Investment Objective and Approach

The Sundaram Ultra Short Duration Fund is designed to generate income and preserve capital by investing primarily in debt and money market securities. The fund maintains a portfolio of debt and money market instruments wherein the portfolio has a Macaulay duration of around 3 to 6 months. Among the duration funds, these funds are relatively less affected by the movement of overall interest rates.

The investment strategy focuses on:

- Primary Investment: Corporate bonds, cash equivalents, and government securities

- Duration Management: Modified Duration is 0.52 as on March 2025, indicating low interest rate sensitivity

- Liquidity Focus: These funds may be suitable to earn regular income with high liquidity

- Risk Profile: The fund is rated Low to Moderate risk

Key holdings include SBICAP Securities Ltd (4.28%), Bharti Telecom Limited (4.08%), Rural Electrification Corporation Limited (3.2%), Export-Import Bank Of India (2.87%), and Axis Bank Limited (2.87%) as on March 2025.

Fund Managers

Dwijendra Srivastava (Chief Investment Officer - Fixed Income):

Mr. Dwijendra Srivastava joined Sundaram AMC in July 2010 and serves as its Chief Investment Officer for Fixed Income. He has over twenty years of experience in debt markets, having worked in Research and Fund Management at Deutsche Asset Management, JM Financial Asset Management, and Tata Asset Management before joining Sundaram AMC. In March 2015, he was awarded Best Fund Manager – Debt by Outlook Money. He is a CFA, and also holds PGDM (Finance) & Bachelor of Technology (Textile Technology) degree.

Sandeep Agarwal (Head of Fixed Income):

Mr. Sandeep Agarwal is the Head of Fixed Income at Sundaram AMC and has over 15 years of experience in this field. He joined Sundaram AMC in October 2010 as a fixed-income Dealer and moved into active fund management in June 2012. Before joining Sundaram AMC, Sandeep was a Management Trainee in fixed Income at Deutsche Asset Management. Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

About the Fund House (AMC)

Sundaram Asset Management Company Limited operates as one of India's established mutual fund houses with a rich legacy spanning nearly three decades. Sundaram Asset Management delivers trusted mutual fund solutions with 28+ years' experience, managing ₹80,000+ crore for over 3.5 million investors.

Key Highlights:

- Established: Sundaram AMC was set up in 1996, and has over 20 years of experience in the fund management space

- Current AUM: Sundaram Asset Management Company Ltd is managing 319 schemes with an Asset under Management of ₹70,114.37 crores

- Global Presence: They have their presence with over 93 branches across the country with 3.3 million investors. Also, they have established their presence in Dubai and are a wholly-owned subsidiary in Singapore as well.

- Innovation: Sundaram MF is one of the first fund houses in India to launch funds in trendsetting categories like Mid-cap, Leadership, Capex, Micro Caps and Services, and Rural India.

Ownership Structure:

Sundaram Finance fully bought out BNP Paribas's stake and took 100% charge of the business. Sundaram Finance Ltd. fully sponsors the mutual fund and holds a 100% stake in the AMC and the Trustee Company.

Should I Invest in Sundaram Ultra Short Duration Fund?

This fund could be suitable for investors seeking:

Ideal For:

- Conservative investors looking for better returns than traditional savings accounts

- Those requiring high liquidity with relatively stable returns

- Investors with short-term investment horizons (3-12 months)

- Risk-averse investors who want exposure to debt markets with minimal interest rate risk

Key Financial Metrics (as of August 2025):

- Latest NAV: ₹2953.805 as on 12 Aug 2025

- AUM: ₹2,225.47 Crores

- Expense Ratio: 0.24% which is lower than the category average expense ratio of 0.56%

- Performance: 1 year return is 7.84%, 3 year return is 24.13% and 129.69% since scheme launch

- Minimum Investment: ₹1000 for both lump sum and SIP

Risk Considerations:

- Credit risk from corporate bond holdings

- Liquidity risk during market stress

- Interest rate risk, though minimal due to short duration strategy

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FAQs

What is today's NAV of Sundaram Ultra Short Duration Fund?

The latest NAV is ₹2953.805 as on 12 Aug 2025. NAV is updated daily and reflects the per-unit value of the fund.

What is the AUM of Sundaram Ultra Short Duration Fund?

The fund has an AUM of ₹2,225.47 Crores as of August 2025. This indicates the total value of assets managed by the fund.

What is the expense ratio of Sundaram Ultra Short Duration Fund?

The expense ratio is 0.24% which is lower than the category average expense ratio of 0.56%. This makes it cost-effective compared to peers.

What are the returns of Sundaram Ultra Short Duration Fund since inception?

The fund has given a CAGR return of 6.80% since inception. Historical performance demonstrates consistent returns over long term.

What is the minimum SIP amount to invest in Sundaram Ultra Short Duration Fund?

The minimum SIP amount is ₹1000. This makes it accessible for retail investors to start systematic investing.

How do I invest in Sundaram Ultra Short Duration Fund?

You can invest through Allvest platform online or directly through the AMC. Complete your KYC, select the investment amount, and choose between lump sum or SIP options.

How to start a SIP in Sundaram Ultra Short Duration Fund?

Visit Allvest platform, search for the fund, select SIP option, choose monthly/quarterly frequency, set investment amount (minimum ₹1000), and set up auto-debit from your bank account.

How do I automate an SIP in Sundaram Ultra Short Duration Fund?

Set up a bank mandate through Allvest platform or provide NACH/ECS authorization to automatically deduct the SIP amount on your chosen date each month.

How can I withdraw/redeem my investment in Sundaram Ultra Short Duration Fund?

The fund has no lock in period. You can redeem anytime through Allvest platform or AMC portal. Proceeds are typically credited within 1-2 working days.