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Tata Short Term Bond Fund - NAV, Returns, Performance | Mutual Fund Investment

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Invest in Tata Short Term Bond Fund with latest NAV, returns, and performance analysis. Get complete details on investment objective, fund managers, AUM, expense ratio and more.

Investment Objective and Approach

The scheme seeks to generate regular income/appreciation over a short term period. Tata Short Term Bond Fund invests in debt, money market, Government Securities also creates a liquid portfolio to provide reasonable returns and liquidity to investors who look for regular fixed income for short term

The fund follows a short duration debt investment strategy and is mandated to invest in bonds such that the duration of the portfolio is between one and three years. As of 28-Feb-2025, Tata Short Term Bond Fund - Direct Plan had invested 93.57% in Debt and 6.43% in Cash & Cash Eq.

The investment approach focuses on:

- Creating a diversified portfolio of short-term debt instruments

- Maintaining optimal duration management between 1-3 years

- Balancing returns with liquidity for short-term investment horizons

- It is a short term bond fund, which means that it invests in bonds with maturities of less than 3 years.

Fund Managers

Murthy Nagarajan is the Current Fund Manager of Tata Short Term Bond Direct Plan Growth fund. Murthy Nagarajan, Abhishek Sonthalia are the current fund managers of this mutual fund.

Murthy Nagarajan - Mr. Nagarajan is a M.Com, ICWA and PGPMS. He brings extensive experience in fixed income management to the fund.

Abhishek Sonthalia - Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd.. Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.

Amit Somani - Amit Somani did his PGDBM (Finance) from Chetana Institute of Management and Research. He worked at Khandwala Securities, SPA Capital Services, Netscribes India and Fidelity Investments before joining TATA Mutual Fund as a Senior Fund Manager.

About the Fund House (AMC)

Tata Mutual Fund is managed by Tata Asset Management Limited, one of India's leading asset management companies. As of 31 March 2024, Tata Asset Management Ltd has an asset under management (AuM) of Rs. 147169.65 Crores.

The AMC is part of the prestigious Tata Group, which brings decades of trust and reliability in financial services. The fund house has established itself as a reliable player in the mutual fund industry, offering a comprehensive range of investment solutions across equity, debt, and hybrid categories.

Key highlights of Tata Mutual Fund:

- Strong legacy and brand trust backed by Tata Group

- Experienced investment management team

- Comprehensive product suite across asset classes

- Focus on long-term wealth creation for investors

- Robust research and risk management framework

Should I Invest in Tata Short Term Bond Fund?

Tata Short Term Bond Fund is suitable for investors seeking:

Investment Profile:

- Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio.

- Conservative investors looking for stable returns with moderate risk

- Those seeking better returns than traditional bank fixed deposits

Key Considerations:

- The Tata Short Term Bond Direct Plan Growth is rated Moderate risk.

- You can expect to earn higher returns than what a bank fixed deposit can fetch. The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit.

- Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run.

Performance Track Record:

- It has delivered 7.57% returns since inception.

- Tata Short Term Bond Fund trailing returns over different times are 8.5% (1 year), 7.06% (3 year), 5.48% (5 year).

Investment Details:

- Minimum SIP Investment is set to ₹500.

- Minimum Lumpsum Investment is ₹5,000.

- The expense ratio of Tata Short Term Bond Fund - Direct Plan is 0.37.

- The AUM of Tata Short Term Bond Fund - Direct Plan Fund is ₹2,747 Cr as of 28-Feb-2025

FAQs

What is today's NAV of Tata Short Term Bond Fund?

The NAV of TATA Short Term Bond Fund on Jul 01 2025, is ₹53.1756

What is the AUM of Tata Short Term Bond Fund?

The AUM of TATA Short Term Bond Fund, is ₹3269.17 crore.

What is the expense ratio of Tata Short Term Bond Fund?

The expense ratio of TATA Short Term Bond Fund is 0.35% for the direct plan.

What are the returns of Tata Short Term Bond Fund since inception?

The fund has delivered a CAGR of 7.65 since inception.

What is the minimum SIP amount to invest in Tata Short Term Bond Fund?

The minimum SIP for TATA Short Term Bond Fund is ₹500.

How do I invest in Tata Short Term Bond Fund?

You can invest through Allvest by selecting the fund, choosing between SIP or lump sum, completing KYC verification, and making the payment online through the platform.

How to start a SIP in Tata Short Term Bond Fund?

Login to Allvest, search for Tata Short Term Bond Fund, select SIP option, choose your monthly amount (minimum ₹500), select SIP date, and complete the payment setup.

How do I automate an SIP in Tata Short Term Bond Fund?

After starting your SIP through Allvest, you can set up auto-debit from your bank account to ensure automatic monthly investments without manual intervention.

How can I withdraw/redeem my investment in Tata Short Term Bond Fund?

Login to your Allvest account, go to your portfolio, select Tata Short Term Bond Fund, choose partial or full redemption, and submit your request. The amount will be credited to your registered bank account within 3-4 working days.