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TRUSTMF Liquid Fund: NAV, AUM, Returns & Investment Guide 2025

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Invest in TRUSTMF Liquid Fund for high liquidity and safety. View latest NAV, AUM of ₹809.84 crore, expense ratio, returns & complete investment details. Start SIP with Allvest today.

Investment Objective and Approach

The objective of the scheme is to provide reasonable returns at a high level of safety and liquidity through investments in high quality debt and money market instruments. The scheme seeks to provide reasonable returns at a high level of safety and liquidity through investments in high quality debt and money market instruments.

The fund follows a structured investment approach with key strategies:

- Quality Focus: Seeks Investment into Issuers with AAA Long Term Ratings

- Portfolio Construction: Structurally Laddered Portfolio with Segmental Allocation

- Investment Methodology: TRUSTMF has adopted Limited Active Methodology for certain schemes, which is a structured methodology where the fund manager attempts to invest predominantly in line with the internally created model portfolio and takes exposure on pre-defined limits.

- Asset Selection: Assets are chosen based on their quality, liquidity, and stability. Creating the portfolio while staying within the parameters. Portfolio optimization using active management strategies that are constrained. Periodic evaluation of the portfolio and the factors that influence it.

The fund invests in ultra-short term debt instruments with maturity up to 3 months, making it suitable for parking surplus funds and meeting short-term liquidity needs. A relatively low interest rate risk and relatively low credit risk.

Fund Manager

Anand Nevatia is the Current Fund Manager of TRUSTMF Liquid Fund Direct Growth fund. His comprehensive profile includes:

Experience & Background:

- Anand Nevatia has a combined experience of 19 years in the capital market. He has managed Debt Capital Markets in TRUST Mutual Fund for ten years and was the head of Debt PMS in TRUST for over six years. At present, he is the head fund manager at TRUST mutual fund.

- Prior to working as fund manager for Trust AMC, he has been associated with Trust Group for almost two decades in different roles which includes advisory Services, Research & Analysis & Portfolio Strategy. Also, He was managing the Fixed Income PMS for Trust Group since 2014.

Qualifications: Mr Nevatia is a Diploma, CFA.

Current Role: Mr Anand Nevatia currently manages all the schemes of TRUST Mutual Fund and has around two decades of experience in the financial markets.

About the Fund House (AMC)

Company Overview:

Trust Mutual Fund was set up in October 2019 and offers 7 fixed-income mutual fund schemes. The company also aims to expand its product offering in the upcoming days. TRUST AMC, a branch of the financial giant TRUST Group, is one of India's most successful money management firms. Listed as a private limited company, it was incorporated on 12 December 2017. It is a non-government company specializing in building investment portfolios for clients.

Total AUM: As of the latest information the AMC has a total AUM (asset under management) of Rs. 1,200 crore.

Investment Philosophy:

We stand for a Clear, Credible, Consistent approach to investing, with well-articulated Philosophy and Processes. In order to enable a CLEAR, CREDIBLE and CONSISTENT investment approach the portfolio is constructed basis limited deviation from the Model Portfolio which is named as "LimitedACTIV Methodology".

Leadership Team:

- CEO: The Company's leadership front is robust and agile, with Mr Sandeep Bagla spearheading the business as Chief Executive Officer. He has around three decades of experience in the financial markets and leading mutual funds like Reliance MF, AIG MF and Principal MF.

- Chief Business Officer: The Company's Chief Business Officer is Mr Ajaykumar Gupta. Being an industry veteran, Ajay brings to the table around three decades of experience in the financial services domain.

Corporate Address: 801, G Block, Naman Center, Bandra Kurla Complex,Bandra (East), Mumbai: 400051

Key Features:

- TRUST AMC is impressive for its dedication to transparency in scheme development and management.

- The primary objective is to bring a structured investment approach to its investors. Also, it will use the active investment methodology for portfolio creation and gradually increase the number of schemes to offer investors a wide variety of products.

Should I Invest in TRUSTMF Liquid Fund?

This fund is suitable for investors seeking:

Ideal For:

- Short-term fund parking with better returns than savings accounts

- Emergency fund requirements with high liquidity

- Corporate treasury management

- Investors with low risk tolerance

- Those needing funds within 1-7 days with minimal volatility

Key Advantages:

- You can expect to earn better returns than what you would get from a bank account. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.

- Most mutual fund investments are highly 'liquid'. After placing the redemption request, you can expect your investment to land in your bank account within two-three business days.

- Low expense ratio compared to regular savings products

- Professional fund management with systematic approach

Investment Considerations:

- Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

- Though rare, there have been few instances when liquid funds have incurred losses.

- Suitable for investment horizon of few days to 12 months

Fund Specifications:

- Minimum Investment: Lump sum minimum amount for TRUSTMF Liquid Fund is ₹1,000 and for SIP, it is ₹1,000.

- Fund Size: ₹ 809.84 Cr as on 31 Jul 2025

- Risk Rating: RISKOMETER: Low to Moderate

- Fund Rating: [ICRA] A1+mfs

FAQs

What is today's NAV of TRUSTMF Liquid Fund?

The Latest NAV as of 23 Mar 2025 is ₹1,253.29. The NAV is updated daily and reflects the current market value of the fund's holdings.

What is the AUM of TRUSTMF Liquid Fund?

The fund currently has an Asset Under Management(AUM) of ₹2,608 Cr as of March 2025, indicating strong investor confidence and fund size.

What is the expense ratio of TRUSTMF Liquid Fund?

The expense ratio of TRUSTMF Liquid Fund - Direct Plan is 0.10. This is quite competitive for liquid funds and helps maximize investor returns.

What are the returns of TRUSTMF Liquid Fund since inception?

The fund aims to provide steady returns marginally higher than bank savings accounts. Specific inception returns vary based on market conditions and should be checked on the fund's official factsheet.

What is the minimum SIP amount to invest in TRUSTMF Liquid Fund?

For SIP, it is ₹1,000. This makes it accessible for retail investors to start systematic investments.

How do I invest in TRUSTMF Liquid Fund?

You can invest through Allvest platform by completing your KYC, selecting the fund, choosing investment amount and payment method. Allvest provides a seamless online investment experience.

How to start a SIP in TRUSTMF Liquid Fund?

Register with Allvest, complete KYC verification, select TRUSTMF Liquid Fund, choose SIP option with minimum ₹1,000, set frequency and start date. The process is completely digital.

How do I automate an SIP in TRUSTMF Liquid Fund?

Through Allvest platform, set up autopay mandate using net banking or UPI. Once configured, your SIP amount will be automatically debited on chosen dates without manual intervention.

How can I withdraw/redeem my investment in TRUSTMF Liquid Fund?

There is no lock in period in TRUSTMF Liquid Fund - Direct Plan. You can redeem anytime through Allvest platform or AMC directly, with funds typically reaching your account within 1-3 business days.