Investment Objective and Approach

The scheme aims to generate income & capital appreciation through a portfolio constituted of debt & money market instruments with relatively lower interest rate risk. Tata Treasury Advantage Fund - Regular Plan is mandated to invest in bonds such that the duration of the portfolio is between six to twelve months, and therefore it is suitable to invest in for a similar time frame.

The fund follows a low duration debt strategy that focuses on:

- Investment Universe: High-rated debt and money market instruments with Macaulay duration of 6-12 months

- Risk Management: Lower interest rate risk compared to longer duration funds

- Liquidity Focus: Since the portfolio has a Macaulay duration of around 6 to12 months, these funds try to achieve a balance of safety, liquidity and yield. Investors may find these funds suitable to earn regular income on short term surplus money.

- Portfolio Allocation: As of 30-Apr-2025, Tata Treasury Advantage Fund - Regular Plan had invested 97.83% in Debt and 2.17% in Cash & Cash Eq.

The fund is designed for investors seeking better returns than traditional savings accounts while maintaining relatively low risk exposure.

Fund Managers

Dheeraj Singh is the Current Fund Manager of Tata Treasury Advantage Direct Plan Growth fund. The fund is also co-managed by experienced professionals from Tata Mutual Fund's fixed income team.

Dheeraj Singh brings substantial expertise in debt markets and fixed income securities management. Mr. Mittal joined Tata Mutual Fund in 2014 as the Senior Fund Manager of Fixed Income. He manages an AuM of Rs. 4,102 invested in 18 schemes including Tata Dynamic Bond, Tata Income Fund, Tata Treasury Advantage, Tata Balanced Advantage Fund, etc.

The fund management team focuses on maintaining optimal portfolio duration while ensuring credit quality and liquidity requirements are met consistently.

About the Fund House (AMC)

Tata Asset Management Limited (TAML) is one of India's leading mutual fund companies with a rich legacy spanning nearly three decades. Tata Asset Management Ltd. is registered as a mutual fund with SEBI under the registration code MF/023/95/9. The company registered itself as a portfolio manager in 14 September 2004 with the registration code INP000001058.

Key Highlights:

- Ownership Structure: While Tata Sons Ltd. holds 67.91% shares in TAML, 32.09% shares are held by Tata Investment Corporation Ltd. As of 31 March 2024, Tata Asset Management Ltd has an asset under management (AuM) of Rs.

- Awards & Recognition: CNBC TV 18 Mutual Fund Awards also awarded the Tata Treasury Advantage Fund as the Best Low Duration Debt Fund.

- Global Presence: It also operates a Foreign Institutional Investor (FII) - Tata Asset Management (Mauritius) Private Ltd., registered with SEBI under the registration code INMUFD161207.

The fund house is backed by the trusted Tata Group heritage and focuses on delivering consistent performance across various market cycles through disciplined investment processes.

Should I Invest in Tata Treasury Advantage Fund?

Suitable For:

- Conservative investors seeking better returns than savings accounts

- Short-term investment horizon (6 months to 2 years)

- Portfolio diversification with low-risk debt exposure

- Regular income generation from surplus funds

Key Investment Metrics (as of latest available data):

- AUM: ₹2,921 Cr as of 30-Apr-2025

- Since Inception Returns: 7.15% returns since inception

- Fund Age: 19 years 8 months old

- Risk Level: Low to Moderate

- Expense Ratio: 0.59

Investment Considerations:

- Liquidity: No lock in period

- Minimum Investment: Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.

- Tax Efficiency: Debt fund taxation rules apply for gains and income distribution

The fund is ideal for investors who want to park short-term surplus money while earning reasonable returns with minimal risk exposure.

FAQs

What is today's NAV of Tata Treasury Advantage Fund?

The NAV varies by plan type and is updated daily. Check the latest NAV on your investment platform or the AMC website for real-time information.

What is the AUM of Tata Treasury Advantage Fund?

The AUM of Tata Treasury Advantage Fund - Regular Plan Fund is ₹2,921 Cr as of 30-Apr-2025

What is the expense ratio of Tata Treasury Advantage Fund?

The expense ratio of Tata Treasury Advantage Fund - Regular Plan is 0.59

What are the returns of Tata Treasury Advantage Fund since inception?

It has delivered 7.15% returns since inception.

What is the minimum SIP amount to invest in Tata Treasury Advantage Fund?

Minimum SIP Investment is set to ₹500.

How do I invest in Tata Treasury Advantage Fund?

You can invest through Allvest platform, directly from Tata Mutual Fund website, or through registered mutual fund distributors and banking channels.

How to start a SIP in Tata Treasury Advantage Fund?

Register with Allvest, complete KYC verification, select the fund, choose SIP amount and frequency, and set up auto-debit mandate for seamless investments.

How do I automate an SIP in Tata Treasury Advantage Fund?

Set up an auto-debit mandate through Allvest platform or your bank, which will automatically deduct the SIP amount on your chosen dates.

How can I withdraw/redeem my investment in Tata Treasury Advantage Fund?

Submit redemption request through Allvest platform or AMC website. There is no lock in period, so you can redeem anytime with applicable exit loads if any.