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WhiteOak Capital Liquid Fund - NAV, Returns, AUM & Investment Details 2025

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Invest in WhiteOak Capital Liquid Fund - Latest NAV ₹1,420.59, AUM ₹517 Crores. Check returns, fund manager details, investment objective & how to invest through Allvest.

Investment Objective and Approach

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in high quality debt and money market instruments. The fund falls under the debt category and focuses on maintaining high liquidity while preserving capital.

Key Investment Approach:

- Invests primarily in high-quality debt securities and money market instruments

- As of 31-Mar-2025, WhiteOak Capital Liquid Fund - Regular Plan had invested 99.1% in Debt and 0.9% in Cash & Cash Eq.

- Focuses on short-term instruments like treasury bills, commercial papers, and certificates of deposit

- These funds invest in fixed income generating securities like treasury bills, government securities and other money market instruments.

- Maintains low duration to minimize interest rate risk

Fund Performance:

- WhiteOak Capital Liquid Fund Direct - Growth scheme return performance in last 1 year is 7.02%, in last 3 years is 22.30% and 42.01% since scheme launch.

- It has delivered 5.38% returns since inception.

- WhiteOak Capital Liquid Fund- Regular plan-Growth Option trailing returns over different times are 7.13% (1 year), 6.74% (3 year), 5.22% (5 year).

Fund Managers

Piyush Baranwal - Lead Fund Manager

Mr. Baranwal is a fixed income professional who has a great track record of managing various fixed income funds in the Indian market for over thirteen years. He earned a PGDBM in Finance and a CFA from the S.P.Jain Institute of Management and Research.

Professional Experience:

- Prior to joining White Oak Capital Mutual Fund, he worked as a Fixed Income Dealer with BOI AXA, Morgan Stanley Investment Management (Jan 2011-June 2014), and Principal Pnb AMC (May, 2008-Jan, 2011).

- He has a B.Tech. in Electronics and Communication from Manipal Institute of Technology, Manipal, a CFA Charter, and a PGDBM in Finance from S.P.Jain Institute of Management and Research. Prior to joining WhiteOak Capital Asset Management, he worked at YES Mutual Fund, BOI AXA, Morgan Stanley Investment Management and Principal PNB AMC as an Associate- Fixed Income.

About the Fund House (AMC)

WhiteOak Capital Asset Management Limited was formerly known as YES Asset Management (India) Limited which was a subsidiary of YES Bank. The fund house has evolved significantly since its inception.

Company Vision & Mission:

- The motto of WhiteOak Capital Asset Management Limited is 'Experience our Expertise'. It strives to combine investor's interests and the company's relentless endeavours to provide the optimum solution.

- The fund house was set up with an investor centric approach. This approach simplifies investors' goals through good investment practices and risk management.

Global Presence:

- White Oak offers investment services through a wide array of fund vehicles domiciled in India, Ireland, Mauritius, and the UK to individual and institutional investors in India and worldwide.

- White Oak has investment research teams based in India and Singapore, and additional sales and distribution offices in Switzerland and the UK.

Assets Under Management:

- As of December 2023, the Assets Under Management (AUM) of the fund house amounted to Rs. 6310 crores.

- White Oak Capital Mutual Fund manages an Asset Under Management (AUM) of ₹4,345 crore, as of August 2023

Investment Philosophy:

The investment culture comprises of four pillars – a high-calibre investment team, a bottom-up stock selection philosophy, a disciplined process underpinned by proprietary analytical framework, and a balanced portfolio construction approach that ensures alpha is a function of stock selection.

Should I Invest in WhiteOak Capital Liquid Fund?

WhiteOak Capital Liquid Fund is suitable for investors seeking:

Ideal for:

- Conservative investors who are seeking capital appreciation and regular income over a period of say 5 years.

- Those who seek high liquidity from their investments would find liquid funds highly suitable.

- Emergency fund parking with easy redemption facility

- Short-term surplus fund management

- Portfolio diversification with stable debt component

Key Advantages:

- High liquidity with same-day redemption facility

- The riskometer level of WhiteOak Capital Liquid Fund - Regular Plan is Low to Moderate.

- Professional fund management by experienced team

- The expense ratio of WhiteOak Capital Liquid Fund - Regular Plan is 0.30. for direct plan

Risk Factors:

- Interest rate risk may affect returns

- Credit risk on underlying securities

- Returns not guaranteed and may fluctuate

- However, the WhiteOak Capital MF Debt fund doesn't guarantee that the investment objective will be achieved. WhiteOak Capital MF Debt funds carry low to moderately high market risk as compared to equity funds.

Minimum Investment:

- Lump sum minimum amount for WhiteOak Capital Liquid Fund is ₹500 and for SIP, it is ₹500.

FAQs

What is today's NAV of WhiteOak Capital Liquid Fund?

The latest NAV declared is ₹1420.588 as on 05 Aug 2025 at 3:32 pm. NAV changes daily based on market conditions.

What is the AUM of WhiteOak Capital Liquid Fund?

It has an AUM of ₹517.28 Crores as of August 2025, indicating moderate investor participation in the fund.

What is the expense ratio of WhiteOak Capital Liquid Fund?

The expense ratio of WhiteOak Capital Liquid Fund - Regular Plan is 0.30. Direct plans typically have lower expense ratios than regular plans.

What are the returns of WhiteOak Capital Liquid Fund since inception?

It has delivered 5.38% returns since inception. The fund has also shown 42.01% since scheme launch in absolute terms.

What is the minimum SIP amount to invest in WhiteOak Capital Liquid Fund?

The min. SIP amount to invest in this scheme is ₹500. This makes it accessible for small investors.

How do I invest in WhiteOak Capital Liquid Fund?

You can invest through Allvest's platform by completing your KYC, selecting the fund, and choosing between SIP or lumpsum investment options.

How to start a SIP in WhiteOak Capital Liquid Fund?

Login to Allvest, search for WhiteOak Capital Liquid Fund, select SIP option, choose investment amount and frequency, then complete the payment setup.

How do I automate an SIP in WhiteOak Capital Liquid Fund?

Set up auto-debit instructions through Allvest's platform to ensure automatic monthly investments without manual intervention for each installment.

How can I withdraw/redeem my investment in WhiteOak Capital Liquid Fund?

Access your Allvest account, navigate to your holdings, select WhiteOak Capital Liquid Fund, choose redemption amount, and submit the request for quick processing.