Investment Objective and Approach

The scheme aims to generate optimal returns with adequate liquidity by investing in a portfolio of debt and money market instruments. Long Duration debt funds invest mainly in bonds maturing in more than seven years and aim to earn better returns than bank fixed deposits of a similar duration.

Key characteristics of the fund's approach include:

- Duration Strategy: Invests mainly in bonds maturing in more than seven years

- Portfolio Composition: Focuses on debt and money market instruments to maintain adequate liquidity

- Return Target: Aims to earn better returns than bank fixed deposits of a similar duration

- Risk Management: Maintains a diversified portfolio approach while focusing on longer-duration securities

However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Fund Managers

Sunil Patil is the Current Fund Manager of UTI Long Duration Fund Direct Growth fund. Sunil Patil did his MMS, Finance from SVKM's Narsee Monjee Institute of Management Studies (NMIMS).

Key details about the fund manager:

- Experience: 29 years of experience in fund management

- AUM Under Management: ₹11,200 Cr across 12 schemes

- Career: Joined UTI AMC in October 1989

- Investment Philosophy: Focused on picking quality companies and holds them for a long duration to generate good compounding returns in their funds

About the Fund House (AMC)

UTI Mutual Fund is one of India's pioneering asset management companies with a rich legacy in the mutual fund industry.

Historical Background:

In 2003, the Unit Trust of India was bifurcated into two components- the SUUTI and the UTI Mutual Funds or UTIMF. The UTI Mutual Fund was registered with the SEBI on the First of February 2003.

Ownership Structure:

The 4 big partners- State Bank of India, the PNB or Punjab National Bank, Bank of Baroda, and the Life Insurance Corporation of India each holds 18.24% of the shares in the UTIMF. A significant share of 26% is held by the T Rowe Price Group Inc, also known as the TRP Group, and controlled by its subsidiary - T Rowe Price Global Investment Services Ltd.

Scale and Reach:

- AUM: Total AuM of nearly Rs 238,790 Crores as of latest available data

- Investor Base: Nearly 11 million investors with over 250 plans currently operational

- Market Position: UTI Mutual Fund is the eighth largest mutual fund house by asset size in India

- Distribution Network: Over 50,000 AMFI and NSFM certified Independent Advisors spread across the country, with over 200 full-time Financial Service Centres

Geographic Presence:

There is no other provider of Mutual Funds in India with a larger outreach of services. Even the best UTI Mutual Funds reach out to most of rural and semi-urban regions of India.

Should I Invest in UTI Long Duration Fund?

UTI Long Duration Fund is suitable for specific investor profiles and market conditions. Here's what potential investors should consider:

Suitable For:

- Investors with a long-term investment horizon of 7+ years

- Those seeking higher returns than traditional fixed deposits

- Investors comfortable with interest rate volatility

- Portfolio diversification for debt allocation

Risk Considerations:

The risk of incurring a loss in these funds over the said time frame is low, but they can be fairly volatile in response to changes in interest rates. The longer-term horizon and the potential for volatility in the longer end of the yield curve require a patient approach. Investors willing to commit for a period exceeding 3 years could better navigate the scheme's fluctuations and potentially reap the rewards it offers.

Expert Opinion:

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor's portfolio.

Investment Minimums:

Minimum Lumpsum Investment is ₹5,000 for the fund, making it accessible to a wide range of investors.

FAQs

What is today's NAV of UTI Long Duration Fund?

The NAV changes daily based on market conditions. You can check the current NAV on Allvest's platform or the fund house website for real-time updates.

What is the AUM of UTI Long Duration Fund?

The fund currently has an Asset Under Management(AUM) of ₹3,58,603 Cr as of May 30, 2025.

What is the expense ratio of UTI Long Duration Fund?

The expense ratio varies between regular and direct plans. Direct plans typically have lower expense ratios as they don't include distributor commissions.

What are the returns of UTI Long Duration Fund since inception?

The fund has delivered a CAGR of 7.06% since inception. Past performance doesn't guarantee future results.

What is the minimum SIP amount to invest in UTI Long Duration Fund?

The minimum SIP amount is typically ₹500 per month, making it accessible for systematic investment planning.

How do I invest in UTI Long Duration Fund?

You can invest through Allvest's platform by completing your KYC, selecting the fund, choosing between SIP or lump sum, and making payment via UPI, net banking, or other available methods.

How to start a SIP in UTI Long Duration Fund?

On Allvest, select the fund, choose 'SIP' option, set your monthly amount and date, complete payment setup through auto-debit or UPI mandate.

How do I automate an SIP in UTI Long Duration Fund?

Set up auto-debit mandate through your bank or UPI auto-pay on Allvest platform to ensure seamless monthly investments without manual intervention.

How can I withdraw/redeem my investment in UTI Long Duration Fund?

You can redeem your units through Allvest platform by placing a redemption request. Funds are typically credited to your registered bank account within 1-3 business days.