Investment Objective and Approach

The scheme objective is to provide a level of income consistent with liquidity through investments made primarily in money-market and debt securities. Low Duration Funds maintain a portfolio of high-rated debt and money market instruments. Since the portfolio has a Macaulay duration of around 6 to12 months, these funds try to achieve a balance of safety, liquidity and yield.

The scheme will maintain a judicious mix of cash, short term and medium term instruments. Sundaram Low Duration Fund - Direct Plan is mandated to invest in bonds such that the duration of the portfolio is between six to twelve months, and therefore it is suitable to invest in for a similar time frame.

Key Investment Approach Elements:

- Focus on high credit quality instruments

- Maintains Macaulay duration of 6-12 months

- Balances safety, liquidity, and yield optimization

- Suitable for short-term surplus funds

Fund Managers

The fund is managed by Dwijendra Srivastava, Sandeep Agarwal.

Dwijendra Srivastava:

- Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

- Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Sandeep Agarwal:

- Prior to joining Sundaram Mutual Fund he has worked with Indian Bank.

About the Fund House (AMC)

Established in 1996, Sundaram Mutual Fund operates as a wholly-owned subsidiary of Sundaram Finance Limited (SFL), one of India's oldest Non-Banking Financial Companies (NBFCs). Sundaram Asset Management Company manages total assets under management (AUM) amounting to approximately Rs. 51237 crores as of December 2023.

Sundaram Asset Management Company employs over 400 associates across India, Dubai & Singapore. We hire high caliber professionals from a variety of disciplines. Sundaram Mutual Fund is an asset management company (AMC) that offers various mutual fund schemes to help investors grow their wealth through professionally managed portfolios. Sundaram Mutual Fund and the investment schemes it offers are regulated by SEBI (Securities and Exchange Board of India), and therefore structurally robust.

Key Highlights:

- Part of Sundaram Finance Limited since 1996

- Manages over ₹51,000 crores in AUM (December 2023)

- 400+ professionals across India, Dubai & Singapore

- SEBI regulated and structurally robust operations

- Sundaram Mutual Fund offers a range of 40 fund across different risk-return profiles.

Should I Invest in Sundaram Low Duration Fund?

Investors may find these funds suitable to earn regular income on short term surplus money. This fund is particularly suitable for investors with specific criteria:

Ideal For:

- Investors seeking higher returns than savings accounts or liquid funds

- Those with surplus funds for 6-12 month investment horizon

- Conservative investors prioritizing capital preservation with modest returns

- This fund has one of the lowest expense ratio in the category (low duration). Its expense ratio is 0.33% which is lower than the category average expense ratio of 0.66%.

Key Performance Metrics (as of May 2025):

- It has an AUM of ₹338.18 Crores and the latest NAV decalared is ₹3683.525 as on 18 May 2025

- Over the past five years, Sundaram Low Duration Fund has delivered an annualised return of 7.29% as of 18-May-2025.

- Sundaram Low Duration Fund Direct-Growth scheme return performance in last 1 year is 8.64%, in last 3 years is 24.29% and 101.82% since scheme launch.

Risk Considerations:

- They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.

- The Sundaram Low Duration Fund Direct Growth is rated Low to Moderate risk.

FAQs

What is today's NAV of Sundaram Low Duration Fund?

The latest NAV decalared is ₹3683.525 as on 18 May 2025 at 1:32 am. NAV updates daily after market closure.

What is the AUM of Sundaram Low Duration Fund?

It has an AUM of ₹338.18 Crores and the latest NAV decalared is ₹3683.525 as on 18 May 2025.

What is the expense ratio of Sundaram Low Duration Fund?

Its expense ratio is 0.33% which is lower than the category average expense ratio of 0.66%. This makes it cost-effective among low duration funds.

What are the returns of Sundaram Low Duration Fund since inception?

101.82% since scheme launch. It has delivered 7.10% returns since inception.

What is the minimum SIP amount to invest in Sundaram Low Duration Fund?

The min. SIP amount to invest in this scheme is ₹1000. The minimum investment required to start investing in Sundaram Low Duration Fund is ₹1,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.

How do I invest in Sundaram Low Duration Fund?

You can invest through Allvest platform online or directly through Sundaram Mutual Fund website. Mutual funds can be bought directly from the website of the fund house. For instance, Sundaram Low Duration Fund - Direct Plan fund can be purchased from the website of Sundaram Mutual Fund.

How to start a SIP in Sundaram Low Duration Fund?

Through Allvest, select the fund, choose SIP option, enter investment amount (minimum ₹1,000), select frequency and start date. Complete KYC if required and set up auto-debit mandate.

How do I automate an SIP in Sundaram Low Duration Fund?

Set up auto-debit mandate through Allvest platform during SIP registration. This ensures automatic deduction from your bank account on chosen dates without manual intervention each month.

How can I withdraw/redeem my investment in Sundaram Low Duration Fund?

Most mutual fund investments are highly 'liquid'. After placing the redemption request, you can expect your investment to land in your bank account within two-three business days. Submit redemption request through Allvest or fund house website.