Investment Objective and Approach

The scheme seeks to generate reasonable income by investing in debt & money market securities such that the Macaulay duration of the portfolio is between 3 to 4 years. The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

The fund follows a conservative investment approach focusing on:

- Investment in high-grade debt instruments and money market securities

- Maintaining optimal portfolio duration to balance risk and returns

- Targeting consistent income generation with moderate interest rate risk

- Expects very low volatility, with minimal risk of negative returns, making it a safer choice for conservative investors.

- Aims for a 7-10% compounded annual growth rate (CAGR), often outperforming traditional fixed deposits and providing a more lucrative income option.

Fund Managers

The UTI Medium Duration Fund is managed by experienced professionals:

Ritesh Nambiar - Mr. Ritesh Nambiar is Senior Vice President & Fund Manager for UTI Credit Risk Fund. Additionally, he is a Co-Fund Manager for UTI Ultra Short Term Fund and UTI Medium Term Fund. He has been associated with UTI AMC since 2008. Mr. Nambiar is a CFA Charter holder and a Financial Risk Manager (FRM) from CFA Institute and GARP. He has also done graduation (BMS Finance) and post-graduation (MMS Finance) in Management Studies from Mumbai University.

Amandeep Chopra - Amandeep Chopra, Ritesh Nambiar is the Current Fund Manager of UTI Medium Duration Fund Direct Growth fund.

Sunil Patil (Co-manager for related debt funds) - Mr. Sunil Patil is Executive Vice President & Fund Manager of Debt. He joined UTI AMC in October 1989. He has overall 28 years of experience in Primary Market Investment / Dealing and Fund Management.

About the Fund House (AMC)

UTI Asset Management Company Limited stands as one of India's pioneering and most respected fund houses. In 2003, the Unit Trust of India was bifurcated into two components- the SUUTI and the UTI Mutual Funds or UTIMF. The UTI Mutual Fund was registered with the SEBI on the First of February 2003.

Key Facts:

- UTI Asset Management Company (UTI AMC) is one of India's largest asset managers, with a total Asset Under Management (AUM) of ?15.56 lakh crore. As of March 31, 2024, UTI AMC serves as the investment manager for UTI Mutual Fund schemes, managing an AUM of ?2.85 lakh crore.

- The 4 big partners- State Bank of India, the PNB or Punjab National Bank, Bank of Baroda, and the Life Insurance Corporation of India each holds 18.24% of the shares in the UTIMF.

- Its investors number nearly 11 million and there are over 250 plans currently operational with a total AuM of nearly Rs 238790 Crores.

- UTI Mutual Fund is the eighth largest mutual fund house by asset size in India.

Distribution Network:

- With a nationwide network of more than 190 UTI Financial Centres and over 210 District Associates as of September 2023, UTI AMC is well-positioned for future growth, leveraging its history, strong brand recognition, distribution reach, performance, and client relationships.

- There are over 50,000 AMFI and NSFM certified Independent Advisors on Finance who are spread all over the country who work on behalf of UTI Mutual Funds. There are over 200 full-time Financial Service Centres too.

Should I Invest in UTI Medium Duration Fund?

UTI Medium Duration Fund can be suitable for investors seeking:

Ideal For:

- Conservative investors looking for stable income generation

- Those seeking better returns than traditional bank FDs

- Investors with medium-term investment horizon (3-4 years)

- Risk-averse investors who prefer predictable returns over high volatility

Key Considerations:

- The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.

- The risk of incurring a loss in these funds over the said time frame is low, but they may experience some degree of volatility in response to changes in interest rates.

- This fund has a consistency rating of which indicates that the fund has generated average returns. However, whatever returns that the fund delivers, it does so with exceptional consistency. You can consider this fund if the predictability of returns is what you are looking for.

Performance Metrics (as of latest available data):

- After being launched on 30-03-2015, this fund has delivered 6.43% average annual returns.

- Over the past five years, UTI Medium Duration Fund - Regular Plan has delivered an annualised return of 5.65% as of 01-Jun-2025.

- The minimum investment required to start investing in UTI Medium Duration Fund - Regular Plan is ₹500 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.

FAQs

What is today's NAV of UTI Medium Duration Fund?

The NAV changes daily. The latest declared NAV of UTI Medium Duration Fund - Regular Plan, is ₹18.3261 as of 01-Jun-2025. Check the current NAV on Allvest platform for real-time updates.

What is the AUM of UTI Medium Duration Fund?

UTI Medium Duration Fund - Regular Plan - Growth Option has achieved Rs 43.3 Crores worth of assets under management (AUM). The AUM is updated monthly by the fund house.

What is the expense ratio of UTI Medium Duration Fund?

The expense ratio of this fund is 1.58%. Direct plans typically have lower expense ratios compared to regular plans.

What are the returns of UTI Medium Duration Fund since inception?

After being launched on 30-03-2015, this fund has delivered 6.43% average annual returns. Past performance does not guarantee future returns.

What is the minimum SIP amount to invest in UTI Medium Duration Fund?

It allows minimum SIP of Rs 500 and lumpsum of Rs 500 to start the investment. You can start investing with just ₹500 per month.

How do I invest in UTI Medium Duration Fund?

You can invest in UTI Medium Duration Fund through Allvest's online platform. Complete your KYC, select the fund, choose between lump sum or SIP, and make the payment online.

How to start a SIP in UTI Medium Duration Fund?

Log into your Allvest account, search for UTI Medium Duration Fund, select 'Start SIP', choose your monthly amount (minimum ₹500), and set up the auto-debit mandate.

How do I automate an SIP in UTI Medium Duration Fund?

Set up a bank mandate through Allvest to enable automatic monthly deductions from your account. This ensures seamless SIP continuation without manual intervention each month.

How can I withdraw/redeem my investment in UTI Medium Duration Fund?

You can redeem your investment through Allvest's platform anytime. Submit a redemption request online, and the funds will be credited to your registered bank account within 1-3 working days.