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Aditya Birla Sun Life Business Cycle Fund - NAV, Returns, Performance & Investment Guide

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Complete guide to Aditya Birla Sun Life Business Cycle Fund. Check latest NAV, AUM, returns, fund performance, investment objective, fund managers & detailed analysis. Start SIP with ₹100.

Investment Objective and Approach

The investment objective of the scheme is to provide long term capital appreciation by investing predominantly in equity and equity related securities with a focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy. ADITYA BIRLA SUN LIFE BUSINESS CYCLE FUND is an open-ended equity scheme following business cycles-based investing theme.

The fund employs a dynamic investment strategy that anticipates economic trends and invests in sectors and stocks that can outperform during different stages of business cycles. This approach allows the fund to capitalize on cyclical opportunities across various market phases - expansion, peak, contraction, and recovery.

Key Investment Features:

- Fund Launch: This fund has been launched on 15-11-2021.

- AUM: The AUM of Aditya Birla Sun Life Business Cycle Fund is ₹1,935.34 Cr.

- Latest NAV: The Net Asset Value of Aditya Birla Sun Life Business Cycle Fund is ₹15.58

- Expense Ratio: The expense ratio is 1.15% for Direct Plan and 2.09% for Regular Plan

- Minimum Investment: Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 100.00.

- Exit Load: Exit load of 1%, if redeemed within 30 days

Fund Managers

The fund is managed by an experienced team of fund managers:

Harish Krishnan - Mr. Harish Krishnan has as an experience of nearly 21 years in the Asset Management industry, both domestically and internationally. Prior to joining Aditya Birla Sun Life AMC Limited ("ABSLAMC") as the Co-CIO and Head Equity, he was associated with Kotak Mutual Fund for more than 10 years as Senior Fund Manager - Equity. He holds a Bachelor's Degree in Engineering from the Government College, Trichur and has done his PGDBM from IIM Kozhikode. He is also a Chartered Financial Analyst from CFA Institute, USA.

Dhaval Gala - Mr. Gala has done BMS from Mithibai College and PGDBM-Finance from N.L.Dalmia Institute of Management Studies & Research. Prior to joining Aditya Birla Sun Life Mutual Fund, he has worked with B&K Securities( January 2008- February 2011) and J.P.Morgan Chase India Private Ltd ( May 2005-July 2006).

About the Fund House (AMC)

Aditya Birla Sun Life Mutual Fund (ABSLMF) is a collaborative venture jointly sponsored by Aditya Birla Capital Limited and Sun Life (India) AMC Investments Inc. Managed by Birla Sun Life Asset Management Company Limited, it is headquartered in Mumbai and was established in 1994, celebrating nearly 3 decades of successful operation in the Indian financial landscape.

Parent Companies:

- Aditya Birla Group: The Aditya Birla Group, one of the largest business conglomerates in India, boasts a gross revenue of $65 billion.

- Sun Life: Conversely, Sun Life is a global giant in life insurance, holding a significant position on the Fortune 500 list, with expertise extending to investment management. As of Mar 31, 2025, Sun Life had total assets under management of $1.55 trillion.

Key Achievements:

- Aditya Birla Sun Life Mutual Fund is the 4th largest Fund house in India based on domestic average assets under management as published by AMFI for the quarter ended Dec 31, 2021.

- ABCL and its subsidiaries/JVs manage aggregate assets under management of over Rs. 5.11 Lakh Crore with a consolidated lending book of over Rs 1.57 Lakh Crore as of March 31, 2025.

- It is among the top few mutual funds in India that serves over 8.59 million investor folios and has a pan-India presence across 290 plus locations.

Should I Invest in Aditya Birla Sun Life Business Cycle Fund?

This fund is suitable for investors who:

Investment Suitability:

- If you are looking for long-term capital appreciation of your investment through an equity-oriented investment.

- If you are looking to invest with a business cycles-based investing strategy i.e. anticipating economic trends and investing in sector and stocks that can outperform in each stage of business cycle.

Performance Highlights:

- Aditya Birla Sun Life Business Cycle Fund Direct Growth has given a CAGR return of 13.48% since inception.

- Aditya Birla Sun Life Business Cycle Fund Direct-Growth scheme return performance in last 1 year is 1.84%, in last 3 years is 52.11% and 53.62% since scheme launch.

Risk Profile:

- The Aditya Birla Sun Life Business Cycle Fund Direct Growth is rated Very High risk.

Top Holdings:

- Its top holdings are ICICI Bank Ltd, Kotak Mahindra Bank Ltd, Reliance Industries Ltd, HDFC Bank Ltd, Infosys Ltd

Tax Treatment:

- For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit

- Long term gains upto Rs 1 lakh are exempt capital gains tax.

FAQs

What is today's NAV of Aditya Birla Sun Life Business Cycle Fund?

The Net Asset Value of Aditya Birla Sun Life Business Cycle Fund is ₹15.58 (Direct Plan). The NAV is updated daily and may vary slightly for different plan options.

What is the AUM of Aditya Birla Sun Life Business Cycle Fund?

The AUM of Aditya Birla Sun Life Business Cycle Fund is ₹1,935.34 Cr. This reflects the total value of assets managed by the fund.

What is the expense ratio of Aditya Birla Sun Life Business Cycle Fund?

The expense ratio is 1.15% for the Direct Plan and 2.09% for the Regular Plan. Direct plan offers lower costs to investors.

What are the returns of Aditya Birla Sun Life Business Cycle Fund since inception?

Aditya Birla Sun Life Business Cycle Fund Direct Growth has given a CAGR return of 13.48% since inception. Past performance doesn't guarantee future returns.

What is the minimum SIP amount to invest in Aditya Birla Sun Life Business Cycle Fund?

The minimum SIP amount of Aditya Birla Sun Life Business Cycle Fund is ₹100 making it accessible for small investors to start their investment journey.

How do I invest in Aditya Birla Sun Life Business Cycle Fund?

You can invest through Allvest platform by completing your KYC, selecting the fund, choosing SIP or lump sum mode, and making payment through available options like UPI or bank transfer.

How to start a SIP in Aditya Birla Sun Life Business Cycle Fund?

Start SIP through Allvest by downloading the app, searching for the fund, selecting SIP option, setting monthly amount (minimum ₹100), and setting up auto-debit mandate.

How do I automate an SIP in Aditya Birla Sun Life Business Cycle Fund?

Automate SIP through Allvest by setting up bank mandate or UPI auto-pay facility, which will automatically deduct the SIP amount on your chosen date each month.

How can I withdraw/redeem my investment in Aditya Birla Sun Life Business Cycle Fund?

You can redeem through Allvest platform by selecting the fund, choosing redemption amount or units, and submitting the request. Exit load of 1%, if redeemed within 30 days applies.