Investment Objective and Approach

The scheme seeks to generate optimal returns with adequate liquidity by investing in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years. This scheme is strategically designed to harness opportunities in a declining interest rate scenario through active management of its duration. The fund endeavours to achieve attractive returns primarily by investing in longer maturity government securities.

The fund's investment strategy focuses on:

- Duration Management: Investing in a diversified portfolio of debt and money market instruments, where the Macaulay duration of the portfolio is aimed to be maintained between 4 years and 7 years

- Government Securities Focus: Primarily investing in longer maturity government securities to capture interest rate movements

- Corporate Bond Allocation: By incorporating investments in lower duration corporate bonds, the fund not only offers a potential cushion against market fluctuations but also strives to provide stability

- Risk Balancing: By focusing on a specific duration range, the scheme aims to balance yield potential with interest rate risk

Fund Managers

Sunil Madhukar Patil are the current fund managers of this mutual fund. Currently, he is the Fund Manager & EVP at UTI Mutual Fund. He joined UTI AMC in October 1989. He holds an overall experience of 29 years in Primary Market Investment / Dealing and Fund Management. Sunil Patil did hid MMS, Finance from SVKM's Narsee Monjee Institute of Management Studies (NMIMS).

Mr. Patil brings extensive experience in:

- Primary market investment and dealing

- Fixed income fund management

- Duration management strategies

- Government securities trading

About the Fund House (AMC)

UTI Mutual Fund was established in January 2003 as a SEBI-registered fund house, backed by five prominent institutional partners: SBI, Bank of Baroda, Punjab National Bank, LIC, and T Rowe Price Group Inc. It was registered with SEBI or the Securities and Exchange Board of India on 01 February 2003. UTI has four sponsors namely the State Bank of India (SBI), Life Insurance Corporation of India (LIC), Punjab National Bank and the Bank of Baroda.

Key highlights of UTI Mutual Fund:

- Heritage: UTI Mutual Fund was launched by the Government of India in 1963, and it is one of the oldest mutual fund companies in India. The Unit Trust of India (UTI), first mutual fund in India, was set up by an Act of Parliament in 1963.

- Assets Under Management: As of December 2023, UTI Mutual Fund manages a total Assets Under Management (AUM) of approximately Rs. 273057 crores.

- Market Presence: The company has a widespread presence, spanning 694 districts and served through 163 financial centers and 56,600 distributors.

- Scheme Portfolio: Its current offering of mutual fund schemes includes 2211 debt, 196 hybrid, 117 equity, 57 other, 8 solution oriented funds.

- Public Listing: Making its debut on stock exchanges in October 2020

Key Fund Details (As of Recent Data)

- Fund Size: The AUM of UTI Medium To Long Duration Fund, is ₹333.91 crore (as per Angel One data)

- Minimum Investment: Lump sum minimum amount for UTI Medium to Long Duration Fund is ₹500 and for SIP, it is ₹500

- Expense Ratio: The expense ratio of this fund is 1.61% (Regular Plan)

- Fund Age: UTI Medium to Long Duration Fund - Regular Plan is 26 years 10 months old. It has delivered 7.62% returns since inception.

- Risk Level: The riskometer level of UTI Medium to Long Duration Fund - Regular Plan is Moderate

Recent Performance Highlights

- 3-Year Returns: UTI Medium to Long Duration Fund- Regular Plan - Growth trailing returns over different times are 10.09% (1 year), 7.64% (3 year), 8.58% (5 year)

- 5-Year Returns: Over the past five years, UTI Medium to Long Duration Fund - Direct Plan has delivered an annualised return of 9.20% as of 22-May-2025

Should I Invest in UTI Medium to Long Duration Fund?

This fund may be suitable for investors who:

- Interest Rate Outlook: Investors with an inclination to benefit from a declining interest rate scenario may find UTI Bond Fund Growth Direct appealing. Its strategic approach to active duration management and emphasis on longer maturity government securities could potentially align with their investment objectives.

- Long-term Debt Allocation: Moreover, individuals aiming to build a robust long-term debt portfolio might consider this scheme as a viable option to meet their financial aspirations.

- Risk Tolerance: Can handle moderate interest rate risk associated with medium to long duration funds

- Investment Horizon: Have investment tenure of 3-7 years to match the fund's duration strategy

However, consider that: The risk of incurring a loss in these funds over the said time frame is low, but they may experience some degree of volatility in response to changes in interest rates.

FAQs

What is today's NAV of UTI Medium to Long Duration Fund?

The NAV changes daily based on market movements. Check the latest NAV on the Allvest platform or the fund's official website for current values.

What is the AUM of UTI Medium to Long Duration Fund?

The AUM of UTI Medium To Long Duration Fund, is ₹333.91 crore. AUM figures are updated monthly by fund houses.

What is the expense ratio of UTI Medium to Long Duration Fund?

The expense ratio of this fund is 1.61% for the Regular Plan. Direct plans typically have lower expense ratios.

What are the returns of UTI Medium to Long Duration Fund since inception?

It has delivered 7.62% returns since inception. The fund has been operational for over 26 years providing consistent debt fund returns.

What is the minimum SIP amount to invest in UTI Medium to Long Duration Fund?

Lump sum minimum amount for UTI Medium to Long Duration Fund is ₹500 and for SIP, it is ₹500.

How do I invest in UTI Medium to Long Duration Fund?

You can invest through Allvest's platform by completing your KYC, selecting the fund, choosing investment amount, and making payment via available methods.

How to start a SIP in UTI Medium to Long Duration Fund?

Log in to Allvest, search for UTI Medium to Long Duration Fund, select SIP option, set your monthly amount and date, then authorize the payment.

How do I automate an SIP in UTI Medium to Long Duration Fund?

Use Allvest's auto-invest feature to set up automated SIP investments at regular intervals without manual intervention each month.

How can I withdraw/redeem my investment in UTI Medium to Long Duration Fund?

Access your portfolio on Allvest, select the fund units you wish to redeem, specify the amount or units, and submit your redemption request online.