

- Investment in money market instruments with maturity up to 91 days

- Focus on investment-grade debt securities

- Emphasis on capital preservation and liquidity

- Conservative risk profile suitable for short-term parking of funds

Fund Managers

The Sundaram Liquid Fund is currently managed by experienced debt fund managers:

Pankaj Jain - Current Fund Manager of Sundaram Liquid Direct Growth fund. Prior to joining Sundaram MF, he was associated with LIC Mutual Fund.

Dwijendra Srivastava - Chief Investment Officer – Debt at Sundaram Mutual Fund and he was with the fund house since 2010. He has more than two decades of experience in the debt market. He has over twenty years of experience in debt markets, having worked in Research and Fund Management at Deutsche Asset Management, JM Financial Asset Management, and Tata Asset Management before joining Sundaram AMC. In March 2015, he was awarded Best Fund Manager – Debt by Outlook Money. He is a CFA, and also holds PGDM (Finance) & Bachelor of Technology (Textile Technology) degree.

Sandeep Agarwal - Head of Fixed Income at Sundaram AMC and has over 15 years of experience in this field. He joined Sundaram AMC in October 2010 as a fixed-income Dealer and moved into active fund management in June 2012. Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS. Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

About the Fund House (AMC)

Sundaram Mutual Fund is one of India's leading asset management companies, offering a diverse range of mutual fund schemes. Sundaram AMC was set up in 1996, and has over 20 years of experience in the fund management space. Sundaram Asset Management delivers trusted mutual fund solutions with 28+ years' experience, managing ₹80,000+ crore for over 3.5 million investors.

The fund house has established a strong presence across India with over 93 branches across the country with 3.3 million investors. They have established their presence in Dubai and are a wholly-owned subsidiary in Singapore as well, demonstrating their global expansion strategy.

Key highlights of Sundaram AMC:

- Established in 1996 with over 28 years of experience

- Manages assets worth over ₹80,000+ crores

- Serves over 3.5 million investors

- Pan-India presence with 93+ branches

- International presence in Dubai and Singapore

- Wide range of investment solutions across asset classes

The AMC is backed by the Sundaram Finance Group, which adds to its financial strength and credibility in the Indian mutual fund industry.

Should I Invest in Sundaram Liquid Fund?

Sundaram Liquid Fund is suitable for investors with the following objectives:

Ideal for:

- Emergency fund parking with instant redemption facility

- Short-term surplus fund management (few weeks to one year)

- Conservative investors seeking better returns than savings accounts

- Portfolio diversification with low-risk debt allocation

- Investors needing high liquidity with capital preservation

Fund Performance:

- Sundaram Liquid Fund (G) trailing returns over different times are 7.11% (1 year), 6.9% (3 year), 5.45% (5 year)

- The Sundaram Liquid Fund has given 7.1% annualized returns in the past three years and 5.71% in the last 5 years

Key Investment Details:

- The minimum investment required to start investing in Sundaram Liquid Fund is ₹1,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option

- The fund currently has an Asset Under Management(AUM) of ₹70,361 Cr as of 26 Jun 2025

- The expense ratio of this fund is 0.4% to 0.32%

Risk Considerations:

- The Sundaram Liquid Direct Growth is rated Low to Moderate risk

- The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital

- Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days

The fund is particularly suitable for investors who prioritize liquidity and capital safety over high returns, making it an excellent option for parking emergency funds or short-term surplus money.

FAQs

What is today's NAV of Sundaram Liquid Fund?

The latest NAV varies daily. The latest NAV of Sundaram Liquid Fund (G) as of 27-06-2025 is 2301.8081. Check the current NAV on the fund house website or financial platforms.

What is the AUM of Sundaram Liquid Fund?

The fund currently has an Asset Under Management(AUM) of ₹70,361 Cr as of 26 Jun 2025. The AUM represents the total market value of assets managed by the fund.

What is the expense ratio of Sundaram Liquid Fund?

The Expense Ratio of Sundaram Liquid Fund is 0.32%. This is the annual fee charged by the fund house for managing your investments.

What are the returns of Sundaram Liquid Fund since inception?

The fund has delivered consistent returns since launch. Sundaram Liquid Fund (G) trailing returns over different times are 7.11% (1 year), 6.9% (3 year), 5.45% (5 year). Since inception returns vary based on investment date.

What is the minimum SIP amount to invest in Sundaram Liquid Fund?

The minimum investment required to start investing in Sundaram Liquid Fund is ₹1,000 for the SIP (Systematic Investment Plan) option. This makes it accessible for regular investors.

How do I invest in Sundaram Liquid Fund?

You can invest through Allvest platform by completing your KYC, selecting the fund, choosing investment amount and payment method. Alternatively, invest directly through the AMC website or other registered distributors.

How to start a SIP in Sundaram Liquid Fund?

Register with Allvest, complete KYC verification, select Sundaram Liquid Fund, choose SIP option, set investment amount and frequency, then authorize auto-debit from your bank account.

How do I automate an SIP in Sundaram Liquid Fund?

After setting up SIP through Allvest, enable auto-debit mandate with your bank. Use the Auto-Invest feature on trading platforms. This allows you to set up automatic investments, SIPs in mutual funds at regular intervals. Once configured, your chosen amount will be invested automatically.

How can I withdraw/redeem my investment in Sundaram Liquid Fund?

Log into your Allvest account, go to portfolio section, select the fund, click redeem, enter withdrawal amount and submit. Redeeming your investments in Sundaram Liquid Fund (G) is super easy. If you have invested this fund via investment platforms, just log into the app, go to the investment section, and place your redemption request.